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Case: 13-30724 Doc# 1 Filed: 03/29/13 Entered: 03/29/13 11:05:15 Page 1 of 8

}bk1{Form 1. Voluntary Petition}bk{B1 (Official Form 1)(12/11)United States Bankruptcy CourtVoluntary PetitionName of Debtor (if individual, enter Last, First, Middle):All Other Names used by the Debtor in the last 8 years(include married, maiden, and trade names):Last four digits of Soc. Sec. or Individual-Taxpayer I.D. (ITIN) No./Complete EIN(if more than one, state all)Street Address of Debtor (No. and Street, City, and State):County of Residence or of the Principal Place of Business:Mailing Address of Debtor (if different from street address):Location of Principal Assets of Business Debtor(if different from street address above):Name of Joint Debtor (Spouse) (Last, First, Middle):All Other Names used by the Joint Debtor in the last 8 years(include married, maiden, and trade names):Last four digits of Soc. Sec. or Individual-Taxpayer I.D. (ITIN) No./Complete EIN(if more than one, state all)Street Address of Joint Debtor (No. and Street, City, and State):County of Residence or of the Principal Place of Business:Mailing Address of Joint Debtor (if different from street address):ZIP CodeZIP CodeZIP CodeZIP CodeType of Debtor(Form of Organization) (Check one box)Individual (includes Joint Debtors)See Exhibit D on page 2 of this form.Corporation (includes LLC and LLP)PartnershipOther (If debtor is not one of the above entities,check this box and state type of entity below.)Chapter 15 DebtorsCountry of debtor's center of main interests:Each country in which a foreign proceedingby, regarding, or against debtor is pending:Filing Fee (Check one box)Full Filing Fee attachedFiling Fee to be paid in installments (applicable to individuals only). Mustattach signed application for the court's consideration certifying that thedebtor is unable to pay fee except in installments. Rule 1006(b). See OfficialForm 3A.Filing Fee waiver requested (applicable to chapter 7 individuals only). Mustattach signed application for the court's consideration. See Official Form 3B.Nature of Business(Check one box)Health Care BusinessSingle Asset Real Estate as definedin 11 U.S.C. § 101 (51B)RailroadStockbrokerCommodity BrokerClearing BankOtherTax-Exempt Entity(Check box, if applicable)Debtor is a tax-exempt organizationunder Title 26 of the United StatesCode (the Internal Revenue Code).Chapter of Bankruptcy Code Under Whichthe Petition is Filed (Check one box)Chapter 7Chapter 9Chapter 11Chapter 12Chapter 13Chapter 15 Petition for Recognitionof a Foreign Main ProceedingChapter 15 Petition for Recognitionof a Foreign Nonmain ProceedingNature of Debts(Check one box)Debts are primarily consumer debts,Debts are primarilydefined in 11 U.S.C. § 101(8) asbusiness debts."incurred by an individual primarily fora personal, family, or household purpose."Chapter 11 DebtorsCheck one box:Debtor is a small business debtor as defined in 11 U.S.C. § 101(51D).Debtor is not a small business debtor as defined in 11 U.S.C. § 101(51D).Check if:Debtor’s aggregate noncontingent liquidated debts (excluding debts owed to insiders or affiliates)are less than $2,343,300 (amount subject to adjustment on 4/01/13 and every three years thereafter).Check all applicable boxes:A plan is being filed with this petition.Acceptances of the plan were solicited prepetition from one or more classes of creditors,in accordance with 11 U.S.C. § 1126(b).THIS SPACE IS FOR COURT USE ONLYStatistical/Administrative InformationDebtor estimates that funds will be available for distribution to unsecured creditors.Debtor estimates that, after any exempt property is excluded and administrative expenses paid, there will be no funds available for distribution to unsecured creditors.Estimated Number of Creditors1-50-100-200-1,000-5,001-10,001-25,001-50,001- OVER4999 199 999 5,000 10,000 25,000 50,000 100,000100,000Estimated Assets$0 to $50,001 to$100,001 to$500,001$1,000,001$10,000,001$50,000,001$100,000,001$500,000,001More than$50,000$100,000$500,000to $1to $10to $50to $100to $500to $1 billion$1 billionmillionmillionmillionmillionmillionEstimated Liabilities$0 to $50,001 to$100,001 to$500,001$1,000,001$10,000,001$50,000,001$100,000,001$500,000,001More than$50,000$100,000$500,000to $1to $10to $50to $100to $500to $1 billion$1 billionmillionmillionmillionmillionmillionNorthern District of CaliforniaAldaz Gutierrez, Vidalxxx-xx-25891884 Oakdale Ave.San Francisco, CASan Francisco94124619 15th StOakland, CA 94612Case: 13-30724 Doc# 1 Filed: 03/29/13 Entered: 03/29/13 11:05:15 Page 2 of 8

B1 (Official Form 1)(12/11)Page 2Voluntary Petition(This page must be completed and filed in every case)Name of Debtor(s):All Prior Bankruptcy Cases Filed Within Last 8 Years(If more than two, attach additional sheet)LocationCase Number:Date Filed:Where Filed:LocationCase Number:Date Filed:Where Filed:Pending Bankruptcy Case Filed by any Spouse, Partner, or Affiliate of this Debtor(If more than one, attach additional sheet)Name of Debtor:Case Number:Date Filed:District:Relationship:Judge:Exhibit A(To be completed if debtor is required to file periodic reports (e.g.,forms 10K and 10Q) with the Securities and Exchange Commissionpursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934and is requesting relief under chapter 11.)Exhibit A is attached and made a part of this petition.Exhibit CDoes the debtor own or have possession of any property that poses or is alleged to pose a threat of imminent and identifiable harm to public health or safety?Yes, and Exhibit C is attached and made a part of this petition.No.Exhibit D(To be completed by every individual debtor. If a joint petition is filed, each spouse must complete and attach a separate Exhibit D.)Exhibit D completed and signed by the debtor is attached and made a part of this petition.If this is a joint petition:Exhibit D also completed and signed by the joint debtor is attached and made a part of this petition.Information Regarding the Debtor - Venue(Check any applicable box)Debtor has been domiciled or has had a residence, principal place of business, or principal assets in this District for 180days immediately preceding the date of this petition or for a longer part of such 180 days than in any other District.There is a bankruptcy case concerning debtor's affiliate, general partner, or partnership pending in this District.Debtor is a debtor in a foreign proceeding and has its principal place of business or principal assets in the United States inthis District, or has no principal place of business or assets in the United States but is a defendant in an action orproceeding [in a federal or state court] in this District, or the interests of the parties will be served in regard to the reliefsought in this District.Certification by a Debtor Who Resides as a Tenant of Residential Property(Check all applicable boxes)Landlord has a judgment against the debtor for possession of debtor's residence.(If box checked, complete the following.)(Name of landlord that obtained judgment)(Address of landlord)Debtor claims that under applicable nonbankruptcy law, there are circumstances under which the debtor would be permitted to curethe entire monetary default that gave rise to the judgment for possession, after the judgment for possession was entered, and Debtor has included in this petition the deposit with the court of any rent that would become due during the 30-day periodafter the filing of the petition.Debtor certifies that he/she has served the Landlord with this certification. (11 U.S.C. § 362(l)).Exhibit B(To be completed if debtor is an individual whose debts are primarily consumer debts.)I, the attorney for the petitioner named in the foregoing petition, declare that Ihave informed the petitioner that [he or she] may proceed under chapter 7, 11,12, or 13 of title 11, United States Code, and have explained the relief availableunder each such chapter. I further certify that I delivered to the debtor the noticerequired by 11 U.S.C. §342(b).XSignature of Attorney for Debtor(s)(Date)Aldaz Gutierrez, Vidal- None -- None -Case: 13-30724 Doc# 1 Filed: 03/29/13 Entered: 03/29/13 11:05:15 Page 3 of 8

B1 (Official Form 1)(12/11)Page 3Voluntary Petition(This page must be completed and filed in every case)Name of Debtor(s):SignaturesSignature(s) of Debtor(s) (Individual/Joint)I declare under penalty of perjury that the information provided in thispetition is true and correct.[If petitioner is an individual whose debts are primarily consumer debts andhas chosen to file under chapter 7] I am aware that I may proceed underchapter 7, 11, 12, or 13 of title 11, United States Code, understand the reliefavailable under each such chapter, and choose to proceed under chapter 7.[If no attorney represents me and no bankruptcy petition preparer signs thepetition] I have obtained and read the notice required by 11 U.S.C. §342(b).I request relief in accordance with the chapter of title 11, United States Code,specified in this petition.XSignature of DebtorXSignature of Joint DebtorTelephone Number (If not represented by attorney)DateSignature of Attorney*XSignature of Attorney for Debtor(s)Printed Name of Attorney for Debtor(s)Firm NameAddressTelephone NumberDate*In a case in which § 707(b)(4)(D) applies, this signature also constitutes acertification that the attorney has no knowledge after an inquiry that theinformation in the schedules is incorrect.Signature of Debtor (Corporation/Partnership)I declare under penalty of perjury that the information provided in thispetition is true and correct, and that I have been authorized to file this petitionon behalf of the debtor.The debtor requests relief in accordance with the chapter of title 11, UnitedStates Code, specified in this petition.XSignature of Authorized IndividualPrinted Name of Authorized IndividualTitle of Authorized IndividualDateSignature of a Foreign RepresentativeI declare under penalty of perjury that the information provided in this petitionis true and correct, that I am the foreign representative of a debtor in a foreignproceeding, and that I am authorized to file this petition.(Check only one box.)I request relief in accordance with chapter 15 of title 11. United States Code.Certified copies of the documents required by 11 U.S.C. §1515 are attached.Pursuant to 11 U.S.C. §1511, I request relief in accordance with the chapterof title 11 specified in this petition. A certified copy of the order grantingrecognition of the foreign main proceeding is attached.XSignature of Foreign RepresentativePrinted Name of Foreign RepresentativeDateSignature of Non-Attorney Bankruptcy Petition PreparerI declare under penalty of perjury that: (1) I am a bankruptcy petitionpreparer as defined in 11 U.S.C. § 110; (2) I prepared this document forcompensation and have provided the debtor with a copy of this documentand the notices and information required under 11 U.S.C. §§ 110(b),110(h), and 342(b); and, (3) if rules or guidelines have been promulgatedpursuant to 11 U.S.C. § 110(h) setting a maximum fee for serviceschargeable by bankruptcy petition preparers, I have given the debtor noticeof the maximum amount before preparing any document for filing for adebtor or accepting any fee from the debtor, as required in that section.Official Form 19 is attached.Printed Name and title, if any, of Bankruptcy Petition PreparerSocial-Security number (If the bankrutpcy petition preparer is notan individual, state the Social Security number of the officer,principal, responsible person or partner of the bankruptcy petitionpreparer.)(Required by 11 U.S.C. § 110.)AddressXDateSignature of bankruptcy petition preparer or officer, principal, responsibleperson,or partner whose Social Security number is provided above.Names and Social-Security numbers of all other individuals who prepared orassisted in preparing this document unless the bankruptcy petition preparer isnot an individual:If more than one person prepared this document, attach additional sheetsconforming to the appropriate official form for each person.A bankruptcy petition preparer’s failure to comply with the provisions oftitle 11 and the Federal Rules of Bankruptcy Procedure may result infines or imprisonment or both. 11 U.S.C. §110; 18 U.S.C. §156.Aldaz Gutierrez, Vidal/s/ Vidal Aldaz GutierrezVidal Aldaz GutierrezMarch 22, 2013/s/ James A. PixtonJames A. Pixton 193263Law Offices of James A. PixtonP.O. Box 2820Alameda, CA 94501Email: [email protected](510) 451-6200 Fax: (510) 521-8849March 22, 2013Case: 13-30724 Doc# 1 Filed: 03/29/13 Entered: 03/29/13 11:05:15 Page 4 of 8

B 1D (Official Form 1, Exhibit D) (12/09)United States Bankruptcy CourtNorthern District of CaliforniaIn reVidal Aldaz GutierrezCase No.Debtor(s)Chapter13EXHIBIT D - INDIVIDUAL DEBTOR'S STATEMENT OF COMPLIANCE WITHCREDIT COUNSELING REQUIREMENTWarning: You must be able to check truthfully one of the five statements regarding creditcounseling listed below. If you cannot do so, you are not eligible to file a bankruptcy case, and the courtcan dismiss any case you do file. If that happens, you will lose whatever filing fee you paid, and yourcreditors will be able to resume collection activities against you. If your case is dismissed and you fileanother bankruptcy case later, you may be required to pay a second filing fee and you may have to takeextra steps to stop creditors' collection activities.Every individual debtor must file this Exhibit D. If a joint petition is filed, each spouse must completeand file a separate Exhibit D. Check one of the five statements below and attach any documents as directed.(cid:132) 1. Within the 180 days before the filing of my bankruptcy case, I received a briefing from a creditcounseling agency approved by the United States trustee or bankruptcy administrator that outlined theopportunities for available credit counseling and assisted me in performing a related budget analysis, and I havea certificate from the agency describing the services provided to me. Attach a copy of the certificate and a copyof any debt repayment plan developed through the agency.(cid:134) 2. Within the 180 days before the filing of my bankruptcy case, I received a briefing from a creditcounseling agency approved by the United States trustee or bankruptcy administrator that outlined theopportunities for available credit counseling and assisted me in performing a related budget analysis, but I donot have a certificate from the agency describing the services provided to me. You must file a copy of acertificate from the agency describing the services provided to you and a copy of any debt repayment plandeveloped through the agency no later than 14 days after your bankruptcy case is filed.(cid:134) 3. I certify that I requested credit counseling services from an approved agency but was unable toobtain the services during the seven days from the time I made my request, and the following exigentcircumstances merit a temporary waiver of the credit counseling requirement so I can file my bankruptcy casenow. [Summarize exigent circumstances here.]If your certification is satisfactory to the court, you must still obtain the credit counseling briefingwithin the first 30 days after you file your bankruptcy petition and promptly file a certificate from theagency that provided the counseling, together with a copy of any debt management plan developedthrough the agency. Failure to fulfill these requirements may result in dismissal of your case. Anyextension of the 30-day deadline can be granted only for cause and is limited to a maximum of 15 days.Your case may also be dismissed if the court is not satisfied with your reasons for filing your bankruptcycase without first receiving a credit counseling briefing.(cid:134) 4. I am not required to receive a credit counseling briefing because of: [Check the applicablestatement.] [Must be accompanied by a motion for determination by the court.]Software Copyright (c) 1996-2012 CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCase: 13-30724 Doc# 1 Filed: 03/29/13 Entered: 03/29/13 11:05:15 Page 5 of 8

B 1D (Official Form 1, Exhibit D) (12/09) - Cont.Page 2(cid:134) Incapacity. (Defined in 11 U.S.C. § 109(h)(4) as impaired by reason of mental illness ormental deficiency so as to be incapable of realizing and making rational decisions with respect tofinancial responsibilities.);(cid:134) Disability. (Defined in 11 U.S.C. § 109(h)(4) as physically impaired to the extent of beingunable, after reasonable effort, to participate in a credit counseling briefing in person, by telephone, orthrough the Internet.);(cid:134) Active military duty in a military combat zone.(cid:134) 5. The United States trustee or bankruptcy administrator has determined that the credit counselingrequirement of 11 U.S.C. § 109(h) does not apply in this district.I certify under penalty of perjury that the information provided above is true and correct.Signature of Debtor:/s/ Vidal Aldaz GutierrezVidal Aldaz GutierrezDate:March 22, 2013Software Copyright (c) 1996-2012 CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCertificate Number: 15725-CAN-CC-020507581

CERTIFICATE OF COUNSELING

I CERTIFY that on March 15, 2013, at 5:10 o'clock PM EDT, Vidal Aldaz
received from 001 Debtorcc, Inc., an agency approved pursuant to 11 U.S.C. §
111 to provide credit counseling in the Northern District of California, an
individual [or group] briefing that complied with the provisions of 11 U.S.C. §§
109(h) and 111.
A debt repayment plan was not prepared. If a debt repayment plan was prepared, a
copy of the debt repayment plan is attached to this certificate.
This counseling session was conducted by internet.

Date: March 15, 2013

By:

/s/Jai D Bhatt

Name: Jai D Bhatt

Title: Counselor

* Individuals who wish to file a bankruptcy case under title 11 of the United States Bankruptcy
Code are required to file with the United States Bankruptcy Court a completed certificate of
counseling from the nonprofit budget and credit counseling agency that provided the individual
the counseling services and a copy of the debt repayment plan, if any, developed through the
credit counseling agency. See 11 U.S.C. §§ 109(h) and 521(b).

Case: 13-30724 Doc# 1 Filed: 03/29/13 Entered: 03/29/13 11:05:15 Page 6 of 8

15725-CAN-CC-020507581Case: 13-30724 Doc# 1 Filed: 03/29/13 Entered: 03/29/13 11:05:15 Page 7 of 8

United States Bankruptcy CourtNorthern District of CaliforniaIn reVidal Aldaz GutierrezCase No.Debtor(s)Chapter13CREDITOR MATRIX COVER SHEETI declare that the attached Creditor Mailing Matrix, consisting of 1 sheets, contains the correct, complete and currentnames and addresses of all priority, secured and unsecured creditors listed in debtor's filing and that this matrix conforms with theClerk's promulgated requirements.Date:March 22, 2013/s/ James A. PixtonSignature of AttorneyJames A. Pixton 193263Law Offices of James A. PixtonP.O. Box 2820Alameda, CA 94501(510) 451-6200Fax:(510) 521-8849Software Copyright (c) 1996-2012 CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCase: 13-30724 Doc# 1 Filed: 03/29/13 Entered: 03/29/13 11:05:15 Page 8 of 8

}bk1{Creditor Address Matrix}bk{BaymarkFinIncAcct No 03111177BovetRdSan Mateo, CA 94402LienEnforcementIncAcct No 1000CAD3421016030PoBox7657Fremont, CA 94537NationstarMortgageLlAcct No 596786234350HighlandDrLewisville, TX 75067NcoFin/35Acct No 43019349PoBox41726Philadelphia, PA 19101OcwenloansAcct No 71008453661675PalmBeachLakesBlvd.Suite304West Palm Beach, FL 33401