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Case: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 1 of 29

}bk1{Form 6. Summary of Schedules}bk{United States Bankruptcy CourtNorthern District of CaliforniaIn re,DebtorCase No.Chapter13-3072413Vidal Aldaz GutierrezB6 Summary (Official Form 6 - Summary) (12/07)Indicate as to each schedule whether that schedule is attached and state the number of pages in each. Report the totals from Schedules A,B, D, E, F, I, and J in the boxes provided. Add the amounts from Schedules A and B to determine the total amount of the debtor’s assets.Add the amounts of all claims from Schedules D, E, and F to determine the total amount of the debtor’s liabilities. Individual debtors mustalso complete the "Statistical Summary of Certain Liabilities and Related Data" if they file a case under chapter 7, 11, or 13.SUMMARY OF SCHEDULESATTACHEDNO. OFNAME OF SCHEDULEASSETSLIABILITIESOTHER(YES/NO)SHEETSA - Real PropertyB - Personal PropertyC - Property Claimed as ExemptD - Creditors Holding Secured ClaimsE - Creditors Holding UnsecuredPriority ClaimsF - Creditors Holding UnsecuredNonpriority ClaimsG - Executory Contracts andUnexpired LeasesH - CodebtorsI -Current Income of IndividualDebtor(s)J -Current Expenditures of IndividualDebtor(s)Total Number of Sheets of ALL SchedulesTotal AssetsTotal Liabilities(Total of Claims on Schedule E)Software Copyright (c) 1996-2013 - CCH INCORPORATED - www.bestcase.comBest Case BankruptcyYesYesYesYesYesYesYesYesYesYes12,210,000.00311,600.0011,360,838.0020.0011,521.0011119,950.0019,020.00132,221,600.001,362,359.00Case: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 2 of 29

}bk1{Form 6. Statistical Summary of Certain Liabilities and Related Data}bk{United States Bankruptcy CourtNorthern District of CaliforniaIn re,DebtorCase No.Chapter13-3072413Vidal Aldaz GutierrezForm 6 - Statistical Summary (12/07)STATISTICAL SUMMARY OF CERTAIN LIABILITIES AND RELATED DATA (28 U.S.C. § 159)If you are an individual debtor whose debts are primarily consumer debts, as defined in § 101(8) of the Bankruptcy Code (11 U.S.C.§ 101(8)), filinga case under chapter 7, 11 or 13, you must report all information requested below.Check this box if you are an individual debtor whose debts are NOT primarily consumer debts. You are not required to report any information here.This information is for statistical purposes only under 28 U.S.C. § 159.Summarize the following types of liabilities, as reported in the Schedules, and total them.Type of LiabilityAmountDomestic Support Obligations (from Schedule E)Taxes and Certain Other Debts Owed to Governmental Units (from Schedule E)Claims for Death or Personal Injury While Debtor Was Intoxicated(from Schedule E) (whether disputed or undisputed)Student Loan Obligations (from Schedule F)Domestic Support, Separation Agreement, and Divorce DecreeObligations Not Reported on Schedule EObligations to Pension or Profit-Sharing, and Other Similar Obligations(from Schedule F)TOTALState the following:Average Income (from Schedule I, Line 16)Average Expenses (from Schedule J, Line 18)Current Monthly Income (from Form 22A Line 12; OR,Form 22B Line 11; OR, Form 22C Line 20 )State the following:1. Total from Schedule D, "UNSECURED PORTION, IF ANY"column2. Total from Schedule E, "AMOUNT ENTITLED TO PRIORITY"column3. Total from Schedule E, "AMOUNT NOT ENTITLED TOPRIORITY, IF ANY" column4. Total from Schedule F5. Total of non-priority unsecured debt (sum of 1, 3, and 4)Software Copyright (c) 1996-2013 - CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCase: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 3 of 29

}bk1{Schedule A - Real Property}bk{In re,DebtorCase No.13-30724Vidal Aldaz GutierrezB6A (Official Form 6A) (12/07)Except as directed below, list all real property in which the debtor has any legal, equitable, or future interest, including all property owned as acotenant, community property, or in which the debtor has a life estate. Include any property in which the debtor holds rights and powers exercisable forthe debtor's own benefit. If the debtor is married, state whether husband, wife, both, or the marital community own the property by placing an "H," "W,""J," or "C" in the column labeled "Husband, Wife, Joint, or Community." If the debtor holds no interest in real property, write "None" under"Description and Location of Property."Do not include interests in executory contracts and unexpired leases on this schedule. List them in Schedule G - Executory Contracts andUnexpired Leases.If an entity claims to have a lien or hold a secured interest in any property, state the amount of the secured claim. See Schedule D. If no entityclaims to hold a secured interest in the property, write "None" in the column labeled "Amount of Secured Claim." If the debtor is an individual orif a joint petition is filed, state the amount of any exemption claimed in the property only in Schedule C - Property Claimed as Exempt.DescriptionandLocationofPropertyNature of Debtor'sInterest in PropertyHusband,Wife,Joint, orCommunityCurrent Value ofDebtor'sInterestinProperty,withoutDeductinganySecuredClaimorExemptionAmountofSecuredClaimcontinuation sheets attached to the Schedule of Real PropertySCHEDULE A - REAL PROPERTYSoftware Copyright (c) 1996-2013 - CCH INCORPORATED - www.bestcase.comBest Case Bankruptcy01880-82 Oakdale Ave., San Francisco, CA 94124Fee simpleJ500,000.00137,381.001884 Oakdale Ave, San Francisco, CA 94124Fee simpleJ350,000.00352,561.001886 Oakdale Ave, San Francisco, CA 94124(empty lot)Fee simpleJ80,000.000.001878 Oakdale Ave, San Francisco, CA 94124(empty lot)Fee simpleC80,000.000.001877 Oakdale Ave, San Francisco, CA 94124Fee simpleJ350,000.00165,000.001879 Oakdale Ave, San Franciso, CA 94124(damaged by fire)Fee simpleJ100,000.000.00619 15th St, Oakland, CA 94612Fee simpleJ350,000.000.002344 E 17th St, Oakland, CA 94612Fee simpleJ400,000.00540,000.00Sub-Total >(Total of this page)2,210,000.00Total >(Report also on Summary of Schedules)2,210,000.00Case: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 4 of 29

}bk1{Schedule B - Personal Property}bk{In re,DebtorCase No.13-30724Vidal Aldaz GutierrezB6B (Official Form 6B) (12/07)Except as directed below, list all personal property of the debtor of whatever kind. If the debtor has no property in one or more of the categories, placean "x" in the appropriate position in the column labeled "None." If additional space is needed in any category, attach a separate sheet properly identifiedwith the case name, case number, and the number of the category. If the debtor is married, state whether husband, wife, both, or the marital communityown the property by placing an "H," "W," "J," or "C" in the column labeled "Husband, Wife, Joint, or Community." If the debtor is an individual or a jointpetition is filed, state the amount of any exemptions claimed only in Schedule C - Property Claimed as Exempt.Do not list interests in executory contracts and unexpired leases on this schedule. List them in Schedule G - Executory Contracts andUnexpired Leases.If the property is being held for the debtor by someone else, state that person's name and address under "Description and Location of Property."If the property is being held for a minor child, simply state the child's initials and the name and address of the child's parent or guardian, such as"A.B., a minor child, by John Doe, guardian." Do not disclose the child's name. See, 11 U.S.C. §112 and Fed. R. Bankr. P. 1007(m).TypeofPropertyNONEDescriptionandLocationofPropertyHusband,Wife,Joint, orCommunityCurrent Value ofDebtor'sInterestinProperty,withoutDeductinganySecuredClaimorExemptioncontinuationsheetsattachedtotheScheduleofPersonalPropertySCHEDULE B - PERSONAL PROPERTYSoftware Copyright (c) 1996-2013 - CCH INCORPORATED - www.bestcase.comBest Case Bankruptcy21.Cash on handX2.Checking, savings or other financialaccounts, certificates of deposit, orshares in banks, savings and loan,thrift, building and loan, andhomestead associations, or creditunions, brokerage houses, orcooperatives.checking account at Bank of America-10,000.003.Security deposits with publicutilities, telephone companies,landlords, and others.X4.Household goods and furnishings,including audio, video, andcomputer equipment.misc household goods and furnishings-1,000.005.Books, pictures and other artobjects, antiques, stamp, coin,record, tape, compact disc, andother collections or collectibles.X6.Wearing apparel.ordinary wearing apparel-100.007.Furs and jewelry.X8.Firearms and sports, photographic,and other hobby equipment.X9.Interests in insurance policies.Name insurance company of eachpolicy and itemize surrender orrefund value of each.X10.Annuities. Itemize and name eachissuer.XSub-Total >(Total of this page)11,100.00Case: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 5 of 29

B6B (Official Form 6B) (12/07) - Cont.TypeofPropertyNONEDescriptionandLocationofPropertyHusband,Wife,Joint, orCommunityCurrent Value ofDebtor'sInterestinProperty,withoutDeductinganySecuredClaimorExemptionSheetofcontinuationsheetsattachedtotheScheduleofPersonalPropertySCHEDULE B - PERSONAL PROPERTY(Continuation Sheet)Software Copyright (c) 1996-2013 - CCH INCORPORATED - www.bestcase.comBest Case BankruptcyIn re,DebtorCase No.13-30724Vidal Aldaz Gutierrez11.Interests in an education IRA asdefined in 26 U.S.C. § 530(b)(1) orunder a qualified State tuition planas defined in 26 U.S.C. § 529(b)(1).Give particulars. (File separately therecord(s) of any such interest(s).11 U.S.C. § 521(c).)X12.Interests in IRA, ERISA, Keogh, orother pension or profit sharingplans. Give particulars.X13.Stock and interests in incorporatedand unincorporated businesses.Itemize.X14.Interests in partnerships or jointventures. Itemize.X15.Government and corporate bondsand other negotiable andnonnegotiable instruments.X16.Accounts receivable.X17.Alimony, maintenance, support, andproperty settlements to which thedebtor is or may be entitled. Giveparticulars.X18.Other liquidated debts owed to debtorincluding tax refunds. Give particulars.X19.Equitable or future interests, lifeestates, and rights or powersexercisable for the benefit of thedebtor other than those listed inSchedule A - Real Property.X20.Contingent and noncontingentinterests in estate of a decedent,death benefit plan, life insurancepolicy, or trust.X21.Other contingent and unliquidatedclaims of every nature, includingtax refunds, counterclaims of thedebtor, and rights to setoff claims.Give estimated value of each.XSub-Total >(Total of this page)0.0012Case: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 6 of 29

B6B (Official Form 6B) (12/07) - Cont.TypeofPropertyNONEDescriptionandLocationofPropertyHusband,Wife,Joint, orCommunityCurrent Value ofDebtor'sInterestinProperty,withoutDeductinganySecuredClaimorExemptionSheetofcontinuationsheetsattachedtotheScheduleofPersonalPropertySCHEDULE B - PERSONAL PROPERTY(Continuation Sheet)Software Copyright (c) 1996-2013 - CCH INCORPORATED - www.bestcase.comBest Case BankruptcyIn re,DebtorCase No.13-30724Vidal Aldaz Gutierrez22.Patents, copyrights, and otherintellectual property. Giveparticulars.X23.Licenses, franchises, and othergeneral intangibles. Giveparticulars.X24.Customer lists or other compilationscontaining personally identifiableinformation (as defined in 11 U.S.C.§ 101(41A)) provided to the debtorby individuals in connection withobtaining a product or service fromthe debtor primarily for personal,family, or household purposes.X25.Automobiles, trucks, trailers, andother vehicles and accessories.1990 Nissan Maxima-500.0026.Boats, motors, and accessories.X27.Aircraft and accessories.X28.Office equipment, furnishings, andsupplies.X29.Machinery, fixtures, equipment, andsupplies used in business.X30.Inventory.X31.Animals.X32.Crops - growing or harvested. Giveparticulars.X33.Farming equipment andimplements.X34.Farm supplies, chemicals, and feed.X35.Other personal property of any kindnot already listed. Itemize.XSub-Total >(Total of this page)500.0022Total >(Report also on Summary of Schedules)11,600.00Case: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 7 of 29

}bk1{Schedule C - Property Claimed as Exempt}bk{In re,DebtorCase No.13-30724Vidal Aldaz GutierrezB6C (Official Form 6C) (4/10)Debtor claims the exemptions to which debtor is entitled under:Check if debtor claims a homestead exemption that exceeds(Check one box)$146,450.(Amount subject to adjustment on 4/1/13, and every three years thereafterwith respect to cases commenced on or after the date of adjustment.)11 U.S.C. §522(b)(2)11 U.S.C. §522(b)(3)Description of PropertySpecify Law ProvidingEach ExemptionValue ofClaimedExemptionCurrent Value ofProperty WithoutDeducting Exemptioncontinuation sheets attached to Schedule of Property Claimed as ExemptSCHEDULE C - PROPERTY CLAIMED AS EXEMPTSoftware Copyright (c) 1996-2013 - CCH INCORPORATED - www.bestcase.comBest Case Bankruptcy0Household Goods and Furnishingsmisc household goods and furnishings1,000.00C.C.P. § 704.0201,000.00Wearing Apparelordinary wearing apparel100.00C.C.P. § 704.020100.00Automobiles, Trucks, Trailers, and Other Vehicles1990 Nissan Maxima500.00C.C.P. § 704.010500.00Total:1,600.001,600.00Case: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 8 of 29

}bk1{Schedule D - Creditors Holding Secured Claims}bk{AMOUNT OFCLAIMWITHOUTDEDUCTINGVALUE OFCOLLATERALDATE CLAIM WAS INCURRED,NATURE OF LIEN, ANDDESCRIPTION AND VALUEOF PROPERTYSUBJECT TO LIENCODEBTORCONTINGENTUNLIQUIDATEDDISPUTEDHusband, Wife, Joint, or CommunityHWJCCREDITOR'S NAME AND MAILING ADDRESSINCLUDING ZIP CODE,AND ACCOUNT NUMBER(See instructions above.)Account No.Value $Account No.Value $Account No.Value $Account No.Value $Subtotal_____ continuation sheets attached(Total of this page)UNSECUREDPORTION, IFANYB6D (Official Form 6D) (12/07)State the name, mailing address, including zip code, and last four digits of any account number of all entities holding claims secured by property of the debtor as ofthe date of filing of the petition. The complete account number of any account the debtor has with the creditor is useful to the trustee and the creditor and may be providedif the debtor chooses to do so. List creditors holding all types of secured interests such as judgment liens, garnishments, statutory liens, mortgages, deeds of trust, andother security interests.List creditors in alphabetical order to the extent practicable. If a minor child is a creditor, the child's initials and the name and address of the child's parent or guardian, such as "A.B., a minor child, by John Doe, guardian." Do not disclose the child's name. See, 11 U.S.C. §112 and Fed. R. Bankr. P. 1007(m). If all secured creditors will not fit on this page, use the continuation sheet provided. If any entity other than a spouse in a joint case may be jointly liable on a claim, place an "X" in the column labeled "Codebtor" ,include the entity on the appropriateschedule of creditors, and complete Schedule H - Codebtors. If a joint petition is filed, state whether the husband, wife, both of them, or the marital community may beliable on each claim by placing an "H", "W", "J", or "C" in the column labeled "Husband, Wife, Joint, or Community".If the claim is contingent, place an "X" in the column labeled "Contingent". If the claim is unliquidated, place an "X" in the column labeled "Unliquidated". If theclaim is disputed, place an "X" in the column labeled "Disputed". (You may need to place an "X" in more than one of these three columns.)Total the columns labeled "Amount of Claim Without Deducting Value of Collateral" and "Unsecured Portion, if Any" in the boxes labeled "Total(s)" on the lastsheet of the completed schedule. Report the total from the column labeled "Amount of Claim" also on the Summary of Schedules and, if the debtor is an individual withprimarily consumer debts, report the total from the column labeled "Unsecured Portion" on the Statistical Summary of Certain Liabilities and Related Data.Check this box if debtor has no creditors holding secured claims to report on this Schedule D.SCHEDULE D - CREDITORS HOLDING SECURED CLAIMSSoftware Copyright (c) 1996-2013 - CCH INCORPORATED - www.bestcase.comBest Case BankruptcyIn re,DebtorCase No.13-30724Vidal Aldaz Gutierrez103111First Mortgage2344 E 17th St, Oakland, CA 94612Baymark Fin Inc177 Bovet RdSan Mateo, CA 94402-540,000.00140,000.00400,000.0003111First Mortgage619 15th St, Oakland, CA 94612Baymark Fin Inc177 Bovet RdSan Mateo, CA 94402-165,000.000.00350,000.00First Mortgage1877 Oakdale Ave, San Francisco, CA94124City Realty and Investments-165,000.000.00350,000.001000CAD3421016030Opened 11/09/10Collection San Francisco AutoreLien Enforcement IncPo Box 7657Fremont, CA 94537-896.00UnknownUnknown870,896.00140,000.00Case: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 9 of 29

B6D (Official Form 6D) (12/07) - Cont.AMOUNT OFCLAIMWITHOUTDEDUCTINGVALUE OFCOLLATERALDATE CLAIM WAS INCURRED,NATURE OF LIEN, ANDDESCRIPTION AND VALUEOF PROPERTYSUBJECT TO LIENCODEBTORCONTINGENTUNLIQUIDATEDDISPUTEDHusband, Wife, Joint, or CommunityHWJCCREDITOR'S NAME AND MAILING ADDRESSINCLUDING ZIP CODE,AND ACCOUNT NUMBER(See instructions.)Account No.Value $Account No.Value $Account No.Value $Account No.Value $Account No.Value $SubtotalSheet _____ of _____ continuation sheets attached to(Total of this page)Schedule of Creditors Holding Secured ClaimsUNSECUREDPORTION, IFANYSCHEDULE D - CREDITORS HOLDING SECURED CLAIMS(Continuation Sheet)Software Copyright (c) 1996-2013 - CCH INCORPORATED - www.bestcase.comBest Case BankruptcyIn re,DebtorCase No.13-30724Vidal Aldaz Gutierrez596786234Opened 9/21/99 Last Active 1/15/13First Mortgage1880-82 Oakdale Ave., San Francisco,CA 94124Nationstar Mortgage Ll350 Highland DrLewisville, TX 75067-137,381.000.00500,000.007100845366Opened 5/01/07 Last Active 1/01/13First Mortgage1884 Oakdale Ave, San Francisco, CA94124Ocwenloans1675 Palm Beach Lakes Blvd. Suite304West Palm Beach, FL 33401-352,561.002,561.00350,000.00489,942.002,561.00111,360,838.00142,561.00Total(Report on Summary of Schedules)Case: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 10 of

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}bk1{Schedule E - Creditors Holding Unsecured Priority Claims}bk{B6E (Official Form 6E) (4/10)A complete list of claims entitled to priority, listed separately by type of priority, is to be set forth on the sheets provided. Only holders of unsecured claims entitledto priority should be listed in this schedule. In the boxes provided on the attached sheets, state the name, mailing address, including zip code, and last four digits of theaccount number, if any, of all entities holding priority claims against the debtor or the property of the debtor, as of the date of the filing of the petition. Use a separatecontinuation sheet for each type of priority and label each with the type of priority.The complete account number of any account the debtor has with the creditor is useful to the trustee and the creditor and may be provided if the debtor chooses to doso. If a minor child is a creditor, state the child's initials and the name and address of the child's parent or guardian, such as "A.B., a minor child, by John Doe, guardian." Do not disclose the child's name. See, 11 U.S.C. §112 and Fed. R. Bankr. P. 1007(m). If any entity other than a spouse in a joint case may be jointly liable on a claim, place an "X" in the column labeled "Codebtor," include the entity on the appropriateschedule of creditors, and complete Schedule H-Codebtors. If a joint petition is filed, state whether the husband, wife, both of them, or the marital community may beliable on each claim by placing an "H," "W," "J," or "C" in the column labeled "Husband, Wife, Joint, or Community." If the claim is contingent, place an "X" in thecolumn labeled "Contingent." If the claim is unliquidated, place an "X" in the column labeled "Unliquidated." If the claim is disputed, place an "X" in the column labeled"Disputed." (You may need to place an "X" in more than one of these three columns.)Report the total of claims listed on each sheet in the box labeled "Subtotals" on each sheet. Report the total of all claims listed on this Schedule E in the box labeled"Total" on the last sheet of the completed schedule. Report this total also on the Summary of Schedules.Report the total of amounts entitled to priority listed on each sheet in the box labeled "Subtotals" on each sheet. Report the total of all amounts entitled to prioritylisted on this Schedule E in the box labeled "Totals" on the last sheet of the completed schedule. Individual debtors with primarily consumer debts report this total also on the Statistical Summary of Certain Liabilities and Related Data.Report the total of amounts not entitled to priority listed on each sheet in the box labeled "Subtotals" on each sheet. Report the total of all amounts not entitled topriority listed on this Schedule E in the box labeled "Totals" on the last sheet of the completed schedule. Individual debtors with primarily consumer debts report this total also on the Statistical Summary of Certain Liabilities and Related Data.Check this box if debtor has no creditors holding unsecured priority claims to report on this Schedule E.TYPES OF PRIORITY CLAIMS(Check the appropriate box(es) below if claims in that category are listed on the attached sheets)Domestic support obligationsClaims for domestic support that are owed to or recoverable by a spouse, former spouse, or child of the debtor, or the parent, legal guardian, or responsible relative of such a child, or a governmental unit to whom such a domestic support claim has been assigned to the extent provided in 11 U.S.C. § 507(a)(1).Extensions of credit in an involuntary caseClaims arising in the ordinary course of the debtor's business or financial affairs after the commencement of the case but before the earlier of the appointment of a trustee or the order for relief. 11 U.S.C. § 507(a)(3).Wages, salaries, and commissionsWages, salaries, and commissions, including vacation, severance, and sick leave pay owing to employees and commissions owing to qualifying independent salesrepresentatives up to $11,725* per person earned within 180 days immediately preceding the filing of the original petition, or the cessation of business, whicheveroccurred first, to the extent provided in 11 U.S.C. § 507(a)(4).Contributions to employee benefit plansMoney owed to employee benefit plans for services rendered within 180 days immediately preceding the filing of the original petition, or the cessation of business,whichever occurred first, to the extent provided in 11 U.S.C. § 507(a)(5).Certain farmers and fishermenClaims of certain farmers and fishermen, up to $5,775* per farmer or fisherman, against the debtor, as provided in 11 U.S.C. § 507(a)(6).Deposits by individualsClaims of individuals up to $2,600* for deposits for the purchase, lease, or rental of property or services for personal, family, or household use, that were not delivered or provided. 11 U.S.C. § 507(a)(7).Taxes and certain other debts owed to governmental unitsTaxes, customs duties, and penalties owing to federal, state, and local governmental units as set forth in 11 U.S.C. § 507(a)(8).Commitments to maintain the capital of an insured depository institutionClaims based on commitments to the FDIC, RTC, Director of the Office of Thrift Supervision, Comptroller of the Currency, or Board of Governors of the FederalReserve System, or their predecessors or successors, to maintain the capital of an insured depository institution. 11 U.S.C. § 507 (a)(9).Claims for death or personal injury while debtor was intoxicatedClaims for death or personal injury resulting from the operation of a motor vehicle or vessel while the debtor was intoxicated from using alcohol, a drug, or another substance. 11 U.S.C. § 507(a)(10).* Amount subject to adjustment on 4/01/13, and every three years thereafter with respect to cases commenced on or after the date of adjustment.continuation sheets attachedSCHEDULE E - CREDITORS HOLDING UNSECURED PRIORITY CLAIMSSoftware Copyright (c) 1996-2013 - CCH INCORPORATED - www.bestcase.comBest Case BankruptcyIn re,DebtorCase No.13-30724Vidal Aldaz Gutierrez0Case: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 11 of

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}bk1{Schedule F - Creditors Holding Unsecured Nonpriority Claims}bk{CODEBTORCONTINGENTUNLIQUIDATEDDISPUTEDHusband, Wife, Joint, or CommunityHWJCCREDITOR'S NAME,MAILING ADDRESSINCLUDING ZIP CODE,AND ACCOUNT NUMBER(See instructions above.)Account No.Account No.Account No.Account No.Subtotal_____ continuation sheets attached(Total of this page)DATE CLAIM WAS INCURRED ANDCONSIDERATION FOR CLAIM. IF CLAIMIS SUBJECT TO SETOFF, SO STATE.AMOUNT OF CLAIMB6F (Official Form 6F) (12/07)State the name, mailing address, including zip code, and last four digits of any account number, of all entities holding unsecured claims without priority against thedebtor or the property of the debtor, as of the date of filing of the petition. The complete account number of any account the debtor has with the creditor is useful to thetrustee and the creditor and may be provided if the debtor chooses to do so. If a minor child is a creditor, state the child's initials and the name and address of the child's parent or guardian, such as "A.B., a minor child, by John Doe, guardian." Do not disclose the child's name. See, 11 U.S.C. §112 and Fed. R. Bankr. P. 1007(m). Do not include claims listed in Schedules D and E. If all creditors will not fit on this page, use the continuation sheet provided. If any entity other than a spouse in a joint case may be jointly liable on a claim, place an "X" in the column labeled "Codebtor," include the entity on the appropriateschedule of creditors, and complete Schedule H - Codebtors. If a joint petition is filed, state whether the husband, wife, both of them, or the marital community may beliable on each claim by placing an "H," "W," "J," or "C" in the column labeled "Husband, Wife, Joint, or Community."If the claim is contingent, place an "X" in the column labeled "Contingent." If the claim is unliquidated, place an "X" in the column labeled "Unliquidated." If theclaim is disputed, place an "X" in the column labeled "Disputed." (You may need to place an "X" in more than one of these three columns.)Report the total of all claims listed on this schedule in the box labeled "Total" on the last sheet of the completed schedule. Report this total also on the Summary ofSchedules and, if the debtor is an individual with primarily consumer debts, report this total also on the Statistical Summary of Certain Liabilities and Related Data.Check this box if debtor has no creditors holding unsecured claims to report on this Schedule F.S/N:35822-130401SCHEDULE F - CREDITORS HOLDING UNSECURED NONPRIORITY CLAIMSSoftware Copyright (c) 1996-2013 - CCH INCORPORATED - www.bestcase.comBest Case BankruptcyIn re,DebtorCase No.13-30724Vidal Aldaz Gutierrez043019349Opened 5/16/11Collection City And County Of SNco Fin/35Po Box 41726Philadelphia, PA 19101-1,521.001,521.001,521.00Total(Report on Summary of Schedules)Case: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 12 of

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}bk1{Schedule G - Executory Contracts and Unexpired Leases}bk{In re,DebtorCase No.13-30724Vidal Aldaz GutierrezB6G (Official Form 6G) (12/07)Describe all executory contracts of any nature and all unexpired leases of real or personal property. Include any timeshare interests. State natureof debtor's interest in contract, i.e., "Purchaser", "Agent", etc. State whether debtor is the lessor or lessee of a lease. Provide the names andcomplete mailing addresses of all other parties to each lease or contract described. If a minor child is a party to one of the leases or contracts, state the child's initials and the name and address of the child's parent or guardian, such as "A.B., a minor child, by John Doe, guardian." Do not disclose the child's name. See, 11 U.S.C. §112 and Fed. R. Bankr. P. 1007(m). Check this box if debtor has no executory contracts or unexpired leases.Name and Mailing Address, Including Zip Code,of Other Parties to Lease or ContractDescription of Contract or Lease and Nature of Debtor's Interest.State whether lease is for nonresidential real property.State contract number of any government contract.continuation sheets attached to Schedule of Executory Contracts and Unexpired LeasesSCHEDULE G - EXECUTORY CONTRACTS AND UNEXPIRED LEASESSoftware Copyright (c) 1996-2013 - CCH INCORPORATED - www.bestcase.comBest Case Bankruptcy0Case: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 13 of

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}bk1{Schedule H - Codebtors}bk{In re,DebtorCase No.13-30724Vidal Aldaz GutierrezB6H (Official Form 6H) (12/07)Provide the information requested concerning any person or entity, other than a spouse in a joint case, that is also liable on any debts listedby debtor in the schedules of creditors. Include all guarantors and co-signers. If the debtor resides or resided in a community property state,commonwealth, or territory (including Alaska, Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Puerto Rico, Texas, Washington, orWisconsin) within the eight year period immediately preceding the commencement of the case, identify the name of the debtor's spouse and ofany former spouse who resides or resided with the debtor in the community property state, commonwealth, or territory. Include all names usedby the nondebtor spouse during the eight years immediately preceding the commencement of this case. If a minor child is a codebtor or a creditor, state the child's initials and the name and address of the child's parent or guardian, such as "A.B., a minor child, by John Doe, guardian." Do not disclose the child's name. See, 11 U.S.C. §112 and Fed. R. Bankr. P. 1007(m). Check this box if debtor has no codebtors.NAME AND ADDRESS OF CODEBTORNAME AND ADDRESS OF CREDITORcontinuationsheetsattachedtoScheduleofCodebtorsSCHEDULE H - CODEBTORSSoftware Copyright (c) 1996-2013 - CCH INCORPORATED - www.bestcase.comBest Case Bankruptcy0Case: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 14 of

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B6I (Official Form 6I) (12/07)In reVidal Aldaz GutierrezCase No.13-30724Debtor(s)SCHEDULE I - CURRENT INCOME OF INDIVIDUAL DEBTOR(S)The column labeled "Spouse" must be completed in all cases filed by joint debtors and by every married debtor, whether or not a joint petition isfiled, unless the spouses are separated and a joint petition is not filed. Do not state the name of any minor child. The average monthly incomecalculated on this form may differ from the current monthly income calculated on Form 22A, 22B, or 22C.Debtor's Marital Status:DEPENDENTS OF DEBTOR AND SPOUSEMarriedRELATIONSHIP(S):None.AGE(S):Employment:DEBTORSPOUSEOccupationlandlordName of Employerself-employedHow long employed20 yrsAddress of EmployerINCOME: (Estimate of average or projected monthly income at time case filed)DEBTORSPOUSE1. Monthly gross wages, salary, and commissions (Prorate if not paid monthly)$0.00$0.002. Estimate monthly overtime$0.00$0.003. SUBTOTAL$0.00$0.004. LESS PAYROLL DEDUCTIONSa. Payroll taxes and social security$0.00$0.00b. Insurance$0.00$0.00c. Union dues$0.00$0.00d. Other (Specify):$0.00$0.00$0.00$0.005. SUBTOTAL OF PAYROLL DEDUCTIONS$0.00$0.006. TOTAL NET MONTHLY TAKE HOME PAY$0.00$0.007. Regular income from operation of business or profession or farm (Attach detailed statement)$0.00$0.008. Income from real property$9,950.00$0.009. Interest and dividends$0.00$0.0010. Alimony, maintenance or support payments payable to the debtor for the debtor's use or that ofdependents listed above$0.00$0.0011. Social security or government assistance(Specify):$0.00$0.00$0.00$0.0012. Pension or retirement income$0.00$0.0013. Other monthly income(Specify):$0.00$0.00$0.00$0.0014. SUBTOTAL OF LINES 7 THROUGH 13$9,950.00$0.0015. AVERAGE MONTHLY INCOME (Add amounts shown on lines 6 and 14)$9,950.00$0.0016. COMBINED AVERAGE MONTHLY INCOME: (Combine column totals from line 15)$9,950.00(Report also on Summary of Schedules and, if applicable, onStatistical Summary of Certain Liabilities and Related Data)17. Describe any increase or decrease in income reasonably anticipated to occur within the year following the filing of this document:Case: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 15 of

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B6J (Official Form 6J) (12/07)In reVidal Aldaz GutierrezCase No.13-30724Debtor(s)SCHEDULE J - CURRENT EXPENDITURES OF INDIVIDUAL DEBTOR(S)Complete this schedule by estimating the average or projected monthly expenses of the debtor and the debtor's family at timecase filed. Prorate any payments made bi-weekly, quarterly, semi-annually, or annually to show monthly rate. The average monthlyexpenses calculated on this form may differ from the deductions from income allowed on Form 22A or 22C.(cid:134)Check this box if a joint petition is filed and debtor's spouse maintains a separate household. Complete a separate schedule ofexpenditures labeled "Spouse."1. Rent or home mortgage payment (include lot rented for mobile home)$3,800.00 a. Are real estate taxes included?Yes No X b. Is property insurance included?Yes No X 2. Utilities:a. Electricity and heating fuel$200.00b. Water and sewer$55.00c. Telephone$165.00d. Other$0.003. Home maintenance (repairs and upkeep)$95.004. Food$455.005. Clothing$45.006. Laundry and dry cleaning$35.007. Medical and dental expenses$200.008. Transportation (not including car payments)$350.009. Recreation, clubs and entertainment, newspapers, magazines, etc.$0.0010. Charitable contributions$0.0011. Insurance (not deducted from wages or included in home mortgage payments)a. Homeowner's or renter's$120.00b. Life$0.00c. Health$0.00d. Auto$0.00e. Other$0.0012. Taxes (not deducted from wages or included in home mortgage payments)(Specify)$0.0013. Installment payments: (In chapter 11, 12, and 13 cases, do not list payments to be included in theplan)a. Auto$0.00b. Other$0.00c. Other$0.0014. Alimony, maintenance, and support paid to others$0.0015. Payments for support of additional dependents not living at your home$0.0016. Regular expenses from operation of business, profession, or farm (attach detailed statement)$3,500.0017. Other$0.00 Other$0.0018. AVERAGE MONTHLY EXPENSES (Total lines 1-17. Report also on Summary of Schedules and,if applicable, on the Statistical Summary of Certain Liabilities and Related Data.)$9,020.0019. Describe any increase or decrease in expenditures reasonably anticipated to occur within the yearfollowing the filing of this document:20. STATEMENT OF MONTHLY NET INCOMEa.Average monthly income from Line 15 of Schedule I$9,950.00b.Average monthly expenses from Line 18 above$9,020.00c.Monthly net income (a. minus b.)$930.00Case: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 16 of

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B6 Declaration (Official Form 6 - Declaration). (12/07)United States Bankruptcy CourtNorthern District of CaliforniaIn reVidal Aldaz GutierrezCase No.13-30724Debtor(s)Chapter13DECLARATION CONCERNING DEBTOR'S SCHEDULESDECLARATION UNDER PENALTY OF PERJURY BY INDIVIDUAL DEBTORI declare under penalty of perjury that I have read the foregoing summary and schedules, consisting of 15 sheets, and that they are true and correct to the best of my knowledge, information, and belief.DateApril 10, 2013Signature/s/ Vidal Aldaz GutierrezVidal Aldaz GutierrezDebtorPenalty for making a false statement or concealing property: Fine of up to $500,000 or imprisonment for up to 5 years or both.18 U.S.C. §§ 152 and 3571.Software Copyright (c) 1996-2013 CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCase: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 17 of

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B7 (Official Form 7) (12/12)United States Bankruptcy CourtNorthern District of CaliforniaIn reVidal Aldaz GutierrezCase No.13-30724Debtor(s)Chapter13STATEMENT OF FINANCIAL AFFAIRSThis statement is to be completed by every debtor. Spouses filing a joint petition may file a single statement on which the information forboth spouses is combined. If the case is filed under chapter 12 or chapter 13, a married debtor must furnish information for both spouses whether ornot a joint petition is filed, unless the spouses are separated and a joint petition is not filed. An individual debtor engaged in business as a soleproprietor, partner, family farmer, or self-employed professional, should provide the information requested on this statement concerning all suchactivities as well as the individual's personal affairs. To indicate payments, transfers and the like to minor children, state the child's initials and thename and address of the child's parent or guardian, such as "A.B., a minor child, by John Doe, guardian." Do not disclose the child's name. See, 11U.S.C. § 112; Fed. R. Bankr. P. 1007(m).Questions 1 - 18 are to be completed by all debtors. Debtors that are or have been in business, as defined below, also must completeQuestions 19 - 25. If the answer to an applicable question is "None," mark the box labeled "None." If additional space is needed for the answerto any question, use and attach a separate sheet properly identified with the case name, case number (if known), and the number of the question.DEFINITIONS"In business." A debtor is "in business" for the purpose of this form if the debtor is a corporation or partnership. An individual debtor is "inbusiness" for the purpose of this form if the debtor is or has been, within six years immediately preceding the filing of this bankruptcy case, any ofthe following: an officer, director, managing executive, or owner of 5 percent or more of the voting or equity securities of a corporation; a partner,other than a limited partner, of a partnership; a sole proprietor or self-employed full-time or part-time. An individual debtor also may be "in business"for the purpose of this form if the debtor engages in a trade, business, or other activity, other than as an employee, to supplement income from thedebtor's primary employment."Insider." The term "insider" includes but is not limited to: relatives of the debtor; general partners of the debtor and their relatives;corporations of which the debtor is an officer, director, or person in control; officers, directors, and any persons in control of a corporate debtor andtheir relatives; affiliates of the debtor and insiders of such affiliates; and any managing agent of the debtor. 11 U.S.C. § 101(2), (31).None(cid:134)1. Income from employment or operation of businessState the gross amount of income the debtor has received from employment, trade, or profession, or from operation of the debtor'sbusiness, including part-time activities either as an employee or in independent trade or business, from the beginning of this calendaryear to the date this case was commenced. State also the gross amounts received during the two years immediately preceding thiscalendar year. (A debtor that maintains, or has maintained, financial records on the basis of a fiscal rather than a calendar year mayreport fiscal year income. Identify the beginning and ending dates of the debtor's fiscal year.) If a joint petition is filed, state income foreach spouse separately. (Married debtors filing under chapter 12 or chapter 13 must state income of both spouses whether or not a jointpetition is filed, unless the spouses are separated and a joint petition is not filed.)AMOUNTSOURCE$39,000.002013 YTD: rents$156,000.002012: rents$180,000.002011: rentsNone(cid:132)2. Income other than from employment or operation of businessState the amount of income received by the debtor other than from employment, trade, profession, or operation of the debtor's businessduring the two years immediately preceding the commencement of this case. Give particulars. If a joint petition is filed, state income foreach spouse separately. (Married debtors filing under chapter 12 or chapter 13 must state income for each spouse whether or not a jointpetition is filed, unless the spouses are separated and a joint petition is not filed.)AMOUNTSOURCESoftware Copyright (c) 1996-2013 CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCase: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 18 of

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B 7 (12/12)2None(cid:132)3. Payments to creditorsComplete a. or b., as appropriate, and c.a.Individual or joint debtor(s) with primarily consumer debts: List all payments on loans, installment purchases of goods orservices, and other debts to any creditor made within 90 days immediately preceding the commencement of this case unless theaggregate value of all property that constitutes or is affected by such transfer is less than $600. Indicate with an asterisk (*) anypayments that were made to a creditor on account of a domestic support obligation or as part of an alternative repayment schedule undera plan by an approved nonprofit budgeting and credit counseling agency. (Married debtors filing under chapter 12 or chapter 13 mustinclude payments by either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition isnot filed.)NAME AND ADDRESSOF CREDITORDATES OFPAYMENTSAMOUNT PAIDAMOUNT STILLOWINGNone(cid:132)b.Debtor whose debts are not primarily consumer debts: List each payment or other transfer to any creditor made within 90 daysimmediately preceding the commencement of the case unless the aggregate value of all property that constitutes or is affected by suchtransfer is less than $5,850*. If the debtor is an individual, indicate with an asterisk (*) any payments that were made to a creditor onaccount of a domestic support obligation or as part of an alternative repayment schedule under a plan by an approved nonprofitbudgeting and credit counseling agency. (Married debtors filing under chapter 12 or chapter 13 must include payments and othertransfers by either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is notfiled.)NAME AND ADDRESS OF CREDITORDATES OFPAYMENTS/TRANSFERSAMOUNTPAID ORVALUE OFTRANSFERSAMOUNT STILLOWINGNone(cid:132)c. All debtors: List all payments made within one year immediately preceding the commencement of this case to or for the benefit ofcreditors who are or were insiders. (Married debtors filing under chapter 12 or chapter 13 must include payments by either or bothspouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)NAME AND ADDRESS OF CREDITOR ANDRELATIONSHIP TO DEBTORDATE OF PAYMENTAMOUNT PAIDAMOUNT STILLOWINGNone(cid:132)4. Suits and administrative proceedings, executions, garnishments and attachmentsa. List all suits and administrative proceedings to which the debtor is or was a party within one year immediately preceding the filing ofthis bankruptcy case. (Married debtors filing under chapter 12 or chapter 13 must include information concerning either or both spouseswhether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)CAPTION OF SUITAND CASE NUMBERNATURE OFPROCEEDINGCOURT OR AGENCYAND LOCATIONSTATUS ORDISPOSITIONNone(cid:132)b. Describe all property that has been attached, garnished or seized under any legal or equitable process within one year immediatelypreceding the commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include information concerningproperty of either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is notfiled.)NAME AND ADDRESS OF PERSON FOR WHOSEBENEFIT PROPERTY WAS SEIZEDDATE OF SEIZUREDESCRIPTION AND VALUE OFPROPERTYNone(cid:132)5. Repossessions, foreclosures and returnsList all property that has been repossessed by a creditor, sold at a foreclosure sale, transferred through a deed in lieu of foreclosure orreturned to the seller, within one year immediately preceding the commencement of this case. (Married debtors filing under chapter 12or chapter 13 must include information concerning property of either or both spouses whether or not a joint petition is filed, unless thespouses are separated and a joint petition is not filed.)NAME AND ADDRESS OFCREDITOR OR SELLERDATE OF REPOSSESSION,FORECLOSURE SALE,TRANSFER OR RETURNDESCRIPTION AND VALUE OFPROPERTY * Amount subject to adjustment on 4/01/13, and every three years thereafter with respect to cases commenced on or after the date of adjustment.Software Copyright (c) 1996-2013 CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCase: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 19 of

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B 7 (12/12)3None(cid:132)6. Assignments and receivershipsa. Describe any assignment of property for the benefit of creditors made within 120 days immediately preceding the commencement ofthis case. (Married debtors filing under chapter 12 or chapter 13 must include any assignment by either or both spouses whether or not ajoint petition is filed, unless the spouses are separated and a joint petition is not filed.)NAME AND ADDRESS OF ASSIGNEEDATE OFASSIGNMENTTERMS OF ASSIGNMENT OR SETTLEMENTNone(cid:132)b. List all property which has been in the hands of a custodian, receiver, or court-appointed official within one year immediatelypreceding the commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include information concerningproperty of either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is notfiled.)NAME AND ADDRESSOF CUSTODIANNAME AND LOCATIONOF COURTCASE TITLE & NUMBERDATE OFORDERDESCRIPTION AND VALUE OFPROPERTYNone(cid:132)7. GiftsList all gifts or charitable contributions made within one year immediately preceding the commencement of this case except ordinaryand usual gifts to family members aggregating less than $200 in value per individual family member and charitable contributionsaggregating less than $100 per recipient. (Married debtors filing under chapter 12 or chapter 13 must include gifts or contributions byeither or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)NAME AND ADDRESS OFPERSON OR ORGANIZATIONRELATIONSHIP TODEBTOR, IF ANYDATE OF GIFTDESCRIPTION ANDVALUE OF GIFTNone(cid:132)8. LossesList all losses from fire, theft, other casualty or gambling within one year immediately preceding the commencement of this case orsince the commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include losses by either or bothspouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)DESCRIPTION AND VALUEOF PROPERTYDESCRIPTION OF CIRCUMSTANCES AND, IFLOSS WAS COVERED IN WHOLE OR IN PARTBY INSURANCE, GIVE PARTICULARSDATE OF LOSSNone(cid:134)9. Payments related to debt counseling or bankruptcyList all payments made or property transferred by or on behalf of the debtor to any persons, including attorneys, for consultationconcerning debt consolidation, relief under the bankruptcy law or preparation of the petition in bankruptcy within one year immediatelypreceding the commencement of this case.NAME AND ADDRESSOF PAYEEDATE OF PAYMENT,NAME OF PAYOR IF OTHERTHAN DEBTORAMOUNT OF MONEYOR DESCRIPTION AND VALUEOF PROPERTYLaw Offices of James A. PixtonP.O. Box 2820Alameda, CA 945013/13$2,000.00 + filing feeNone(cid:132)10. Other transfersa. List all other property, other than property transferred in the ordinary course of the business or financial affairs of the debtor,transferred either absolutely or as security within two years immediately preceding the commencement of this case. (Married debtorsfiling under chapter 12 or chapter 13 must include transfers by either or both spouses whether or not a joint petition is filed, unless thespouses are separated and a joint petition is not filed.)NAME AND ADDRESS OF TRANSFEREE,RELATIONSHIP TO DEBTORDATEDESCRIBE PROPERTY TRANSFERREDAND VALUE RECEIVEDSoftware Copyright (c) 1996-2013 CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCase: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 20 of

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B 7 (12/12)4None(cid:132)b. List all property transferred by the debtor within ten years immediately preceding the commencement of this case to a self-settledtrust or similar device of which the debtor is a beneficiary.NAME OF TRUST OR OTHERDEVICEDATE(S) OFTRANSFER(S)AMOUNT OF MONEY OR DESCRIPTION ANDVALUE OF PROPERTY OR DEBTOR'S INTERESTIN PROPERTYNone(cid:132)11. Closed financial accountsList all financial accounts and instruments held in the name of the debtor or for the benefit of the debtor which were closed, sold, orotherwise transferred within one year immediately preceding the commencement of this case. Include checking, savings, or otherfinancial accounts, certificates of deposit, or other instruments; shares and share accounts held in banks, credit unions, pension funds,cooperatives, associations, brokerage houses and other financial institutions. (Married debtors filing under chapter 12 or chapter 13 mustinclude information concerning accounts or instruments held by or for either or both spouses whether or not a joint petition is filed,unless the spouses are separated and a joint petition is not filed.)NAME AND ADDRESS OF INSTITUTIONTYPE OF ACCOUNT, LAST FOURDIGITS OF ACCOUNT NUMBER,AND AMOUNT OF FINAL BALANCEAMOUNT AND DATE OF SALEOR CLOSINGNone(cid:132)12. Safe deposit boxesList each safe deposit or other box or depository in which the debtor has or had securities, cash, or other valuables within one yearimmediately preceding the commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include boxes ordepositories of either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is notfiled.)NAME AND ADDRESS OF BANKOR OTHER DEPOSITORYNAMES AND ADDRESSESOF THOSE WITH ACCESSTO BOX OR DEPOSITORYDESCRIPTIONOF CONTENTSDATE OF TRANSFER ORSURRENDER, IF ANYNone(cid:132)13. SetoffsList all setoffs made by any creditor, including a bank, against a debt or deposit of the debtor within 90 days preceding thecommencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include information concerning either or bothspouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)NAME AND ADDRESS OF CREDITORDATE OF SETOFFAMOUNT OF SETOFFNone(cid:132)14. Property held for another personList all property owned by another person that the debtor holds or controls.NAME AND ADDRESS OF OWNERDESCRIPTION AND VALUE OF PROPERTYLOCATION OF PROPERTYNone(cid:132)15. Prior address of debtorIf the debtor has moved within three years immediately preceding the commencement of this case, list all premises which the debtoroccupied during that period and vacated prior to the commencement of this case. If a joint petition is filed, report also any separateaddress of either spouse.ADDRESSNAME USEDDATES OF OCCUPANCYNone(cid:134)16. Spouses and Former SpousesIf the debtor resides or resided in a community property state, commonwealth, or territory (including Alaska, Arizona, California, Idaho,Louisiana, Nevada, New Mexico, Puerto Rico, Texas, Washington, or Wisconsin) within eight years immediately preceding thecommencement of the case, identify the name of the debtor’s spouse and of any former spouse who resides or resided with the debtor inthe community property state.NAMEJuana AldazSoftware Copyright (c) 1996-2013 CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCase: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 21 of

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B 7 (12/12)517. Environmental Information.For the purpose of this question, the following definitions apply:"Environmental Law" means any federal, state, or local statute or regulation regulating pollution, contamination, releases of hazardousor toxic substances, wastes or material into the air, land, soil, surface water, groundwater, or other medium, including, but not limited to,statutes or regulations regulating the cleanup of these substances, wastes, or material."Site" means any location, facility, or property as defined under any Environmental Law, whether or not presently or formerlyowned or operated by the debtor, including, but not limited to, disposal sites."Hazardous Material" means anything defined as a hazardous waste, hazardous substance, toxic substance, hazardous material,pollutant, or contaminant or similar term under an Environmental LawNone(cid:132)a. List the name and address of every site for which the debtor has received notice in writing by a governmental unit that it may be liableor potentially liable under or in violation of an Environmental Law. Indicate the governmental unit, the date of the notice, and, if known,the Environmental Law:SITE NAME AND ADDRESSNAME AND ADDRESS OFGOVERNMENTAL UNITDATE OFNOTICEENVIRONMENTALLAWNone(cid:132)b. List the name and address of every site for which the debtor provided notice to a governmental unit of a release of HazardousMaterial. Indicate the governmental unit to which the notice was sent and the date of the notice.SITE NAME AND ADDRESSNAME AND ADDRESS OFGOVERNMENTAL UNITDATE OFNOTICEENVIRONMENTALLAWNone(cid:132)c. List all judicial or administrative proceedings, including settlements or orders, under any Environmental Law with respect to whichthe debtor is or was a party. Indicate the name and address of the governmental unit that is or was a party to the proceeding, and thedocket number.NAME AND ADDRESS OFGOVERNMENTAL UNITDOCKET NUMBERSTATUS OR DISPOSITIONNone(cid:132)18 . Nature, location and name of businessa. If the debtor is an individual, list the names, addresses, taxpayer identification numbers, nature of the businesses, and beginning andending dates of all businesses in which the debtor was an officer, director, partner, or managing executive of a corporation, partner in apartnership, sole proprietor, or was self-employed in a trade, profession, or other activity either full- or part-time within six yearsimmediately preceding the commencement of this case, or in which the debtor owned 5 percent or more of the voting or equity securitieswithin six years immediately preceding the commencement of this case.If the debtor is a partnership, list the names, addresses, taxpayer identification numbers, nature of the businesses, and beginning andending dates of all businesses in which the debtor was a partner or owned 5 percent or more of the voting or equity securities, within sixyears immediately preceding the commencement of this case.If the debtor is a corporation, list the names, addresses, taxpayer identification numbers, nature of the businesses, and beginning andending dates of all businesses in which the debtor was a partner or owned 5 percent or more of the voting or equity securities within sixyears immediately preceding the commencement of this case.NAMELAST FOUR DIGITS OFSOCIAL-SECURITY OROTHER INDIVIDUALTAXPAYER-I.D. NO.(ITIN)/ COMPLETE EINADDRESSNATURE OF BUSINESSBEGINNING ANDENDING DATESNone(cid:132)b. Identify any business listed in response to subdivision a., above, that is "single asset real estate" as defined in 11 U.S.C. § 101.NAMEADDRESSSoftware Copyright (c) 1996-2013 CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCase: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 22 of

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B 7 (12/12)6The following questions are to be completed by every debtor that is a corporation or partnership and by any individual debtor who is or hasbeen, within six years immediately preceding the commencement of this case, any of the following: an officer, director, managing executive, orowner of more than 5 percent of the voting or equity securities of a corporation; a partner, other than a limited partner, of a partnership, a soleproprietor, or self-employed in a trade, profession, or other activity, either full- or part-time.(An individual or joint debtor should complete this portion of the statement only if the debtor is or has been in business, as defined above,within six years immediately preceding the commencement of this case. A debtor who has not been in business within those six years should godirectly to the signature page.)None(cid:132)19. Books, records and financial statementsa. List all bookkeepers and accountants who within two years immediately preceding the filing of this bankruptcy case kept orsupervised the keeping of books of account and records of the debtor.NAME AND ADDRESSDATES SERVICES RENDEREDNone(cid:132)b. List all firms or individuals who within the two years immediately preceding the filing of this bankruptcy case have audited the booksof account and records, or prepared a financial statement of the debtor.NAMEADDRESSDATES SERVICES RENDEREDNone(cid:132)c. List all firms or individuals who at the time of the commencement of this case were in possession of the books of account and recordsof the debtor. If any of the books of account and records are not available, explain.NAMEADDRESSNone(cid:132)d. List all financial institutions, creditors and other parties, including mercantile and trade agencies, to whom a financial statement wasissued by the debtor within two years immediately preceding the commencement of this case.NAME AND ADDRESSDATE ISSUEDNone(cid:132)20. Inventoriesa. List the dates of the last two inventories taken of your property, the name of the person who supervised the taking of each inventory,and the dollar amount and basis of each inventory.DATE OF INVENTORYINVENTORY SUPERVISORDOLLAR AMOUNT OF INVENTORY(Specify cost, market or other basis)None(cid:132)b. List the name and address of the person having possession of the records of each of the two inventories reported in a., above.DATE OF INVENTORYNAME AND ADDRESSES OF CUSTODIAN OF INVENTORYRECORDSNone(cid:132)21 . Current Partners, Officers, Directors and Shareholdersa. If the debtor is a partnership, list the nature and percentage of partnership interest of each member of the partnership.NAME AND ADDRESSNATURE OF INTERESTPERCENTAGE OF INTERESTNone(cid:132)b. If the debtor is a corporation, list all officers and directors of the corporation, and each stockholder who directly or indirectly owns,controls, or holds 5 percent or more of the voting or equity securities of the corporation.NAME AND ADDRESSTITLENATURE AND PERCENTAGEOF STOCK OWNERSHIPSoftware Copyright (c) 1996-2013 CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCase: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 23 of

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B 7 (12/12)7None(cid:132)22 . Former partners, officers, directors and shareholdersa. If the debtor is a partnership, list each member who withdrew from the partnership within one year immediately preceding thecommencement of this case.NAMEADDRESSDATE OF WITHDRAWALNone(cid:132)b. If the debtor is a corporation, list all officers, or directors whose relationship with the corporation terminated within one yearimmediately preceding the commencement of this case.NAME AND ADDRESSTITLEDATE OF TERMINATIONNone(cid:132)23 . Withdrawals from a partnership or distributions by a corporationIf the debtor is a partnership or corporation, list all withdrawals or distributions credited or given to an insider, including compensationin any form, bonuses, loans, stock redemptions, options exercised and any other perquisite during one year immediately preceding thecommencement of this case.NAME & ADDRESSOF RECIPIENT,RELATIONSHIP TO DEBTORDATE AND PURPOSEOF WITHDRAWALAMOUNT OF MONEYOR DESCRIPTION ANDVALUE OF PROPERTYNone(cid:132)24. Tax Consolidation Group.If the debtor is a corporation, list the name and federal taxpayer identification number of the parent corporation of any consolidatedgroup for tax purposes of which the debtor has been a member at any time within six years immediately preceding the commencementof the case.NAME OF PARENT CORPORATIONTAXPAYER IDENTIFICATION NUMBER (EIN)None(cid:132)25. Pension Funds.If the debtor is not an individual, list the name and federal taxpayer-identification number of any pension fund to which the debtor, as anemployer, has been responsible for contributing at any time within six years immediately preceding the commencement of the case.NAME OF PENSION FUNDTAXPAYER IDENTIFICATION NUMBER (EIN)* * * * * *DECLARATION UNDER PENALTY OF PERJURY BY INDIVIDUAL DEBTORI declare under penalty of perjury that I have read the answers contained in the foregoing statement of financial affairs and any attachments theretoand that they are true and correct.DateApril 10, 2013Signature/s/ Vidal Aldaz GutierrezVidal Aldaz GutierrezDebtorPenalty for making a false statement: Fine of up to $500,000 or imprisonment for up to 5 years, or both. 18 U.S.C. §§ 152 and 3571Software Copyright (c) 1996-2013 CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCase: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 24 of

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United States Bankruptcy CourtNorthern District of CaliforniaIn reVidal Aldaz GutierrezCase No.13-30724Debtor(s)Chapter13Rights and Responsibilities of Chapter 13 DebtorsAnd Their AttorneysIt is important for debtors who file a bankruptcy case under Chapter 13 to understand their rights and responsibilities. Itis also important that the debtors know what their attorneys' responsibilities are, and understand the importance ofcommunicating with their attorney to make the case successful. Debtors should know that they may expect certainservices to be performed by their attorney. In order to assure that debtors and their attorneys understand their rights andresponsibilities in the bankruptcy process, the following guidelines provided by the court are hereby agreed to by thedebtors and their attorneys. Unless the Court orders otherwise:BEFORE THE CASE IS FILEDThe debtor agrees to:1.Provide the attorney with accurate financial information.2.Discuss with the attorney the debtor's objectives in filing the case.The attorney agrees to:1.Meet with the debtor to review the debtor's debts, assets, liabilities, income and expenses.2.Counsel the debtor regarding the advisability of filing either a Chapter 7 or Chapter 13 case, discuss bothprocedures with the debtor, and answer the debtor's questions.3.Explain what payments will be made directly by the debtor and what payments will be made through the debtor'sChapter 13 Plan, with particular attention to mortgage and vehicle loan payments, as well as any other claimswhich accrue interest.4.Explain to the debtor how, when and where to make the Chapter 13 plan payment.5.Explain to the debtor how the attorney fees and trustee fees are paid and provide an executed copy of thisdocument to the debtor.6.Explain to the debtor that the first plan payment must be made to the Trustee within 30 days after the date of thefiling of the plan or order for relief, whichever is earlier.7.Advise the debtor of the requirement to attend the 341 Meeting of Creditors, and instruct the debtor as to thedate, time and place of the meeting.8.Advise the debtor of the necessity of maintaining liability, collision and comprehensive insurance on vehiclessecuring loans or lease.9.Timely prepare and file the debtor's petition, plan statements and schedules.10.Accept a retainer of no more than $2,000, unless the attorney makes a special application to the court forapproval of a larger retainer.Rev. February 24, 2009Page 1 of 3Software Copyright (c) 1996-2009 CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCase: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 25 of

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AFTER THE CASE IS FILEDThe debtor agrees to:1.Keep the Trustee and attorney informed of the debtor's address and telephone number.2.Inform the attorney of any wage garnishments or attachments of assets which occur or continue after the filing ofthe case.3.Contact the attorney promptly if the debtor loses his/her job or has other financial problems.4.Let the attorney know if the debtor is sued during the case.5.Inform the attorney if any tax refunds the debtor is entitled to are seized or not returned to the debtor by the IRSor Franchise Tax Board.6.Contact the attorney before buying, refinancing, or selling real property or before entering into any long-termloan agreements to find out what approvals are required.7.Pay any filing fees and expenses that may be incurred directly to the attorney.The attorney agrees to provide the following legal services:1.Appear at the 341 Meeting of Creditors with the debtor.2.Respond to objections to plan confirmation, and where necessary, prepare an amended plan.3.Prepare, file and serve necessary modifications to the plan which may include suspending, lowering or increasingplan payments.4.Prepare, file and serve necessary amended statements and schedules, in accordance with information provided bythe debtor.5.Prepare, file and serve necessary motions to buy, sell or refinance real property when appropriate.6.Object to improper or invalid claims, if necessary, based upon documentation provided by the debtor.7.Represent the debtor in motions for relief from stay.8.Where appropriate, prepare, file and serve necessary motions to avoid liens on real or personal property.9.Provide such other legal services as are necessary for the administration of the present case before theBankruptcy Court.The "Guidelines for Payment of Attorneys fees in Chapter 13 Cases for the Oakland Division" provide for maximuminitial fees in the following amounts: $4,800 in non-business cases and $6,000 in business cases. Any retainer of morethan $2,000 will be closely scrutinized by both the Chapter 13 Trustee and the Court.Initial fees charged in this case are $ 6,000.00 .If the initial fees ordered by the court are not sufficient to compensate the attorney for the legal services rendered in thiscase, the attorney further agrees to apply to the court for any additional fees. Fees shall be paid through the plan unlessotherwise ordered. The attorney may not receive fees directly from the debtor other than the initial retainer.Rev. February 24, 2009Page 2 of 3Software Copyright (c) 1996-2006 CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCase: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 26 of

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If the debtor disputes the legal services provided or the fees charged by the attorney, an objection may be filed with thecourt and the matter set for hearing. The attorney may move to withdraw or the debtor may discharge the attorney at anytime.DateApril 10, 2013Signature/s/ Vidal Aldaz GutierrezVidal Aldaz GutierrezDebtorAttorney/s/ James A. PixtonJames A. Pixton 193263Rev. February 24, 2009Page 3 of 3Software Copyright (c) 1996-2006 CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCase: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 27 of

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B 201A (Form 201A) (11/12)UNITED STATES BANKRUPTCY COURTNORTHERN DISTRICT OF CALIFORNIANOTICE TO CONSUMER DEBTOR(S) UNDER § 342(b)OF THE BANKRUPTCY CODEIn accordance with § 342(b) of the Bankruptcy Code, this notice to individuals with primarily consumer debts: (1) Describesbriefly the services available from credit counseling services; (2) Describes briefly the purposes, benefits and costs of the four types ofbankruptcy proceedings you may commence; and (3) Informs you about bankruptcy crimes and notifies you that the Attorney Generalmay examine all information you supply in connection with a bankruptcy case.You are cautioned that bankruptcy law is complicated and not easily described. Thus, you may wish to seek the advice of anattorney to learn of your rights and responsibilities should you decide to file a petition. Court employees cannot give you legal advice.Notices from the bankruptcy court are sent to the mailing address you list on your bankruptcy petition. In order to ensure thatyou receive information about events concerning your case, Bankruptcy Rule 4002 requires that you notify the court of any changes inyour address. If you are filing a joint case (a single bankruptcy case for two individuals married to each other), and each spouse liststhe same mailing address on the bankruptcy petition, you and your spouse will generally receive a single copy of each notice mailedfrom the bankruptcy court in a jointly-addressed envelope, unless you file a statement with the court requesting that each spousereceive a separate copy of all notices.1. Services Available from Credit Counseling AgenciesWith limited exceptions, § 109(h) of the Bankruptcy Code requires that all individual debtors who file for bankruptcyrelief on or after October 17, 2005, receive a briefing that outlines the available opportunities for credit counseling andprovides assistance in performing a budget analysis. The briefing must be given within 180 days before the bankruptcy filing. Thebriefing may be provided individually or in a group (including briefings conducted by telephone or on the Internet) and must beprovided by a nonprofit budget and credit counseling agency approved by the United States trustee or bankruptcy administrator. Theclerk of the bankruptcy court has a list that you may consult of the approved budget and credit counseling agencies. Each debtor in ajoint case must complete the briefing.In addition, after filing a bankruptcy case, an individual debtor generally must complete a financial managementinstructional course before he or she can receive a discharge. The clerk also has a list of approved financial managementinstructional courses. Each debtor in a joint case must complete the course.2. The Four Chapters of the Bankruptcy Code Available to Individual Consumer DebtorsChapter 7: Liquidation ($245 filing fee, $46 administrative fee, $15 trustee surcharge: Total Fee $306)Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. Debtors whosedebts are primarily consumer debts are subject to a "means test" designed to determine whether the case should be permitted toproceed under chapter 7. If your income is greater than the median income for your state of residence and family size, in some cases,the United States trustee (or bankruptcy administrator), the trustee, or creditors have the right to file a motion requesting that the courtdismiss your case under § 707(b) of the Code. It is up to the court to decide whether the case should be dismissed.Under chapter 7, you may claim certain of your property as exempt under governing law. A trustee may have the right to takepossession of and sell the remaining property that is not exempt and use the sale proceeds to pay your creditors.The purpose of filing a chapter 7 case is to obtain a discharge of your existing debts. If, however, you are found to havecommitted certain kinds of improper conduct described in the Bankruptcy Code, the court may deny your discharge and, if it does, thepurpose for which you filed the bankruptcy petition will be defeated.Even if you receive a general discharge, some particular debts are not discharged under the law. Therefore, you may still beresponsible for most taxes and student loans; debts incurred to pay nondischargeable taxes; domestic support and property settlementobligations; most fines, penalties, forfeitures, and criminal restitution obligations; certain debts which are not properly listed in yourbankruptcy papers; and debts for death or personal injury caused by operating a motor vehicle, vessel, or aircraft while intoxicatedfrom alcohol or drugs. Also, if a creditor can prove that a debt arose from fraud, breach of fiduciary duty, or theft, or from a willful andmalicious injury, the bankruptcy court may determine that the debt is not discharged.Chapter 13: Repayment of All or Part of the Debts of an Individual with Regular Income ($235 filing fee,$46 administrative fee: Total fee $281)Chapter 13 is designed for individuals with regular income who would like to pay all or part of their debts in installments overSoftware Copyright (c) 1996-2013 CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCase: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 28 of

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Form B 201A, Notice to Consumer Debtor(s)Page 2a period of time. You are only eligible for chapter 13 if your debts do not exceed certain dollar amounts set forth in the BankruptcyCode.Under chapter 13, you must file with the court a plan to repay your creditors all or part of the money that you owe them, usingyour future earnings. The period allowed by the court to repay your debts may be three years or five years, depending upon yourincome and other factors. The court must approve your plan before it can take effect.After completing the payments under your plan, your debts are generally discharged except for domestic support obligations;most student loans; certain taxes; most criminal fines and restitution obligations; certain debts which are not properly listed in yourbankruptcy papers; certain debts for acts that caused death or personal injury; and certain long term secured obligations.Chapter 11: Reorganization ($1,167 filing fee, $46 administrative fee: Total fee $1,213)Chapter 11 is designed for the reorganization of a business but is also available to consumer debtors. Its provisions are quitecomplicated, and any decision by an individual to file a chapter 11 petition should be reviewed with an attorney.Chapter 12: Family Farmer or Fisherman ($200 filing fee, $46 administrative fee: Total fee $246)Chapter 12 is designed to permit family farmers and fishermen to repay their debts over a period of time from future earningsand is similar to chapter 13. The eligibility requirements are restrictive, limiting its use to those whose income arises primarily from afamily-owned farm or commercial fishing operation.3. Bankruptcy Crimes and Availability of Bankruptcy Papers to Law Enforcement OfficialsA person who knowingly and fraudulently conceals assets or makes a false oath or statement under penalty of perjury, eitherorally or in writing, in connection with a bankruptcy case is subject to a fine, imprisonment, or both. All information supplied by adebtor in connection with a bankruptcy case is subject to examination by the Attorney General acting through the Office of the UnitedStates Trustee, the Office of the United States Attorney, and other components and employees of the Department of Justice.WARNING: Section 521(a)(1) of the Bankruptcy Code requires that you promptly file detailed information regarding your creditors,assets, liabilities, income, expenses and general financial condition. Your bankruptcy case may be dismissed if this information is notfiled with the court within the time deadlines set by the Bankruptcy Code, the Bankruptcy Rules, and the local rules of the court. Thedocuments and the deadlines for filing them are listed on Form B200, which is posted athttp://www.uscourts.gov/bkforms/bankruptcy_forms.html#procedure.Software Copyright (c) 1996-2013 CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCase: 13-30724 Doc# 8 Filed: 04/10/13 Entered: 04/10/13 14:01:42 Page 29 of

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B 201B (Form 201B) (12/09)United States Bankruptcy CourtNorthern District of CaliforniaIn reVidal Aldaz GutierrezCase No.13-30724Debtor(s)Chapter13CERTIFICATION OF NOTICE TO CONSUMER DEBTOR(S)UNDER § 342(b) OF THE BANKRUPTCY CODECertification of DebtorI (We), the debtor(s), affirm that I (we) have received and read the attached notice, as required by § 342(b) of the BankruptcyCode.Vidal Aldaz GutierrezX/s/ Vidal Aldaz GutierrezApril 10, 2013Printed Name(s) of Debtor(s)Signature of DebtorDateCase No. (if known)13-30724XSignature of Joint Debtor (if any)DateInstructions: Attach a copy of Form B 201 A, Notice to Consumer Debtor(s) Under § 342(b) of the Bankruptcy Code.Use this form to certify that the debtor has received the notice required by 11 U.S.C. § 342(b) only if the certification has NOT been made on theVoluntary Petition, Official Form B1. Exhibit B on page 2 of Form B1 contains a certification by the debtor's attorney that the attorney has given thenotice to the debtor. The Declarations made by debtors and bankruptcy petition preparers on page 3 of Form B1 also include this certification.Software Copyright (c) 1996-2013 CCH INCORPORATED - www.bestcase.comBest Case Bankruptcy