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Case 13-40473 Doc 6 Filed 05/22/13 Entered 05/22/13 23:30:08 Desc 341 Notice

CH 7 Ind Page 1 of 2

B9A (Official Form 9A) (Chapter 7 Individual or Joint Debtor No Asset Case) (12/12)

Case Number 13−40473 jtl

UNITED STATES BANKRUPTCY COURT

Middle District of Georgia

Chapter 7 Bankruptcy Case, Meeting of Creditors, & Deadlines

Notice of

A chapter 7 bankruptcy case concerning the debtor(s) listed below was filed on 5/22/13.

You may be a creditor of the debtor. This notice lists important deadlines. You may want to consult an attorney to protect your Rights.
All documents filed in the case may be inspected at the bankruptcy clerk's office at the address listed below. NOTE: The staff of the
bankruptcy clerk's office cannot give legal advice.

Creditors: Do not file this notice in connection with any proof of claim you submit to the court.

See Reverse Side For Important Explanations

Debtor(s) (name(s) used by the debtor(s) in the last 8 years, including married, maiden, trade, and address):
Mable Lee Meadows
355 Ga Highway 137
Cusseta, GA 31805−3205
Case Number: 13−40473 jtl
Office Code: 4
Attorney for Debtor(s) (name and address):
Gary I. Klepak
P.O. Box 867
Fortson, GA 31808
Telephone number: 706−563−9333

Social Security / Individual Taxpayer ID / Employer Tax ID / Other nos:
xxx−xx−2082
Bankruptcy Trustee (name and address):
Joy R. Webster
Akin, Webster and Matson, P.C.
P.O. Box 1098
Macon, GA 31202
Telephone number: 478−742−1889

Date: June 20, 2013
Location: The Rankin Building, #7 10th Street, Columbus, GA 31901

Meeting of Creditors
Time: 12:00 PM

The presumption of abuse does not arise.

Presumption of Abuse under 11 U.S.C. § 707(b)

See "Presumption of Abuse" on reverse side.

Papers must be received by the bankruptcy clerk's office by the following deadlines:

Deadline to Object to Debtor's Discharge or to Challenge Dischargeability of Certain Debts: 8/19/13

Deadlines:

Thirty (30) days after the conclusion of the meeting of creditors. See exceptions under Federal Rule of Bankruptcy Procedure 1019.

Deadline to Object to Exemptions:

Creditors May Not Take Certain Actions:

In most instances, the filing of the bankruptcy case automatically stays certain collection and other actions against the debtor and the debtor's
property. Under certain circumstances, the stay may be limited to 30 days or not exist at all, although the debtor can request the court to extend or
impose a stay. If you attempt to collect a debt or take other action in violation of the Bankruptcy Code, you may be penalized. Consult a lawyer to
determine your rights in this case.

Please Do Not File a Proof of Claim Unless You Receive a Notice To Do So.

Creditor with a Foreign Address:

A creditor to whom this notice is sent at a foreign address should read the information under "Do Not File a Proof of Claim at This Time" on the
reverse side.
Address of the Bankruptcy Clerk's Office:
901 Front Avenue
P.O. Box 2147
Columbus, GA 31902
Telephone number: (706) 649−7837
Hours Open: Monday − Friday 8:30 AM − 5:00 PM

Clerk of the Bankruptcy Court:
William E. Tanner

For the Court:

Date: 5/22/13

Case 13-40473 Doc 6 Filed 05/22/13 Entered 05/22/13 23:30:08 Desc 341 Notice

CH 7 Ind Page 2 of 2

EXPLANATIONS

B9A (Official Form 9A) (12/12)

Filing of Chapter 7
Bankruptcy Case

A bankruptcy case under Chapter 7 of the Bankruptcy Code (title 11, United States Code) has been filed in this court by or
against the debtor(s) listed on the front side, and an order for relief has been entered.

Legal Advice

The staff of the bankruptcy clerk's office cannot give legal advice. Consult a lawyer to determine your rights in this case.

Creditors Generally
May Not Take Certain
Actions

A creditor is anyone to whom the debtor owes money or property. Prohibited collection actions are listed in Bankruptcy
Code §362. Common examples of prohibited actions include contacting the debtor by telephone, mail or otherwise to
demand repayment; taking actions to collect money or obtain property from the debtor; repossessing the debtor's property;
starting or continuing lawsuits or foreclosures; and garnishing or deducting from the debtor's wages. If unauthorized actions
are taken by a creditor against a debtor, the court may penalize that creditor. A creditor who is considering taking action
against the debtor or the property of the debtor, should review § 362 of the Bankruptcy Code and may wish to seek legal
advice. Under certain circumstances, the stay may be limited to 30 days or not exist at all, although the debtor can request
the court to extend or impose a stay.

Presumption of Abuse

If the presumption of abuse arises, creditors may have the right to file a motion to dismiss the case under § 707(b) of the
Bankruptcy Code. The debtor may rebut the presumption by showing special circumstances.

Meeting of Creditors

A meeting of creditors is scheduled for the date, time and location listed on the front side. The debtor (both spouses in a
joint case) must be present at the meeting to be questioned under oath by the trustee and by creditors. Creditors are
welcome to attend, but are not required to do so. The meeting may be continued and concluded at a later date specified in a
notice filed with the court. At the meeting the trustee may abandon all scheduled property pursuant to 11 U.S.C. § 554.
Creditors seeking abandonment of property should attend this meeting and provide the documentation necessary to prove
their interest. Unless a written objection is filed within 14 days, the decision of the trustee is final. Pursuant to Rule 6007, if
a timely objection is made, the court shall schedule a hearing.

Do Not File a Proof of
Claim at This Time

There does not appear to be any property available to the trustee to pay creditors. You therefore should not file a proof of
claim at this time. If it later appears that assets are available to pay creditors, you will be sent another notice telling you that
you may file a proof of claim, and telling you the deadline for filing your proof of claim. If this notice is mailed to a creditor
at a foreign address, the creditor may file a motion requesting the court to extend the deadline.
Do not include this notice with any filing you make with the court.

Discharge of Debts

The debtor is seeking a discharge of most debts, which may include your debt. A discharge means that you may never try to
collect the debt from the debtor. If you believe that the debtor is not entitled to receive a discharge under Bankruptcy Code
§727(a) or that a debt owed to you is not dischargeable under Bankruptcy Code §523(a)(2), (4), or (6), you must file a
complaint −− or a motion if you assert the discharge should be denied under §727(a)(8) or (a)(9) −− in the bankruptcy
clerk's office by the "Deadline to Object to Debtor's Discharge or to Challenge Dischargeability of Certain Debts" listed on
the front of this form. The bankruptcy clerk's office must receive the complaint and any required filing fee by that Deadline.

Exempt Property

The debtor is permitted by law to keep certain property as exempt. Exempt property will not be sold and distributed to
creditors. The debtor must file a list of all property claimed as exempt. You may inspect that list at the bankruptcy clerk's
office. If you believe that an exemption claimed by the debtor is not authorized by law, you may file an objection to that
exemption. The bankruptcy clerk's office must receive the objections by the "Deadline to Object to Exemptions" listed on
the front side.

Bankruptcy Clerk's
Office

Any paper that you file in this bankruptcy case should be filed at the bankruptcy clerk's office at the address listed on the
front side. You may inspect all papers filed, including the list of the debtor's property and debts and the list of the property
claimed as exempt, at the bankruptcy clerk's office.

Creditor with a Foreign
Address

Consult a lawyer familiar with United States bankruptcy law if you have any questions regarding your rights in this case.

Refer to Other Side for Important Deadlines and Notices