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11-53376-swr Doc 1 Filed 05/10/11 Entered 05/10/11 11:10:50 Page 1 of 4

}bk1{Form 1. Voluntary Petition}bk{B1(OfficialForm1)(4/10)UnitedStatesBankruptcyCourtVoluntaryPetitionNameofDebtor(ifindividual,enterLast,First,Middle):AllOtherNamesusedbytheDebtorinthelast8years(includemarried,maiden,andtradenames):LastfourdigitsofSoc.Sec.orIndividual-TaxpayerI.D.(ITIN)No./CompleteEIN(ifmorethanone,stateall)StreetAddressofDebtor(No.andStreet,City,andState):CountyofResidenceorofthePrincipalPlaceofBusiness:MailingAddressofDebtor(ifdifferentfromstreetaddress):LocationofPrincipalAssetsofBusinessDebtor(ifdifferentfromstreetaddressabove):NameofJointDebtor(Spouse)(Last,First,Middle):AllOtherNamesusedbytheJointDebtorinthelast8years(includemarried,maiden,andtradenames):LastfourdigitsofSoc.Sec.orIndividual-TaxpayerI.D.(ITIN)No./CompleteEIN(ifmorethanone,stateall)StreetAddressofJointDebtor(No.andStreet,City,andState):CountyofResidenceorofthePrincipalPlaceofBusiness:MailingAddressofJointDebtor(ifdifferentfromstreetaddress):ZIPCodeZIPCodeZIPCodeZIPCodeTypeofDebtor(FormofOrganization)(Checkonebox)Individual(includesJointDebtors)SeeExhibitDonpage2ofthisform.Corporation(includesLLCandLLP)PartnershipOther(Ifdebtorisnotoneoftheaboveentities,checkthisboxandstatetypeofentitybelow.)FilingFee(Checkonebox)FullFilingFeeattachedFilingFeetobepaidininstallments(applicabletoindividualsonly).Mustattachsignedapplicationforthecourt'sconsiderationcertifyingthatthedebtorisunabletopayfeeexceptininstallments.Rule1006(b).SeeOfficialForm3A.FilingFeewaiverrequested(applicabletochapter7individualsonly).Mustattachsignedapplicationforthecourt'sconsideration.SeeOfficialForm3B.NatureofBusiness(Checkonebox)HealthCareBusinessSingleAssetRealEstateasdefinedin11U.S.C.§101(51B)RailroadStockbrokerCommodityBrokerClearingBankOtherTax-ExemptEntity(Checkbox,ifapplicable)Debtorisatax-exemptorganizationunderTitle26oftheUnitedStatesCode(theInternalRevenueCode).ChapterofBankruptcyCodeUnderWhichthePetitionisFiled(Checkonebox)Chapter7Chapter9Chapter11Chapter12Chapter13Chapter15PetitionforRecognitionofaForeignMainProceedingChapter15PetitionforRecognitionofaForeignNonmainProceedingNatureofDebts(Checkonebox)Debtsareprimarilyconsumerdebts,Debtsareprimarilydefinedin11U.S.C.§101(8)asbusinessdebts."incurredbyanindividualprimarilyforapersonal,family,orhouseholdpurpose."Chapter11DebtorsCheckonebox:Debtorisasmallbusinessdebtorasdefinedin11U.S.C.§101(51D).Debtorisnotasmallbusinessdebtorasdefinedin11U.S.C.§101(51D).Checkif:Debtor’saggregatenoncontingentliquidateddebts(excludingdebtsowedtoinsidersoraffiliates)arelessthan$2,343,300(amountsubjecttoadjustmenton4/01/13andeverythreeyearsthereafter).Checkallapplicableboxes:Aplanisbeingfiledwiththispetition.Acceptancesoftheplanweresolicitedprepetitionfromoneormoreclassesofcreditors,inaccordancewith11U.S.C.§1126(b).THISSPACEISFORCOURTUSEONLYStatistical/AdministrativeInformationDebtorestimatesthatfundswillbeavailablefordistributiontounsecuredcreditors.Debtorestimatesthat,afteranyexemptpropertyisexcludedandadministrativeexpensespaid,therewillbenofundsavailablefordistributiontounsecuredcreditors.EstimatedNumberofCreditors1-50-100-200-1,000-5,001-10,001-25,001-50,001-OVER49991999995,00010,00025,00050,000100,000100,000EstimatedAssets$0to$50,001to$100,001to$500,001$1,000,001$10,000,001$50,000,001$100,000,001$500,000,001Morethan$50,000$100,000$500,000to$1to$10to$50to$100to$500to$1billion$1billionmillionmillionmillionmillionmillionEstimatedLiabilities$0to$50,001to$100,001to$500,001$1,000,001$10,000,001$50,000,001$100,000,001$500,000,001Morethan$50,000$100,000$500,000to$1to$10to$50to$100to$500to$1billion$1billionmillionmillionmillionmillionmillionEasternDistrictofMichiganFessler,MarilynAKAMarilynMeissnerxxx-xx-62657045CedarbankDriveWestBloomfield,MIOakland4832411-53376-swr Doc 1 Filed 05/10/11 Entered 05/10/11 11:10:50 Page 2 of 4

B1(OfficialForm1)(4/10)Page2VoluntaryPetition(Thispagemustbecompletedandfiledineverycase)NameofDebtor(s):AllPriorBankruptcyCasesFiledWithinLast8Years(Ifmorethantwo,attachadditionalsheet)LocationCaseNumber:DateFiled:WhereFiled:LocationCaseNumber:DateFiled:WhereFiled:PendingBankruptcyCaseFiledbyanySpouse,Partner,orAffiliateofthisDebtor(Ifmorethanone,attachadditionalsheet)NameofDebtor:CaseNumber:DateFiled:District:Relationship:Judge:ExhibitA(Tobecompletedifdebtorisrequiredtofileperiodicreports(e.g.,forms10Kand10Q)withtheSecuritiesandExchangeCommissionpursuanttoSection13or15(d)oftheSecuritiesExchangeActof1934andisrequestingreliefunderchapter11.)ExhibitAisattachedandmadeapartofthispetition.ExhibitCDoesthedebtorownorhavepossessionofanypropertythatposesorisallegedtoposeathreatofimminentandidentifiableharmtopublichealthorsafety?Yes,andExhibitCisattachedandmadeapartofthispetition.No.ExhibitD(Tobecompletedbyeveryindividualdebtor.Ifajointpetitionisfiled,eachspousemustcompleteandattachaseparateExhibitD.)ExhibitDcompletedandsignedbythedebtorisattachedandmadeapartofthispetition.Ifthisisajointpetition:ExhibitDalsocompletedandsignedbythejointdebtorisattachedandmadeapartofthispetition.InformationRegardingtheDebtor-Venue(Checkanyapplicablebox)Debtorhasbeendomiciledorhashadaresidence,principalplaceofbusiness,orprincipalassetsinthisDistrictfor180daysimmediatelyprecedingthedateofthispetitionorforalongerpartofsuch180daysthaninanyotherDistrict.Thereisabankruptcycaseconcerningdebtor'saffiliate,generalpartner,orpartnershippendinginthisDistrict.DebtorisadebtorinaforeignproceedingandhasitsprincipalplaceofbusinessorprincipalassetsintheUnitedStatesinthisDistrict,orhasnoprincipalplaceofbusinessorassetsintheUnitedStatesbutisadefendantinanactionorproceeding[inafederalorstatecourt]inthisDistrict,ortheinterestsofthepartieswillbeservedinregardtothereliefsoughtinthisDistrict.CertificationbyaDebtorWhoResidesasaTenantofResidentialProperty(Checkallapplicableboxes)Landlordhasajudgmentagainstthedebtorforpossessionofdebtor'sresidence.(Ifboxchecked,completethefollowing.)(Nameoflandlordthatobtainedjudgment)(Addressoflandlord)Debtorclaimsthatunderapplicablenonbankruptcylaw,therearecircumstancesunderwhichthedebtorwouldbepermittedtocuretheentiremonetarydefaultthatgaverisetothejudgmentforpossession,afterthejudgmentforpossessionwasentered,andDebtorhasincludedinthispetitionthedepositwiththecourtofanyrentthatwouldbecomedueduringthe30-dayperiodafterthefilingofthepetition.Debtorcertifiesthathe/shehasservedtheLandlordwiththiscertification.(11U.S.C.§362(l)).ExhibitB(Tobecompletedifdebtorisanindividualwhosedebtsareprimarilyconsumerdebts.)I,theattorneyforthepetitionernamedintheforegoingpetition,declarethatIhaveinformedthepetitionerthat[heorshe]mayproceedunderchapter7,11,12,or13oftitle11,UnitedStatesCode,andhaveexplainedthereliefavailableundereachsuchchapter.IfurthercertifythatIdeliveredtothedebtorthenoticerequiredby11U.S.C.§342(b).XSignatureofAttorneyforDebtor(s)(Date)Fessler,Marilyn-None-CreativeStepsLearningCenter,Inc.11-553365/10/11E.D.Michiganofficer/soleownerofentityMay10,2011/s/ErikaD.HartErikaD.HartP6745711-53376-swr Doc 1 Filed 05/10/11 Entered 05/10/11 11:10:50 Page 3 of 4

B1(OfficialForm1)(4/10)Page3VoluntaryPetition(Thispagemustbecompletedandfiledineverycase)NameofDebtor(s):SignaturesSignature(s)ofDebtor(s)(Individual/Joint)Ideclareunderpenaltyofperjurythattheinformationprovidedinthispetitionistrueandcorrect.[Ifpetitionerisanindividualwhosedebtsareprimarilyconsumerdebtsandhaschosentofileunderchapter7]IamawarethatImayproceedunderchapter7,11,12,or13oftitle11,UnitedStatesCode,understandthereliefavailableundereachsuchchapter,andchoosetoproceedunderchapter7.[Ifnoattorneyrepresentsmeandnobankruptcypetitionpreparersignsthepetition]Ihaveobtainedandreadthenoticerequiredby11U.S.C.§342(b).Irequestreliefinaccordancewiththechapteroftitle11,UnitedStatesCode,specifiedinthispetition.XSignatureofDebtorXSignatureofJointDebtorTelephoneNumber(Ifnotrepresentedbyattorney)DateSignatureofAttorney*XSignatureofAttorneyforDebtor(s)PrintedNameofAttorneyforDebtor(s)FirmNameAddressTelephoneNumberDate*Inacaseinwhich§707(b)(4)(D)applies,thissignaturealsoconstitutesacertificationthattheattorneyhasnoknowledgeafteraninquirythattheinformationintheschedulesisincorrect.SignatureofDebtor(Corporation/Partnership)Ideclareunderpenaltyofperjurythattheinformationprovidedinthispetitionistrueandcorrect,andthatIhavebeenauthorizedtofilethispetitiononbehalfofthedebtor.Thedebtorrequestsreliefinaccordancewiththechapteroftitle11,UnitedStatesCode,specifiedinthispetition.XSignatureofAuthorizedIndividualPrintedNameofAuthorizedIndividualTitleofAuthorizedIndividualDateSignatureofaForeignRepresentativeIdeclareunderpenaltyofperjurythattheinformationprovidedinthispetitionistrueandcorrect,thatIamtheforeignrepresentativeofadebtorinaforeignproceeding,andthatIamauthorizedtofilethispetition.(Checkonlyonebox.)Irequestreliefinaccordancewithchapter15oftitle11.UnitedStatesCode.Certifiedcopiesofthedocumentsrequiredby11U.S.C.§1515areattached.Pursuantto11U.S.C.§1511,Irequestreliefinaccordancewiththechapteroftitle11specifiedinthispetition.Acertifiedcopyoftheordergrantingrecognitionoftheforeignmainproceedingisattached.XSignatureofForeignRepresentativePrintedNameofForeignRepresentativeDateSignatureofNon-AttorneyBankruptcyPetitionPreparerIdeclareunderpenaltyofperjurythat:(1)Iamabankruptcypetitionpreparerasdefinedin11U.S.C.§110;(2)Ipreparedthisdocumentforcompensationandhaveprovidedthedebtorwithacopyofthisdocumentandthenoticesandinformationrequiredunder11U.S.C.§§110(b),110(h),and342(b);and,(3)ifrulesorguidelineshavebeenpromulgatedpursuantto11U.S.C.§110(h)settingamaximumfeeforserviceschargeablebybankruptcypetitionpreparers,Ihavegiventhedebtornoticeofthemaximumamountbeforepreparinganydocumentforfilingforadebtororacceptinganyfeefromthedebtor,asrequiredinthatsection.OfficialForm19isattached.PrintedNameandtitle,ifany,ofBankruptcyPetitionPreparerSocial-Securitynumber(Ifthebankrutpcypetitionpreparerisnotanindividual,statetheSocialSecuritynumberoftheofficer,principal,responsiblepersonorpartnerofthebankruptcypetitionpreparer.)(Requiredby11U.S.C.§110.)AddressXDateSignatureofBankruptcyPetitionPreparerorofficer,principal,responsibleperson,orpartnerwhoseSocialSecuritynumberisprovidedabove.NamesandSocial-Securitynumbersofallotherindividualswhopreparedorassistedinpreparingthisdocumentunlessthebankruptcypetitionpreparerisnotanindividual:Ifmorethanonepersonpreparedthisdocument,attachadditionalsheetsconformingtotheappropriateofficialformforeachperson.Abankruptcypetitionpreparer’sfailuretocomplywiththeprovisionsoftitle11andtheFederalRulesofBankruptcyProceduremayresultinfinesorimprisonmentorboth11U.S.C.§110;18U.S.C.§156.Fessler,Marilyn/s/MarilynFesslerMarilynFesslerMay10,2011/s/ErikaD.HartErikaD.HartP67457CharlesJ.Taunt&Associates,PLLC700EastMapleRoadSecondFloorBirmingham,MI48009248-644-7800Fax:248-647-5902May10,201111-53376-swr Doc 1 Filed 05/10/11 Entered 05/10/11 11:10:50 Page 4 of 4

}bk1{Creditor Address Matrix}bk{Amexc/oBeckett&LeePoBox3001Malvern, PA 19355BelforUSAGroup,Inc.c/aHymanLippitt,PC322NOldWoodwardBirmingham, MI 48009Kohls/caponePoBox3115Milwaukee, WI 53201PNCBankPOBox54828Los Angeles, CA 90054WestacresCreditUnion3700WestacresDriveWest Bloomfield, MI 48324