Case:13-17014-MER Doc#:9 Filed:04/29/13 Entered:04/29/13 08:22:10 Page1 of 3
AO FORM B9I−COB FORM b9i_13 #822 (Chapter 13 Case) (12/12)
Case Number 13−17014−MER
UNITED STATES BANKRUPTCY COURT
District of Colorado
Notice of Chapter 13 Bankruptcy Case, Meeting of Creditors, & Deadlines, and
Notice of Hearing on Confirmation of Chapter 13 Plan
The debtor(s) listed below filed a chapter 13 bankruptcy case on 4/29/13.
You may be a creditor of the debtor. This notice lists important deadlines. You may want to consult an attorney to protect your rights.
All documents filed in the case may be inspected at the bankruptcy clerk's office at the address listed below. NOTE: The staff of the
bankruptcy clerk's office cannot give legal advice.
Creditors − Do not file this notice in connection with any proof of claim you submit to the court.
See Reverse Side for Important Explanations
Debtor(s) (name(s) used by the debtor(s) in the last 8 years, including married, maiden, trade, and address):
Daryl S. Chambers
1658 Chelmsford Ct.
Windsor, CO 80550
Attorney for Debtor(s) (name and address):
James L. Leerssen
1416 Grand Ave.
Windsor, CO 80550−5815
Telephone number: (970) 686−2000
Last four digits of Social Security No./Complete EIN or other
Taxpayer ID No.:
Bankruptcy Trustee (name and address):
Chapter 13 Trustee
PO Box 1169
Denver, CO 80201
Telephone number: ( ) 303−830−1971
Meeting of Creditors
Date: June 12, 2013
Time: 01:30 PM
Location: Larimer County Courthouse Bldg, 200 W. Oak, Fort Collins, CO 80521
Papers must be received by the bankruptcy clerk's office by the following deadlines:
Deadline to File a Proof of Claim:
For all creditors (except a governmental unit): 9/10/13
For a governmental unit (except as otherwise provided in Fed.R.
Bankr. P. 3002(c)(1)): 180 Days from the Filing Date
A creditor to whom this notice is sent at a foreign address should read the information under "Claims" on the reverse side.
Deadline to Object to Debtor's Discharge or to Challenge Dischargeability of Certain Debts: 8/12/13
Creditor with a Foreign Address:
Deadline to Object to Exemptions:
Thirty (30) days after the conclusion of the meeting of creditors.
Filing of Plan, Hearing on Confirmation of Plan, Other Confirmation/Objection Deadlines
The debtor has filed a plan. The plan is enclosed. The debtor is responsible for providing appropriate service under Fed.R.Bankr.P. 7004 and
9014, if applicable. The hearing on confirmation will be held:
Date: 7/15/13, Time: 01:30 PM, Location: Byron Rogers U.S. Courthouse, 1929 Stout St. − Courtroom C502, Denver, CO 80294,
unless a written objection is filed, the plan may be confirmed as unopposed upon the filing of a Verification of Confirmable Plan pursuant to
Local Bankruptcy Rule (L.B.R.) 3015−1.
The last day to file an objection to the plan is three court days before the date of the first scheduled meeting of creditors, pursuant to
Fed.R.Bankr.P. 2002(b) and 9006(c) and L.B.R.3015−1. Objections to the plan must comply with L.B.R. 3015−1 and shall clearly specify
the grounds upon which they are based, including the citation of supporting legal authority, if any. General objections will not be considered
by the Court. If objections are filed, objecting parties and the debtor may receive supplemental hearing notice from the Judge assigned to this
case regarding whether the hearing on confirmation will be telephonic or conducted in person, if an objecting party and the debtor do not
receive additional information, they should appear in person on the hearing date.
Parties objecting to confirmation and the debtor are obligated to meet and confer no later than seven days prior to the hearing on
confirmation, pursuant to L.B.R. 3015−1.
In most instances, the filing of the bankruptcy case automatically stays certain collection and other actions against the debtor, the debtor's
property, and certain codebtors. Under certain circumstances, the stay may be limited to 30 days or not exist at all, although the debtor can
Creditors May Not Take Certain Actions:
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request the court to extend or impose a stay. If you attempt to collect a debt or take other action in violation of the Bankruptcy Code
may be penalized. Consult a lawyer to determine your rights in this case.
Pursuant to 11 U.S.C. §521(e)(2), Fed.R.Bankr.P. 4002 and L.B.R. 1017−2, no later than seven days prior to the original date set for the
first meeting of creditors, the debtor shall provide to the case trustee required federal income tax information. The failure to provide this
information to the trustee or a requesting creditor may result in dismissal of the case.
Deadline to Provide Documents and Notice of Possible Dismissal:
Pursuant to the provisions of 11 U.S.C. §1308, the debtor shall file with appropriate tax authorities tax returns that were not previously
submitted and were required to be submitted under applicable law.
Pursuant to Fed.R.Bankr.P 4002, each individual debtor shall bring the meeting of creditors the documents listed in the rule.
Address of the Bankruptcy Clerk's Office:
US Bankruptcy Court
US Custom House
721 19th St.
Denver, CO 80202−2508
Telephone number: 720−904−7300
Hours Open: Monday − Friday 8:00 AM − 5:00 PM
Clerk of the Bankruptcy Court:
s/ Kelly J. Sweeney (Acting Clerk)
For the Court:
Filing of Chapter 13
FORM B9I (10/11)
A bankruptcy case under Chapter 13 of the Bankruptcy Code
(title 11, United States Code) has been filed in this
court by the debtor(s) listed on the front side, and an order for relief has been entered. Chapter 13 allows an
individual with regular income and debts below a specified amount to adjust debts pursuant to a plan. A plan is not
effective unless confirmed by the bankruptcy court. You may object to confirmation of the plan and appear at the
confirmation hearing. A copy or summary of the plan, if not enclosed, will be sent to you later, and if the
confirmation hearing is not indicated on the front of this notice, you will be sent notice of the confirmation hearing.
Please see the front for information on the plan and confirmation hearing. The debtor will remain in possession of
the debtor's property and may continue to operate the debtor's business, if any, unless the court orders otherwise.
The staff of the bankruptcy clerk's office cannot give legal advice. Consult a lawyer to determine your rights in
May Not Take Certain
Prohibited collection actions against the debtor and certain codebtors are listed in Bankruptcy Code
§ 362 and §
1301. Common examples of prohibited actions include contacting the debtor by telephone, mail or otherwise to
demand repayment; taking actions to collect money or obtain property from the debtor; repossessing the debtor's
property; starting or continuing lawsuits or foreclosures; and garnishing or deducting from the debtor's wages. Under
certain circumstances, the stay may be limited to 30 days or not exist at all, although the debtor can request the court
to extend or impose a stay.
Meeting of Creditors A meeting of creditors is scheduled for the date, time and location listed on the front side. The debtor (both spouses
in a joint case) must be present at the meeting to be questioned under oath by the trustee and by creditors. Creditors
are welcome to attend, but are not required to do so. The meeting may be continued and concluded at a later date
specified in a notice filed with the court.
A Proof of Claim is a signed statement describing a creditor's claim. A Proof of Claim form ("Official Form B 10")
can be obtained at the United States Courts Web site:
(http://www.uscourts.gov/FormsAndFees/Forms/BankruptcyForms.aspx) or at any bankruptcy clerk's office. A
secured creditor retains rights in its collateral regardless of whether that creditor files a Proof of Claim. If you do not
file a Proof of Claim by the "Deadline to file a Proof of Claim" listed on the front side, you might not be paid any
money on your claim from other assets in the bankruptcy case. To be paid you must file a Proof of Claim even if
your claim is listed in the schedules filed by the debtor. Filing a Proof of Claim submits the creditor to the
jurisdiction of the bankruptcy court, with consequences a lawyer can explain. For example, a secured creditor who
files a Proof of Claim may surrender important nonmonetary rights, including the right to a jury trial. Filing
Deadline for a Creditor with a Foreign Address: The deadlines for filing claims set forth on the front of this
notice apply to all creditors. If this notice has been mailed to a creditor at a foreign address, the creditor may file a
motion requesting the court to extend the deadline.
Do not include this notice with any filing you make with the court.
The debtor is seeking a discharge of most debts, which may include your debt. A discharge means that you may
never try to collect the debt from the debtor. If you believe that the debtor is not entitled to a discharge under
Bankruptcy Code § 1328(f), you must file a motion objecting to discharge in the bankruptcy clerk's office by the
"Deadline to Object to Debtor's Discharge or to Challenge the Dischargeability of Certain Debts" listed on the front
of this form. If you believe that a debt owed to you is not dischargeable under Bankruptcy Code
§ 523 (a2) or (4),
you must file a complaint in the bankruptcy clerk's office by the same deadline. The bankruptcy clerk's office must
receive the motion or the complaint and any required filing fee by that deadline.
The debtor is permitted by law to keep certain property as exempt. Exempt property will not be sold and distributed
to creditors, even if the debtor's case is converted to chapter 7. The debtor must file a list of all property claimed as
exempt. You may inspect that list at the bankruptcy clerk's office. If you believe that an exemption claimed by the
debtor is not authorized by law, you may file an objection to that exemption. The bankruptcy clerk's office must
receive the objection by the "Deadline to Object to Exemptions" listed on the front side.
Any paper that you file in this bankruptcy case should be filed at the bankruptcy clerk's office at the address listed
on the front side. You may inspect all papers filed, including the list of the debtor's property and debts and the list of
Discharge of Debts
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Creditor with a
property claimed as exempt, at the bankruptcy clerk's office.
Consult a lawyer familiar with United States bankruptcy law if you have any questions regarding your rights in this
The Chapter 13 Trustee or a Creditor may file a report no later than seven days after the initial meeting of creditors
reporting the debtor's failure to comply with the requirements to provide tax returns. The Trustee may also use the
report to supplement any initial objection to confirmation previously by the Trustee. The report shall allow the
debtor fourteen days to file an objection and verification that the failure to comply was due to circumstances beyond
the control of the debtor. Absent separate notice, any objection shall be heard at the time of the Confirmation
−− Refer to Other Side for Important Deadlines and Notices −−