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11-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 1 of 30

}bk1{Form 6. Summary of Schedules}bk{UnitedStatesBankruptcyCourtEasternDistrictofMichiganInre,DebtorCaseNo.Chapter11-5337613MarilynFesslerB6Summary(OfficialForm6-Summary)(12/07)Indicateastoeachschedulewhetherthatscheduleisattachedandstatethenumberofpagesineach.ReportthetotalsfromSchedulesA,B,D,E,F,I,andJintheboxesprovided.AddtheamountsfromSchedulesAandBtodeterminethetotalamountofthedebtor’sassets.AddtheamountsofallclaimsfromSchedulesD,E,andFtodeterminethetotalamountofthedebtor’sliabilities.Individualdebtorsmustalsocompletethe"StatisticalSummaryofCertainLiabilitiesandRelatedData"iftheyfileacaseunderchapter7,11,or13.SUMMARYOFSCHEDULESATTACHEDNO.OFNAMEOFSCHEDULEASSETSLIABILITIESOTHER(YES/NO)SHEETSA-RealPropertyB-PersonalPropertyC-PropertyClaimedasExemptD-CreditorsHoldingSecuredClaimsE-CreditorsHoldingUnsecuredPriorityClaimsF-CreditorsHoldingUnsecuredNonpriorityClaimsG-ExecutoryContractsandUnexpiredLeasesH-CodebtorsI-CurrentIncomeofIndividualDebtor(s)J-CurrentExpendituresofIndividualDebtor(s)TotalNumberofSheetsofALLSchedulesTotalAssetsTotalLiabilities(TotalofClaimsonScheduleE)SoftwareCopyright(c)1996-2011-CCHINCORPORATED-www.bestcase.comBestCaseBankruptcyYesYesYesYesYesYesYesYesYesYes10.00465,066.56140,634.1910.001151,414.0021111,625.0011,600.201465,066.56192,048.1911-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 2 of 30

}bk1{Form 6. Statistical Summary of Certain Liabilities and Related Data}bk{UnitedStatesBankruptcyCourtEasternDistrictofMichiganInre,DebtorCaseNo.Chapter11-5337613MarilynFesslerForm6-StatisticalSummary(12/07)STATISTICALSUMMARYOFCERTAINLIABILITIESANDRELATEDDATA(28U.S.C.§159)Ifyouareanindividualdebtorwhosedebtsareprimarilyconsumerdebts,asdefinedin§101(8)oftheBankruptcyCode(11U.S.C.§101(8)),filingacaseunderchapter7,11or13,youmustreportallinformationrequestedbelow.CheckthisboxifyouareanindividualdebtorwhosedebtsareNOTprimarilyconsumerdebts.Youarenotrequiredtoreportanyinformationhere.Thisinformationisforstatisticalpurposesonlyunder28U.S.C.§159.Summarizethefollowingtypesofliabilities,asreportedintheSchedules,andtotalthem.TypeofLiabilityAmountDomesticSupportObligations(fromScheduleE)TaxesandCertainOtherDebtsOwedtoGovernmentalUnits(fromScheduleE)ClaimsforDeathorPersonalInjuryWhileDebtorWasIntoxicated(fromScheduleE)(whetherdisputedorundisputed)StudentLoanObligations(fromScheduleF)DomesticSupport,SeparationAgreement,andDivorceDecreeObligationsNotReportedonScheduleEObligationstoPensionorProfit-Sharing,andOtherSimilarObligations(fromScheduleF)TOTALStatethefollowing:AverageIncome(fromScheduleI,Line16)AverageExpenses(fromScheduleJ,Line18)CurrentMonthlyIncome(fromForm22ALine12;OR,Form22BLine11;OR,Form22CLine20)Statethefollowing:1.TotalfromScheduleD,"UNSECUREDPORTION,IFANY"column2.TotalfromScheduleE,"AMOUNTENTITLEDTOPRIORITY"column3.TotalfromScheduleE,"AMOUNTNOTENTITLEDTOPRIORITY,IFANY"column4.TotalfromScheduleF5.Totalofnon-priorityunsecureddebt(sumof1,3,and4)SoftwareCopyright(c)1996-2011-CCHINCORPORATED-www.bestcase.comBestCaseBankruptcy0.000.000.000.000.000.000.001,625.001,600.201,625.004,822.080.000.00151,414.00156,236.0811-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 3 of 30

}bk1{Schedule A - Real Property}bk{Inre,DebtorCaseNo.11-53376MarilynFesslerB6A(OfficialForm6A)(12/07)Exceptasdirectedbelow,listallrealpropertyinwhichthedebtorhasanylegal,equitable,orfutureinterest,includingallpropertyownedasacotenant,communityproperty,orinwhichthedebtorhasalifeestate.Includeanypropertyinwhichthedebtorholdsrightsandpowersexercisableforthedebtor'sownbenefit.Ifthedebtorismarried,statewhetherhusband,wife,both,orthemaritalcommunityownthepropertybyplacingan"H,""W,""J,"or"C"inthecolumnlabeled"Husband,Wife,Joint,orCommunity."Ifthedebtorholdsnointerestinrealproperty,write"None"under"DescriptionandLocationofProperty."Donotincludeinterestsinexecutorycontractsandunexpiredleasesonthisschedule.ListtheminScheduleG-ExecutoryContractsandUnexpiredLeases.Ifanentityclaimstohavealienorholdasecuredinterestinanyproperty,statetheamountofthesecuredclaim.SeeScheduleD.Ifnoentityclaimstoholdasecuredinterestintheproperty,write"None"inthecolumnlabeled"AmountofSecuredClaim."Ifthedebtorisanindividualorifajointpetitionisfiled,statetheamountofanyexemptionclaimedinthepropertyonlyinScheduleC-PropertyClaimedasExempt.DescriptionandLocationofPropertyNatureofDebtor'sInterestinPropertyHusband,Wife,Joint,orCommunityCurrentValueofDebtor'sInterestinProperty,withoutDeductinganySecuredClaimorExemptionAmountofSecuredClaimcontinuationsheetsattachedtotheScheduleofRealPropertySCHEDULEA-REALPROPERTYSoftwareCopyright(c)1996-2011-CCHINCORPORATED-www.bestcase.comBestCaseBankruptcy0NoneSub-Total>(Totalofthispage)0.00Total>(ReportalsoonSummaryofSchedules)0.0011-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 4 of 30

}bk1{Schedule B - Personal Property}bk{Inre,DebtorCaseNo.11-53376MarilynFesslerB6B(OfficialForm6B)(12/07)Exceptasdirectedbelow,listallpersonalpropertyofthedebtorofwhateverkind.Ifthedebtorhasnopropertyinoneormoreofthecategories,placean"x"intheappropriatepositioninthecolumnlabeled"None."Ifadditionalspaceisneededinanycategory,attachaseparatesheetproperlyidentifiedwiththecasename,casenumber,andthenumberofthecategory.Ifthedebtorismarried,statewhetherhusband,wife,both,orthemaritalcommunityownthepropertybyplacingan"H,""W,""J,"or"C"inthecolumnlabeled"Husband,Wife,Joint,orCommunity."Ifthedebtorisanindividualorajointpetitionisfiled,statetheamountofanyexemptionsclaimedonlyinScheduleC-PropertyClaimedasExempt.Donotlistinterestsinexecutorycontractsandunexpiredleasesonthisschedule.ListtheminScheduleG-ExecutoryContractsandUnexpiredLeases.Ifthepropertyisbeingheldforthedebtorbysomeoneelse,statethatperson'snameandaddressunder"DescriptionandLocationofProperty."Ifthepropertyisbeingheldforaminorchild,simplystatethechild'sinitialsandthenameandaddressofthechild'sparentorguardian,suchas"A.B.,aminorchild,byJohnDoe,guardian."Donotdisclosethechild'sname.See,11U.S.C.§112andFed.R.Bankr.P.1007(m).TypeofPropertyNONEDescriptionandLocationofPropertyHusband,Wife,Joint,orCommunityCurrentValueofDebtor'sInterestinProperty,withoutDeductinganySecuredClaimorExemptioncontinuationsheetsattachedtotheScheduleofPersonalPropertySCHEDULEB-PERSONALPROPERTYSoftwareCopyright(c)1996-2011-CCHINCORPORATED-www.bestcase.comBestCaseBankruptcy31.CashonhandX2.Checking,savingsorotherfinancialaccounts,certificatesofdeposit,orsharesinbanks,savingsandloan,thrift,buildingandloan,andhomesteadassociations,orcreditunions,brokeragehouses,orcooperatives.SavingsAcountXXXX2714WestacresCreditUnion-35,812.11ChaseCheckingAccount-240.593.Securitydepositswithpublicutilities,telephonecompanies,landlords,andothers.X4.Householdgoodsandfurnishings,includingaudio,video,andcomputerequipment.Householdgoods,furniture,etc.-2,000.00RefrigeratorWasher-1,100.005.Books,picturesandotherartobjects,antiques,stamp,coin,record,tape,compactdisc,andothercollectionsorcollectibles.20-30books-100.006.Wearingapparel.Clothing-300.007.Fursandjewelry.Jewelry-100.008.Firearmsandsports,photographic,andotherhobbyequipment.X9.Interestsininsurancepolicies.Nameinsurancecompanyofeachpolicyanditemizesurrenderorrefundvalueofeach.X10.Annuities.Itemizeandnameeachissuer.XSub-Total>(Totalofthispage)39,652.7011-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 5 of 30

B6B(OfficialForm6B)(12/07)-Cont.TypeofPropertyNONEDescriptionandLocationofPropertyHusband,Wife,Joint,orCommunityCurrentValueofDebtor'sInterestinProperty,withoutDeductinganySecuredClaimorExemptionSheetofcontinuationsheetsattachedtotheScheduleofPersonalPropertySCHEDULEB-PERSONALPROPERTY(ContinuationSheet)SoftwareCopyright(c)1996-2011-CCHINCORPORATED-www.bestcase.comBestCaseBankruptcyInre,DebtorCaseNo.11-53376MarilynFessler11.InterestsinaneducationIRAasdefinedin26U.S.C.§530(b)(1)orunderaqualifiedStatetuitionplanasdefinedin26U.S.C.§529(b)(1).Giveparticulars.(Fileseparatelytherecord(s)ofanysuchinterest(s).11U.S.C.§521(c).)X12.InterestsinIRA,ERISA,Keogh,orotherpensionorprofitsharingplans.Giveparticulars.X13.Stockandinterestsinincorporatedandunincorporatedbusinesses.Itemize.TempletonInvestments-4,418.86M&EHoldings,LLC(ownsrealproperty,liabilitiesexceedassets)-1.00CreativeStepsLearningCenter,Inc.d/b/aEnglishOaksMontessoriandSchoolofProtocolInChapter7filed05/10/11CaseNo.11-53366(TrusteeMarkShapiro)-0.00CedarBankInvestments,Inc.d/b/aEnglishOaksMontessoriChristianAcademydebtsexceedassets-1.0014.Interestsinpartnershipsorjointventures.Itemize.X15.Governmentandcorporatebondsandothernegotiableandnonnegotiableinstruments.X16.Accountsreceivable.CreativeStepsLearningCenter-forloansmadetobusiness.Businessceasedoperatingin2010andcompanyhasfiledChapter7bankruptcy-0.0017.Alimony,maintenance,support,andpropertysettlementstowhichthedebtorisormaybeentitled.Giveparticulars.X18.Otherliquidateddebtsowedtodebtorincludingtaxrefunds.Giveparticulars.XSub-Total>(Totalofthispage)4,420.861311-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 6 of 30

B6B(OfficialForm6B)(12/07)-Cont.TypeofPropertyNONEDescriptionandLocationofPropertyHusband,Wife,Joint,orCommunityCurrentValueofDebtor'sInterestinProperty,withoutDeductinganySecuredClaimorExemptionSheetofcontinuationsheetsattachedtotheScheduleofPersonalPropertySCHEDULEB-PERSONALPROPERTY(ContinuationSheet)SoftwareCopyright(c)1996-2011-CCHINCORPORATED-www.bestcase.comBestCaseBankruptcyInre,DebtorCaseNo.11-53376MarilynFessler19.Equitableorfutureinterests,lifeestates,andrightsorpowersexercisableforthebenefitofthedebtorotherthanthoselistedinScheduleA-RealProperty.X20.Contingentandnoncontingentinterestsinestateofadecedent,deathbenefitplan,lifeinsurancepolicy,ortrust.X21.Othercontingentandunliquidatedclaimsofeverynature,includingtaxrefunds,counterclaimsofthedebtor,andrightstosetoffclaims.Giveestimatedvalueofeach.X22.Patents,copyrights,andotherintellectualproperty.Giveparticulars.X23.Licenses,franchises,andothergeneralintangibles.Giveparticulars.X24.Customerlistsorothercompilationscontainingpersonallyidentifiableinformation(asdefinedin11U.S.C.§101(41A))providedtothedebtorbyindividualsinconnectionwithobtainingaproductorservicefromthedebtorprimarilyforpersonal,family,orhouseholdpurposes.X25.Automobiles,trucks,trailers,andothervehiclesandaccessories.2010ChryslerMinivan-15,000.0026.Boats,motors,andaccessories.1998PontoonboatGiventoneighborin2009,buttitlenevertransferredMotordoesn'twork,rustedNeighbormaintainsinsuranceandstorage-0.0027.Aircraftandaccessories.X28.Officeequipment,furnishings,andsupplies.Desk,counter&officechair-110.0029.Machinery,fixtures,equipment,andsuppliesusedinbusiness.XSub-Total>(Totalofthispage)15,110.002311-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 7 of 30

B6B(OfficialForm6B)(12/07)-Cont.TypeofPropertyNONEDescriptionandLocationofPropertyHusband,Wife,Joint,orCommunityCurrentValueofDebtor'sInterestinProperty,withoutDeductinganySecuredClaimorExemptionSheetofcontinuationsheetsattachedtotheScheduleofPersonalPropertySCHEDULEB-PERSONALPROPERTY(ContinuationSheet)SoftwareCopyright(c)1996-2011-CCHINCORPORATED-www.bestcase.comBestCaseBankruptcyInre,DebtorCaseNo.11-53376MarilynFessler30.Inventory.X31.Animals.Onecat-50.0032.Crops-growingorharvested.Giveparticulars.X33.Farmingequipmentandimplements.X34.Farmsupplies,chemicals,andfeed.X35.Otherpersonalpropertyofanykindnotalreadylisted.Itemize.2010TaxRefund-5,833.00Sub-Total>(Totalofthispage)5,883.0033Total>(ReportalsoonSummaryofSchedules)65,066.5611-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 8 of 30

}bk1{Schedule C - Property Claimed as Exempt}bk{Inre,DebtorCaseNo.11-53376MarilynFesslerB6C(OfficialForm6C)(4/10)Debtorclaimstheexemptionstowhichdebtorisentitledunder:Checkifdebtorclaimsahomesteadexemptionthatexceeds(Checkonebox)$146,450.(Amountsubjecttoadjustmenton4/1/13,andeverythreeyearsthereafterwithrespecttocasescommencedonorafterthedateofadjustment.)11U.S.C.§522(b)(2)11U.S.C.§522(b)(3)DescriptionofPropertySpecifyLawProvidingEachExemptionValueofClaimedExemptionCurrentValueofPropertyWithoutDeductingExemptioncontinuationsheetsattachedtoScheduleofPropertyClaimedasExemptSCHEDULEC-PROPERTYCLAIMEDASEXEMPTSoftwareCopyright(c)1996-2011-CCHINCORPORATED-www.bestcase.comBestCaseBankruptcy0Checking,Savings,orOtherFinancialAccounts,CertificatesofDepositChaseCheckingAccount240.5911U.S.C.§522(d)(5)0.00HouseholdGoodsandFurnishingsHouseholdgoods,furniture,etc.2,000.0011U.S.C.§522(d)(3)2,000.00RefrigeratorWasher1,100.0011U.S.C.§522(d)(3)1,100.00WearingApparelClothing300.0011U.S.C.§522(d)(3)300.00FursandJewelryJewelry100.0011U.S.C.§522(d)(4)100.00StockandInterestsinBusinessesTempletonInvestments4,418.8611U.S.C.§522(d)(5)4,418.86M&EHoldings,LLC(ownsrealproperty,liabilitiesexceedassets)1.0011U.S.C.§522(d)(5)1.00CedarBankInvestments,Inc.d/b/aEnglishOaksMontessoriChristianAcademydebtsexceedassets1.0011U.S.C.§522(d)(5)1.00Automobiles,Trucks,Trailers,andOtherVehicles2010ChryslerMinivan15,000.0011U.S.C.§522(d)(2)3,450.0011U.S.C.§522(d)(5)7,554.1411U.S.C.§522(d)(6)2,175.00OfficeEquipment,FurnishingsandSuppliesDesk,counter&officechair110.0011U.S.C.§522(d)(3)110.00Total:21,210.0023,271.4511-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 9 of 30

}bk1{Schedule D - Creditors Holding Secured Claims}bk{AMOUNTOFCLAIMWITHOUTDEDUCTINGVALUEOFCOLLATERALDATECLAIMWASINCURRED,NATUREOFLIEN,ANDDESCRIPTIONANDVALUEOFPROPERTYSUBJECTTOLIENCODEBTORCONTINGENTUNLIQUIDATEDDISPUTEDHusband,Wife,Joint,orCommunityHWJCCREDITOR'SNAMEANDMAILINGADDRESSINCLUDINGZIPCODE,ANDACCOUNTNUMBER(Seeinstructionsabove.)AccountNo.Value$AccountNo.Value$AccountNo.Value$AccountNo.Value$Subtotal_____continuationsheetsattached(Totalofthispage)UNSECUREDPORTION,IFANYB6D(OfficialForm6D)(12/07)Statethename,mailingaddress,includingzipcode,andlastfourdigitsofanyaccountnumberofallentitiesholdingclaimssecuredbypropertyofthedebtorasofthedateoffilingofthepetition.Thecompleteaccountnumberofanyaccountthedebtorhaswiththecreditorisusefultothetrusteeandthecreditorandmaybeprovidedifthedebtorchoosestodoso.Listcreditorsholdingalltypesofsecuredinterestssuchasjudgmentliens,garnishments,statutoryliens,mortgages,deedsoftrust,andothersecurityinterests.Listcreditorsinalphabeticalordertotheextentpracticable.Ifaminorchildisacreditor,thechild'sinitialsandthenameandaddressofthechild'sparentorguardian,suchas"A.B.,aminorchild,byJohnDoe,guardian."Donotdisclosethechild'sname.See,11U.S.C.§112andFed.R.Bankr.P.1007(m).Ifallsecuredcreditorswillnotfitonthispage,usethecontinuationsheetprovided.Ifanyentityotherthanaspouseinajointcasemaybejointlyliableonaclaim,placean"X"inthecolumnlabeled"Codebtor",includetheentityontheappropriatescheduleofcreditors,andcompleteScheduleH-Codebtors.Ifajointpetitionisfiled,statewhetherthehusband,wife,bothofthem,orthemaritalcommunitymaybeliableoneachclaimbyplacingan"H","W","J",or"C"inthecolumnlabeled"Husband,Wife,Joint,orCommunity".Iftheclaimiscontingent,placean"X"inthecolumnlabeled"Contingent".Iftheclaimisunliquidated,placean"X"inthecolumnlabeled"Unliquidated".Iftheclaimisdisputed,placean"X"inthecolumnlabeled"Disputed".(Youmayneedtoplacean"X"inmorethanoneofthesethreecolumns.)Totalthecolumnslabeled"AmountofClaimWithoutDeductingValueofCollateral"and"UnsecuredPortion,ifAny"intheboxeslabeled"Total(s)"onthelastsheetofthecompletedschedule.Reportthetotalfromthecolumnlabeled"AmountofClaim"alsoontheSummaryofSchedulesand,ifthedebtorisanindividualwithprimarilyconsumerdebts,reportthetotalfromthecolumnlabeled"UnsecuredPortion"ontheStatisticalSummaryofCertainLiabilitiesandRelatedData.CheckthisboxifdebtorhasnocreditorsholdingsecuredclaimstoreportonthisScheduleD.SCHEDULED-CREDITORSHOLDINGSECUREDCLAIMSSoftwareCopyright(c)1996-2011-CCHINCORPORATED-www.bestcase.comBestCaseBankruptcyInre,DebtorCaseNo.11-53376MarilynFessler0SavingsAcountXXXX2714WestacresCreditUnionWestacresCreditUnion3700WestacresDriveWestBloomfield,MI48324-11,481.194,822.0835,812.11SavingsAcountXXXX2714WestacresCreditUnionWestacresCreditUnion3700WestacresDriveWestBloomfield,MI48324-29,153.000.0035,812.1140,634.194,822.0840,634.194,822.08Total(ReportonSummaryofSchedules)11-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 10 of 30

}bk1{Schedule E - Creditors Holding Unsecured Priority Claims}bk{B6E(OfficialForm6E)(4/10)Acompletelistofclaimsentitledtopriority,listedseparatelybytypeofpriority,istobesetforthonthesheetsprovided.Onlyholdersofunsecuredclaimsentitledtopriorityshouldbelistedinthisschedule.Intheboxesprovidedontheattachedsheets,statethename,mailingaddress,includingzipcode,andlastfourdigitsoftheaccountnumber,ifany,ofallentitiesholdingpriorityclaimsagainstthedebtororthepropertyofthedebtor,asofthedateofthefilingofthepetition.Useaseparatecontinuationsheetforeachtypeofpriorityandlabeleachwiththetypeofpriority.Thecompleteaccountnumberofanyaccountthedebtorhaswiththecreditorisusefultothetrusteeandthecreditorandmaybeprovidedifthedebtorchoosestodoso.Ifaminorchildisacreditor,statethechild'sinitialsandthenameandaddressofthechild'sparentorguardian,suchas"A.B.,aminorchild,byJohnDoe,guardian."Donotdisclosethechild'sname.See,11U.S.C.§112andFed.R.Bankr.P.1007(m).Ifanyentityotherthanaspouseinajointcasemaybejointlyliableonaclaim,placean"X"inthecolumnlabeled"Codebtor,"includetheentityontheappropriatescheduleofcreditors,andcompleteScheduleH-Codebtors.Ifajointpetitionisfiled,statewhetherthehusband,wife,bothofthem,orthemaritalcommunitymaybeliableoneachclaimbyplacingan"H,""W,""J,"or"C"inthecolumnlabeled"Husband,Wife,Joint,orCommunity."Iftheclaimiscontingent,placean"X"inthecolumnlabeled"Contingent."Iftheclaimisunliquidated,placean"X"inthecolumnlabeled"Unliquidated."Iftheclaimisdisputed,placean"X"inthecolumnlabeled"Disputed."(Youmayneedtoplacean"X"inmorethanoneofthesethreecolumns.)Reportthetotalofclaimslistedoneachsheetintheboxlabeled"Subtotals"oneachsheet.ReportthetotalofallclaimslistedonthisScheduleEintheboxlabeled"Total"onthelastsheetofthecompletedschedule.ReportthistotalalsoontheSummaryofSchedules.Reportthetotalofamountsentitledtoprioritylistedoneachsheetintheboxlabeled"Subtotals"oneachsheet.ReportthetotalofallamountsentitledtoprioritylistedonthisScheduleEintheboxlabeled"Totals"onthelastsheetofthecompletedschedule.IndividualdebtorswithprimarilyconsumerdebtsreportthistotalalsoontheStatisticalSummaryofCertainLiabilitiesandRelatedData.Reportthetotalofamountsnotentitledtoprioritylistedoneachsheetintheboxlabeled"Subtotals"oneachsheet.ReportthetotalofallamountsnotentitledtoprioritylistedonthisScheduleEintheboxlabeled"Totals"onthelastsheetofthecompletedschedule.IndividualdebtorswithprimarilyconsumerdebtsreportthistotalalsoontheStatisticalSummaryofCertainLiabilitiesandRelatedData.CheckthisboxifdebtorhasnocreditorsholdingunsecuredpriorityclaimstoreportonthisScheduleE.TYPESOFPRIORITYCLAIMS(Checktheappropriatebox(es)belowifclaimsinthatcategoryarelistedontheattachedsheets)DomesticsupportobligationsClaimsfordomesticsupportthatareowedtoorrecoverablebyaspouse,formerspouse,orchildofthedebtor,ortheparent,legalguardian,orresponsiblerelativeofsuchachild,oragovernmentalunittowhomsuchadomesticsupportclaimhasbeenassignedtotheextentprovidedin11U.S.C.§507(a)(1).ExtensionsofcreditinaninvoluntarycaseClaimsarisingintheordinarycourseofthedebtor'sbusinessorfinancialaffairsafterthecommencementofthecasebutbeforetheearlieroftheappointmentofatrusteeortheorderforrelief.11U.S.C.§507(a)(3).Wages,salaries,andcommissionsWages,salaries,andcommissions,includingvacation,severance,andsickleavepayowingtoemployeesandcommissionsowingtoqualifyingindependentsalesrepresentativesupto$11,725*perpersonearnedwithin180daysimmediatelyprecedingthefilingoftheoriginalpetition,orthecessationofbusiness,whicheveroccurredfirst,totheextentprovidedin11U.S.C.§507(a)(4).ContributionstoemployeebenefitplansMoneyowedtoemployeebenefitplansforservicesrenderedwithin180daysimmediatelyprecedingthefilingoftheoriginalpetition,orthecessationofbusiness,whicheveroccurredfirst,totheextentprovidedin11U.S.C.§507(a)(5).CertainfarmersandfishermenClaimsofcertainfarmersandfishermen,upto$5,775*perfarmerorfisherman,againstthedebtor,asprovidedin11U.S.C.§507(a)(6).DepositsbyindividualsClaimsofindividualsupto$2,600*fordepositsforthepurchase,lease,orrentalofpropertyorservicesforpersonal,family,orhouseholduse,thatwerenotdeliveredorprovided.11U.S.C.§507(a)(7).TaxesandcertainotherdebtsowedtogovernmentalunitsTaxes,customsduties,andpenaltiesowingtofederal,state,andlocalgovernmentalunitsassetforthin11U.S.C.§507(a)(8).CommitmentstomaintainthecapitalofaninsureddepositoryinstitutionClaimsbasedoncommitmentstotheFDIC,RTC,DirectoroftheOfficeofThriftSupervision,ComptrolleroftheCurrency,orBoardofGovernorsoftheFederalReserveSystem,ortheirpredecessorsorsuccessors,tomaintainthecapitalofaninsureddepositoryinstitution.11U.S.C.§507(a)(9).ClaimsfordeathorpersonalinjurywhiledebtorwasintoxicatedClaimsfordeathorpersonalinjuryresultingfromtheoperationofamotorvehicleorvesselwhilethedebtorwasintoxicatedfromusingalcohol,adrug,oranothersubstance.11U.S.C.§507(a)(10).*Amountsubjecttoadjustmenton4/01/13,andeverythreeyearsthereafterwithrespecttocasescommencedonorafterthedateofadjustment.continuationsheetsattachedSCHEDULEE-CREDITORSHOLDINGUNSECUREDPRIORITYCLAIMSSoftwareCopyright(c)1996-2011-CCHINCORPORATED-www.bestcase.comBestCaseBankruptcyInre,DebtorCaseNo.11-53376MarilynFessler011-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 11 of 30

}bk1{Schedule F - Creditors Holding Unsecured Nonpriority Claims}bk{CODEBTORCONTINGENTUNLIQUIDATEDDISPUTEDHusband,Wife,Joint,orCommunityHWJCCREDITOR'SNAME,MAILINGADDRESSINCLUDINGZIPCODE,ANDACCOUNTNUMBER(Seeinstructionsabove.)AccountNo.AccountNo.AccountNo.AccountNo.Subtotal_____continuationsheetsattached(Totalofthispage)DATECLAIMWASINCURREDANDCONSIDERATIONFORCLAIM.IFCLAIMISSUBJECTTOSETOFF,SOSTATE.AMOUNTOFCLAIMB6F(OfficialForm6F)(12/07)Statethename,mailingaddress,includingzipcode,andlastfourdigitsofanyaccountnumber,ofallentitiesholdingunsecuredclaimswithoutpriorityagainstthedebtororthepropertyofthedebtor,asofthedateoffilingofthepetition.Thecompleteaccountnumberofanyaccountthedebtorhaswiththecreditorisusefultothetrusteeandthecreditorandmaybeprovidedifthedebtorchoosestodoso.Ifaminorchildisacreditor,statethechild'sinitialsandthenameandaddressofthechild'sparentorguardian,suchas"A.B.,aminorchild,byJohnDoe,guardian."Donotdisclosethechild'sname.See,11U.S.C.§112andFed.R.Bankr.P.1007(m).DonotincludeclaimslistedinSchedulesDandE.Ifallcreditorswillnotfitonthispage,usethecontinuationsheetprovided.Ifanyentityotherthanaspouseinajointcasemaybejointlyliableonaclaim,placean"X"inthecolumnlabeled"Codebtor,"includetheentityontheappropriatescheduleofcreditors,andcompleteScheduleH-Codebtors.Ifajointpetitionisfiled,statewhetherthehusband,wife,bothofthem,orthemaritalcommunitymaybeliableoneachclaimbyplacingan"H,""W,""J,"or"C"inthecolumnlabeled"Husband,Wife,Joint,orCommunity."Iftheclaimiscontingent,placean"X"inthecolumnlabeled"Contingent."Iftheclaimisunliquidated,placean"X"inthecolumnlabeled"Unliquidated."Iftheclaimisdisputed,placean"X"inthecolumnlabeled"Disputed."(Youmayneedtoplacean"X"inmorethanoneofthesethreecolumns.)Reportthetotalofallclaimslistedonthisscheduleintheboxlabeled"Total"onthelastsheetofthecompletedschedule.ReportthistotalalsoontheSummaryofSchedulesand,ifthedebtorisanindividualwithprimarilyconsumerdebts,reportthistotalalsoontheStatisticalSummaryofCertainLiabilitiesandRelatedData.CheckthisboxifdebtorhasnocreditorsholdingunsecuredclaimstoreportonthisScheduleF.S/N:34692-110510SCHEDULEF-CREDITORSHOLDINGUNSECUREDNONPRIORITYCLAIMSSoftwareCopyright(c)1996-2011-CCHINCORPORATED-www.bestcase.comBestCaseBankruptcyInre,DebtorCaseNo.11-53376MarilynFessler1allegeddebtrelatingtoCreativeStepsLearningCenter,Inc.BelforUSAGroup,Inc.c/aHymanLippitt,PC322NOldWoodwardBirmingham,MI48009-XXX142,800.002009/2010merchantservicesComericaBank500WoodwardAvenue4thFloorDetroit,MI48226-XXUnknownaccountingservicesDonChadwick344S.BroadwayLakeOrion,MI48362-300.00personalloansElizabethSmithPOBox935UnionLake,MI48387-7,500.00150,600.0011-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 12 of 30

B6F(OfficialForm6F)(12/07)-Cont.CODEBTORCONTINGENTUNLIQUIDATEDDISPUTEDHusband,Wife,Joint,orCommunityHWJCCREDITOR'SNAME,MAILINGADDRESSINCLUDINGZIPCODE,ANDACCOUNTNUMBER(Seeinstructionsabove.)AccountNo.AccountNo.AccountNo.AccountNo.AccountNo.Sheetno._____of_____sheetsattachedtoScheduleofSubtotalCreditorsHoldingUnsecuredNonpriorityClaims(Totalofthispage)DATECLAIMWASINCURREDANDCONSIDERATIONFORCLAIM.IFCLAIMISSUBJECTTOSETOFF,SOSTATE.AMOUNTOFCLAIMSCHEDULEF-CREDITORSHOLDINGUNSECUREDNONPRIORITYCLAIMS(ContinuationSheet)SoftwareCopyright(c)1996-2011-CCHINCORPORATED-www.bestcase.comBestCaseBankruptcyInre,DebtorCaseNo.11-53376MarilynFessler1998/2000LeaseobligationFordCreditPOBox55000,Dept.267901Detroit,MI48255-450.00xxxxxxxx4352Opened1/01/06LastActive6/10/06ChargeAccountKohls/caponePoBox3115Milwaukee,WI53201-364.00personalguarantyonmortgageforrealpropertylocatedat891UnionLakeRoadPNCBankPOBox54828LosAngeles,CA90054X-XXUnknown814.0011151,414.00Total(ReportonSummaryofSchedules)11-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 13 of 30

}bk1{Schedule G - Executory Contracts and Unexpired Leases}bk{Inre,DebtorCaseNo.11-53376MarilynFesslerB6G(OfficialForm6G)(12/07)Describeallexecutorycontractsofanynatureandallunexpiredleasesofrealorpersonalproperty.Includeanytimeshareinterests.Statenatureofdebtor'sinterestincontract,i.e.,"Purchaser","Agent",etc.Statewhetherdebtoristhelessororlesseeofalease.Providethenamesandcompletemailingaddressesofallotherpartiestoeachleaseorcontractdescribed.Ifaminorchildisapartytooneoftheleasesorcontracts,statethechild'sinitialsandthenameandaddressofthechild'sparentorguardian,suchas"A.B.,aminorchild,byJohnDoe,guardian."Donotdisclosethechild'sname.See,11U.S.C.§112andFed.R.Bankr.P.1007(m).Checkthisboxifdebtorhasnoexecutorycontractsorunexpiredleases.NameandMailingAddress,IncludingZipCode,ofOtherPartiestoLeaseorContractDescriptionofContractorLeaseandNatureofDebtor'sInterest.Statewhetherleaseisfornonresidentialrealproperty.Statecontractnumberofanygovernmentcontract.continuationsheetsattachedtoScheduleofExecutoryContractsandUnexpiredLeasesSCHEDULEG-EXECUTORYCONTRACTSANDUNEXPIREDLEASESSoftwareCopyright(c)1996-2011-CCHINCORPORATED-www.bestcase.comBestCaseBankruptcy011-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 14 of 30

}bk1{Schedule H - Codebtors}bk{Inre,DebtorCaseNo.11-53376MarilynFesslerB6H(OfficialForm6H)(12/07)Providetheinformationrequestedconcerninganypersonorentity,otherthanaspouseinajointcase,thatisalsoliableonanydebtslistedbydebtorintheschedulesofcreditors.Includeallguarantorsandco-signers.Ifthedebtorresidesorresidedinacommunitypropertystate,commonwealth,orterritory(includingAlaska,Arizona,California,Idaho,Louisiana,Nevada,NewMexico,PuertoRico,Texas,Washington,orWisconsin)withintheeightyearperiodimmediatelyprecedingthecommencementofthecase,identifythenameofthedebtor'sspouseandofanyformerspousewhoresidesorresidedwiththedebtorinthecommunitypropertystate,commonwealth,orterritory.Includeallnamesusedbythenondebtorspouseduringtheeightyearsimmediatelyprecedingthecommencementofthiscase.Ifaminorchildisacodebtororacreditor,statethechild'sinitialsandthenameandaddressofthechild'sparentorguardian,suchas"A.B.,aminorchild,byJohnDoe,guardian."Donotdisclosethechild'sname.See,11U.S.C.§112andFed.R.Bankr.P.1007(m).Checkthisboxifdebtorhasnocodebtors.NAMEANDADDRESSOFCODEBTORNAMEANDADDRESSOFCREDITORcontinuationsheetsattachedtoScheduleofCodebtorsSCHEDULEH-CODEBTORSSoftwareCopyright(c)1996-2011-CCHINCORPORATED-www.bestcase.comBestCaseBankruptcy0CreativeStepsLearningCenter7045CedarbankAvenueWestBloomfield,MI48324PNCBankPOBox54828LosAngeles,CA9005411-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 15 of 30

B6I (Official Form 6I) (12/07)In reMarilyn FesslerCase No.11-53376Debtor(s)SCHEDULE I - CURRENT INCOME OF INDIVIDUAL DEBTOR(S)The column labeled "Spouse" must be completed in all cases filed by joint debtors and by every married debtor, whether or not a joint petition isfiled, unless the spouses are separated and a joint petition is not filed. Do not state the name of any minor child. The average monthly incomecalculated on this form may differ from the current monthly income calculated on Form 22A, 22B, or 22C.Debtor's Marital Status:DEPENDENTS OF DEBTOR AND SPOUSEDivorcedRELATIONSHIP(S):MotherAdopted daughterAdopted daughterGranddaughterAGE(S):10012182Employment:DEBTORSPOUSEOccupationAdministration Child Care CenterName of EmployerEnglish Oaks Montessori Christian AcadHow long employed1 year (June 2010)Address of Employer891 Union Lake Rd.White Lake, MI 48386INCOME: (Estimate of average or projected monthly income at time case filed)DEBTORSPOUSE1. Monthly gross wages, salary, and commissions (Prorate if not paid monthly)$1,733.33$N/A2. Estimate monthly overtime$0.00$N/A3. SUBTOTAL$1,733.33$N/A4. LESS PAYROLL DEDUCTIONSa. Payroll taxes and social security$108.33$N/Ab. Insurance$0.00$N/Ac. Union dues$0.00$N/Ad. Other (Specify):$0.00$N/A$0.00$N/A5. SUBTOTAL OF PAYROLL DEDUCTIONS$108.33$N/A6. TOTAL NET MONTHLY TAKE HOME PAY$1,625.00$N/A7. Regular income from operation of business or profession or farm (Attach detailed statement)$0.00$N/A8. Income from real property$0.00$N/A9. Interest and dividends$0.00$N/A10. Alimony, maintenance or support payments payable to the debtor for the debtor's use or that ofdependents listed above$0.00$N/A11. Social security or government assistance(Specify):$0.00$N/A$0.00$N/A12. Pension or retirement income$0.00$N/A13. Other monthly income(Specify):$0.00$N/A$0.00$N/A14. SUBTOTAL OF LINES 7 THROUGH 13$0.00$N/A15. AVERAGE MONTHLY INCOME (Add amounts shown on lines 6 and 14)$1,625.00$N/A16. COMBINED AVERAGE MONTHLY INCOME: (Combine column totals from line 15)$1,625.00(Report also on Summary of Schedules and, if applicable, onStatistical Summary of Certain Liabilities and Related Data)17. Describe any increase or decrease in income reasonably anticipated to occur within the year following the filing of this document:11-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 16 of 30

B6J (Official Form 6J) (12/07)In reMarilyn FesslerCase No.11-53376Debtor(s)SCHEDULE J - CURRENT EXPENDITURES OF INDIVIDUAL DEBTOR(S)Complete this schedule by estimating the average or projected monthly expenses of the debtor and the debtor's family at time casefiled. Prorate any payments made bi-weekly, quarterly, semi-annually, or annually to show monthly rate. The average monthlyexpenses calculated on this form may differ from the deductions from income allowed on Form 22A or 22C.(cid:134)Check this box if a joint petition is filed and debtor's spouse maintains a separate household. Complete a separate schedule ofexpenditures labeled "Spouse."1. Rent or home mortgage payment (include lot rented for mobile home)$0.00 a. Are real estate taxes included?YesNo X b. Is property insurance included?YesNo X2. Utilities:a. Electricity and heating fuel$388.00b. Water and sewer$37.00c. Telephone$0.00d. OtherBundled phone, cable & internet$180.003. Home maintenance (repairs and upkeep)$100.004. Food$370.005. Clothing$50.006. Laundry and dry cleaning$20.007. Medical and dental expenses$20.008. Transportation (not including car payments)$100.009. Recreation, clubs and entertainment, newspapers, magazines, etc.$0.0010. Charitable contributions$20.0011. Insurance (not deducted from wages or included in home mortgage payments)a. Homeowner's or renter's$0.00b. Life$0.00c. Health$0.00d. Auto$118.50e. OtherLong term care insurance$196.7012. Taxes (not deducted from wages or included in home mortgage payments)(Specify)$0.0013. Installment payments: (In chapter 11, 12, and 13 cases, do not list payments to be included in theplan)a. Auto$0.00b. Other$0.00c. Other$0.0014. Alimony, maintenance, and support paid to others$0.0015. Payments for support of additional dependents not living at your home$0.0016. Regular expenses from operation of business, profession, or farm (attach detailed statement)$0.0017. Other$0.00 Other$0.0018. AVERAGE MONTHLY EXPENSES (Total lines 1-17. Report also on Summary of Schedules and,if applicable, on the Statistical Summary of Certain Liabilities and Related Data.)$1,600.2019. Describe any increase or decrease in expenditures reasonably anticipated to occur within the yearfollowing the filing of this document:20. STATEMENT OF MONTHLY NET INCOMEa.Average monthly income from Line 15 of Schedule I$1,625.00b.Average monthly expenses from Line 18 above$1,600.20c.Monthly net income (a. minus b.)$24.8011-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 17 of 30

B6 Declaration (Official Form 6 - Declaration). (12/07)United States Bankruptcy CourtEastern District of MichiganIn reMarilyn FesslerCase No.11-53376Debtor(s)Chapter13DECLARATION CONCERNING DEBTOR'S SCHEDULESDECLARATION UNDER PENALTY OF PERJURY BY INDIVIDUAL DEBTORI declare under penalty of perjury that I have read the foregoing summary and schedules, consisting of 16 sheets, and thatthey are true and correct to the best of my knowledge, information, and belief.DateMay 24, 2011Signature:/s/ Marilyn FesslerDebtorDateSignature:(Joint Debtor, if any)[If joint case, both spouses must sign.]DECLARATION AND SIGNATURE OF NON-ATTORNEY BANKRUPTCY PETITION PREPARER (See 11 U.S.C. § 110)I declare under penalty of perjury that: (1) I am a bankruptcy petition preparer as defined in 11 U.S.C. § 110; (2) I prepared this documentfor compensation and have provided the debtor with a copy of this document and the notices and information required under 11 U.S.C. §§ 110(b),110(h) and 342(b); and, (3) if rules or guidelines have been promulgated pursuant to 11 U.S.C. § 110(h) setting a maximum fee for serviceschargeable by bankruptcy petition preparers, I have given the debtor notice of the maximum amount before preparing any document for filing for adebtor or accepting any fee from the debtor, as required by that section.Printed or Typed Name and Title, if any, of Bankruptcy Petition Preparer Social Security No. (Required by 11 U.S.C. § 110.)If the bankruptcy petition preparer is not an individual, state the name, title (if any), address, and social security number of the officer, principal,responsible person, or partner who signs this document.AddressXSignature of Bankruptcy Petition PreparerDateNames and Social Security numbers of all other individuals who prepared or assisted in preparing this document, unless the bankruptcy petitionpreparer is not an individual:If more than one person prepared this document, attach additional signed sheets conforming to the appropriate Official Form for each person.A bankruptcy petition preparer's failure to comply with the provisions of title 11 and the Federal Rules of Bankruptcy Procedure may result in finesor imprisonment or both. 11 U.S.C. § 110;18 U.S.C. § 156.DECLARATION UNDER PENALTY OF PERJURY ON BEHALF OF A CORPORATION OR PARTNERSHIPI, the [the president or other officer or an authorized agent of the corporation or a member or an authorized agent ofthe partnership] of the [corporation or partnership] named as a debtor in this case, declare under penalty of perjury that Ihave read the foregoing summary and schedules, consisting of sheets[total shown on summary page plus 1], and thatthey are true and correct to the best of my knowledge, information, and belief.DateSignature:[Print or type name of individual signing on behalf of debtor][An individual signing on behalf of a partnership or corporation must indicate position or relationship to debtor.]Penalty for making a false statement or concealing property:Fine of up to $500,000 or imprisonment for up to 5 years or both. 18 U.S.C. §§ 152 and 3571.Software Copyright (c) 1996-2011 CCH INCORPORATED - www.bestcase.comBest Case Bankruptcy11-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 18 of 30

B7 (Official Form 7) (04/10)United States Bankruptcy CourtEastern District of MichiganIn reMarilyn FesslerCase No.11-53376Debtor(s)Chapter13STATEMENT OF FINANCIAL AFFAIRSThis statement is to be completed by every debtor. Spouses filing a joint petition may file a single statement on which the information forboth spouses is combined. If the case is filed under chapter 12 or chapter 13, a married debtor must furnish information for both spouses whether ornot a joint petition is filed, unless the spouses are separated and a joint petition is not filed. An individual debtor engaged in business as a soleproprietor, partner, family farmer, or self-employed professional, should provide the information requested on this statement concerning all suchactivities as well as the individual's personal affairs. To indicate payments, transfers and the like to minor children, state the child's initials and thename and address of the child's parent or guardian, such as "A.B., a minor child, by John Doe, guardian." Do not disclose the child's name. See, 11U.S.C. § 112; Fed. R. Bankr. P. 1007(m).Questions 1 - 18 are to be completed by all debtors. Debtors that are or have been in business, as defined below, also must completeQuestions 19 - 25.If the answer to an applicable question is "None," mark the box labeled "None."If additional space is needed for the answerto any question, use and attach a separate sheet properly identified with the case name, case number (if known), and the number of the question.DEFINITIONS"In business."A debtor is "in business" for the purpose of this form if the debtor is a corporation or partnership. An individual debtor is "inbusiness" for the purpose of this form if the debtor is or has been, within six years immediately preceding the filing of this bankruptcy case, any ofthe following: an officer, director, managing executive, or owner of 5 percent or more of the voting or equity securities of a corporation; a partner,other than a limited partner, of a partnership; a sole proprietor or self-employed full-time or part-time. An individual debtor also may be "in business"for the purpose of this form if the debtor engages in a trade, business, or other activity, other than as an employee, to supplement income from thedebtor's primary employment."Insider."The term "insider" includes but is not limited to: relatives of the debtor; general partners of the debtor and their relatives;corporations of which the debtor is an officer, director, or person in control; officers, directors, and any owner of 5 percent or more of the voting orequity securities of a corporate debtor and their relatives; affiliates of the debtor and insiders of such affiliates; any managing agent of the debtor. 11U.S.C. § 101.None(cid:134)1. Income from employment or operation of businessState the gross amount of income the debtor has received from employment, trade, or profession, or from operation of the debtor'sbusiness, including part-time activities either as an employee or in independent trade or business, from the beginning of this calendaryear to the date this case was commenced. State also the gross amounts received during thetwo yearsimmediately preceding thiscalendar year. (A debtor that maintains, or has maintained, financial records on the basis of a fiscal rather than a calendar year mayreport fiscal year income. Identify the beginning and ending dates of the debtor's fiscal year.) If a joint petition is filed, state income foreach spouse separately. (Married debtors filing under chapter 12 or chapter 13 must state income of both spouses whether or not a jointpetition is filed, unless the spouses are separated and a joint petition is not filed.)AMOUNTSOURCE$1,600.002010: English Oaks Montessori Christian Academy$17,462.002009:$5,251.262011 YTD:None(cid:132)2. Income other than from employment or operation of businessState the amount of income received by the debtor other than from employment, trade, profession, or operation of the debtor's businessduring thetwo yearsimmediately preceding the commencement of this case. Give particulars. If a joint petition is filed, state income foreach spouse separately. (Married debtors filing under chapter 12 or chapter 13 must state income for each spouse whether or not a jointpetition is filed, unless the spouses are separated and a joint petition is not filed.)AMOUNTSOURCESoftware Copyright (c) 1996-2011 CCH INCORPORATED - www.bestcase.comBest Case Bankruptcy11-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 19 of 30

2None(cid:134)3. Payments to creditorsComplete a. or b., as appropriate, and c.a.Individual or joint debtor(s) with primarily consumer debts.List all payments on loans, installment purchases of goods or services,and other debts to any creditor made within90 daysimmediately preceding the commencement of this case unless the aggregate valueof all property that constitutes or is affected by such transfer is less than $600. Indicate with an (*) any payments that were made to acreditor on account of a domestic support obligation or as part of an alternative repayment schedule under a plan by an approvednonprofit budgeting and credit counseling agency. (Married debtors filing under chapter 12 or chapter 13 must include payments byeither or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)NAME AND ADDRESSOF CREDITORDATES OFPAYMENTSAMOUNT PAIDAMOUNT STILLOWINGRichard Fessler8685 Highland RdWhite Lake, MI 48386legal services$2,500.00$0.00None(cid:132)b.Debtor whose debts are not primarily consumer debts:List each payment or other transfer to any creditor made within90 daysimmediately preceding the commencement of the case unless the aggregate value of all property that constitutes or is affected by suchtransfer is less than $5,850*. If the debtor is an individual, indicate with an asterisk (*) any payments that were made to a creditor onaccount of a domestic support obligation or as part of an alternative repayment schedule under a plan by an approved nonprofitbudgeting and credit counseling agency. (Married debtors filing under chapter 12 or chapter 13 must include payments and othertransfers by either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is notfiled.)NAME AND ADDRESS OF CREDITORDATES OFPAYMENTS/TRANSFERSAMOUNTPAID ORVALUE OFTRANSFERSAMOUNT STILLOWINGNone(cid:134)c.All debtors: List all payments made withinone yearimmediately preceding the commencement of this case to or for the benefit ofcreditors who are or were insiders. (Married debtors filing under chapter 12 or chapter 13 must include payments by either or bothspouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)NAME AND ADDRESS OF CREDITOR ANDRELATIONSHIP TO DEBTORDATE OF PAYMENTAMOUNT PAIDAMOUNT STILLOWINGMary Meissner mother5/6/2011$1,000.00$0.00None(cid:132)4. Suits and administrative proceedings, executions, garnishments and attachmentsa. List all suits and administrative proceedings to which the debtor is or was a party withinone yearimmediately preceding the filing ofthis bankruptcy case. (Married debtors filing under chapter 12 or chapter 13 must include information concerning either or both spouseswhether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)CAPTION OF SUITAND CASE NUMBERNATURE OFPROCEEDINGCOURT OR AGENCYAND LOCATIONSTATUS ORDISPOSITIONNone(cid:132)b. Describe all property that has been attached, garnished or seized under any legal or equitable process withinone yearimmediatelypreceding the commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include information concerningproperty of either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is notfiled.)NAME AND ADDRESS OF PERSON FOR WHOSEBENEFIT PROPERTY WAS SEIZEDDATE OF SEIZUREDESCRIPTION AND VALUE OFPROPERTY* Amount subject to adjustment on 4/01/13, and every three years thereafter with respect to cases commenced on or after the date of adjustment.Software Copyright (c) 1996-2011 CCH INCORPORATED - www.bestcase.comBest Case Bankruptcy11-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 20 of 30

3None(cid:132)5. Repossessions, foreclosures and returnsList all property that has been repossessed by a creditor, sold at a foreclosure sale, transferred through a deed in lieu of foreclosure orreturned to the seller, withinone yearimmediately preceding the commencement of this case. (Married debtors filing under chapter 12or chapter 13 must include information concerning property of either or both spouses whether or not a joint petition is filed, unless thespouses are separated and a joint petition is not filed.)NAME AND ADDRESS OFCREDITOR OR SELLERDATE OF REPOSSESSION,FORECLOSURE SALE,TRANSFER OR RETURNDESCRIPTION AND VALUE OFPROPERTYNone(cid:132)6. Assignments and receivershipsa. Describe any assignment of property for the benefit of creditors made within120 daysimmediately preceding the commencement ofthis case. (Married debtors filing under chapter 12 or chapter 13 must include any assignment by either or both spouses whether or not ajoint petition is filed, unless the spouses are separated and a joint petition is not filed.)NAME AND ADDRESS OF ASSIGNEEDATE OFASSIGNMENTTERMS OF ASSIGNMENT OR SETTLEMENTNone(cid:132)b. List all property which has been in the hands of a custodian, receiver, or court-appointed official withinone yearimmediatelypreceding the commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include information concerningproperty of either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is notfiled.)NAME AND ADDRESSOF CUSTODIANNAME AND LOCATIONOF COURTCASE TITLE & NUMBERDATE OFORDERDESCRIPTION AND VALUE OFPROPERTYNone(cid:132)7. GiftsList all gifts or charitable contributions made withinone yearimmediately preceding the commencement of this case except ordinaryand usual gifts to family members aggregating less than $200 in value per individual family member and charitable contributionsaggregating less than $100 per recipient. (Married debtors filing under chapter 12 or chapter 13 must include gifts or contributions byeither or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)NAME AND ADDRESS OFPERSON OR ORGANIZATIONRELATIONSHIP TODEBTOR, IF ANYDATE OF GIFTDESCRIPTION ANDVALUE OF GIFTNone(cid:132)8. LossesList all losses from fire, theft, other casualty or gambling withinone yearimmediately preceding the commencement of this caseorsince the commencement of this case.(Married debtors filing under chapter 12 or chapter 13 must include losses by either or bothspouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)DESCRIPTION AND VALUEOF PROPERTYDESCRIPTION OF CIRCUMSTANCES AND, IFLOSS WAS COVERED IN WHOLE OR IN PARTBY INSURANCE, GIVE PARTICULARSDATE OF LOSSNone(cid:134)9. Payments related to debt counseling or bankruptcyList all payments made or property transferred by or on behalf of the debtor to any persons, including attorneys, for consultationconcerning debt consolidation, relief under the bankruptcy law or preparation of the petition in bankruptcy withinone yearimmediatelypreceding the commencement of this case.NAME AND ADDRESSOF PAYEEDATE OF PAYMENT,NAME OF PAYOR IF OTHERTHAN DEBTORAMOUNT OF MONEYOR DESCRIPTION AND VALUEOF PROPERTYCharles J. Taunt & Associates, PLLC700 East Maple RoadSecond FloorBirmingham, MI 480095/9/11$400.00 for personal Chapter 13filingSoftware Copyright (c) 1996-2011 CCH INCORPORATED - www.bestcase.comBest Case Bankruptcy11-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 21 of 30

4NAME AND ADDRESSOF PAYEEDATE OF PAYMENT,NAME OF PAYOR IF OTHERTHAN DEBTORAMOUNT OF MONEYOR DESCRIPTION AND VALUEOF PROPERTYRichard FesslerAmerican Bankruptcy Clinic4/30/11$2,500.00Debt Counseling5/8/11$25.00Charles J. Taunt & Associates700 E. Maple2nd FloorBirmingham, MI 48009-63495/9/2011$2,300 for Chapter 7 filing forCreative StepsCharles J. Taunt & Associates700 E. Maple2nd FloorBirmingham, MI 48009-63495/9/2011$2,300 for legal services forCedarbank/potential bankruptcyNone(cid:132)10. Other transfersa. List all other property, other than property transferred in the ordinary course of the business or financial affairs of the debtor,transferred either absolutely or as security withintwo yearsimmediately preceding the commencement of this case. (Married debtorsfiling under chapter 12 or chapter 13 must include transfers by either or both spouses whether or not a joint petition is filed, unless thespouses are separated and a joint petition is not filed.)NAME AND ADDRESS OF TRANSFEREE,RELATIONSHIP TO DEBTORDATEDESCRIBE PROPERTY TRANSFERREDAND VALUE RECEIVEDNone(cid:132)b. List all property transferred by the debtor withinten years immediately preceding the commencement of this case to a self-settledtrust or similar device of which the debtor is a beneficiary.NAME OF TRUST OR OTHERDEVICEDATE(S) OFTRANSFER(S)AMOUNT OF MONEY OR DESCRIPTION ANDVALUE OF PROPERTY OR DEBTOR'S INTERESTIN PROPERTYNone(cid:132)11. Closed financial accountsList all financial accounts and instruments held in the name of the debtor or for the benefit of the debtor which were closed, sold, orotherwise transferred withinone yearimmediately preceding the commencement of this case. Include checking, savings, or otherfinancial accounts, certificates of deposit, or other instruments; shares and share accounts held in banks, credit unions, pension funds,cooperatives, associations, brokerage houses and other financial institutions. (Married debtors filing under chapter 12 or chapter 13 mustinclude information concerning accounts or instruments held by or for either or both spouses whether or not a joint petition is filed,unless the spouses are separated and a joint petition is not filed.)NAME AND ADDRESS OF INSTITUTIONTYPE OF ACCOUNT, LAST FOURDIGITS OF ACCOUNT NUMBER,AND AMOUNT OF FINAL BALANCEAMOUNT AND DATE OF SALEOR CLOSINGNone(cid:132)12. Safe deposit boxesList each safe deposit or other box or depository in which the debtor has or had securities, cash, or other valuables withinone yearimmediately preceding the commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include boxes ordepositories of either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is notfiled.)NAME AND ADDRESS OF BANKOR OTHER DEPOSITORYNAMES AND ADDRESSESOF THOSE WITH ACCESSTO BOX OR DEPOSITORYDESCRIPTIONOF CONTENTSDATE OF TRANSFER ORSURRENDER, IF ANYNone(cid:132)13. SetoffsList all setoffs made by any creditor, including a bank, against a debt or deposit of the debtor within90 dayspreceding thecommencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include information concerning either or bothspouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)Software Copyright (c) 1996-2011 CCH INCORPORATED - www.bestcase.comBest Case Bankruptcy11-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 22 of 30

5NAME AND ADDRESS OF CREDITORDATE OF SETOFFAMOUNT OF SETOFFNone(cid:132)14. Property held for another personList all property owned by another person that the debtor holds or controls.NAME AND ADDRESS OF OWNERDESCRIPTION AND VALUE OF PROPERTYLOCATION OF PROPERTYNone(cid:132)15. Prior address of debtorIf the debtor has moved withinthree yearsimmediately preceding the commencement of this case, list all premises which the debtoroccupied during that period and vacated prior to the commencement of this case. If a joint petition is filed, report also any separateaddress of either spouse.ADDRESSNAME USEDDATES OF OCCUPANCYNone(cid:132)16. Spouses and Former SpousesIf the debtor resides or resided in a community property state, commonwealth, or territory (including Alaska, Arizona, California, Idaho,Louisiana, Nevada, New Mexico, Puerto Rico, Texas, Washington, or Wisconsin) within eight yearsimmediately preceding thecommencement of the case, identify the name of the debtor’s spouse and of any former spouse who resides or resided with the debtor inthe community property state.NAME17. Environmental Information.For the purpose of this question, the following definitions apply:"Environmental Law" means any federal, state, or local statute or regulation regulating pollution, contamination, releases of hazardousor toxic substances, wastes or material into the air, land, soil, surface water, groundwater, or other medium, including, but not limited to,statutes or regulations regulating the cleanup of these substances, wastes, or material."Site" means any location, facility, or property as defined under any Environmental Law, whether or not presently or formerlyowned or operated by the debtor, including, but not limited to, disposal sites."Hazardous Material" means anything defined as a hazardous waste, hazardous substance, toxic substance, hazardous material,pollutant, or contaminant or similar term under an Environmental LawNone(cid:132)a. List the name and address of every site for which the debtor has received notice in writing by a governmental unit that it may be liableor potentially liable under or in violation of an Environmental Law. Indicate the governmental unit, the date of the notice, and, if known,the Environmental Law:SITE NAME AND ADDRESSNAME AND ADDRESS OFGOVERNMENTAL UNITDATE OFNOTICEENVIRONMENTALLAWNone(cid:132)b. List the name and address of every site for which the debtor provided notice to a governmental unit of a release of HazardousMaterial. Indicate the governmental unit to which the notice was sent and the date of the notice.SITE NAME AND ADDRESSNAME AND ADDRESS OFGOVERNMENTAL UNITDATE OFNOTICEENVIRONMENTALLAWNone(cid:132)c. List all judicial or administrative proceedings, including settlements or orders, under any Environmental Law with respect to whichthe debtor is or was a party. Indicate the name and address of the governmental unit that is or was a party to the proceeding, and thedocket number.NAME AND ADDRESS OFGOVERNMENTAL UNITDOCKET NUMBERSTATUS OR DISPOSITIONSoftware Copyright (c) 1996-2011 CCH INCORPORATED - www.bestcase.comBest Case Bankruptcy11-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 23 of 30

6None(cid:134)18 . Nature, location and name of businessa.If the debtor is an individual, list the names, addresses, taxpayer identification numbers, nature of the businesses, and beginning andending dates of all businesses in which the debtor was an officer, director, partner, or managing executive of a corporation, partner in apartnership, sole proprietor, or was self-employed in a trade, profession, or other activity either full- or part-time withinsix yearsimmediately preceding the commencement of this case, or in which the debtor owned 5 percent or more of the voting or equity securitieswithinsix yearsimmediately preceding the commencement of this case.If the debtor is a partnership, list the names, addresses, taxpayer identification numbers, nature of the businesses, and beginning andending dates of all businesses in which the debtor was a partner or owned 5 percent or more of the voting or equity securities, withinsixyearsimmediately preceding the commencement of this case.If the debtor is a corporation, list the names, addresses, taxpayer identification numbers, nature of the businesses, and beginning andending dates of all businesses in which the debtor was a partner or owned 5 percent or more of the voting or equity securities withinsixyearsimmediately preceding the commencement of this case.NAMELAST FOUR DIGITS OFSOCIAL-SECURITY OROTHER INDIVIDUALTAXPAYER-I.D. NO.(ITIN)/ COMPLETE EINADDRESSNATURE OF BUSINESSBEGINNING ANDENDING DATESM&E Holdings, LLC5105492507045 CedarbankWest Bloomfield, MI 48324Real estate - owns realproperty from whichmontessori schooloperatesJune 2010 to presentCedarbankInvestments,LLC27-27997697045 Cedarbank AveWest Bloomfield, MI 48324childcare/montessoriprogramJune 2010 to presentCreative StepsLearning Center, Inc.38-32625987045 Cedarbank AvenueWest Bloomfield, MI 48324childcareclosed in 2010None(cid:134)b. Identify any business listed in response to subdivision a., above, that is "single asset real estate" as defined in 11 U.S.C. § 101.NAMEADDRESSM&E Holdings, LLC7045 CedarbankWest Bloomfield, MI 48324The following questions are to be completed by every debtor that is a corporation or partnership and by any individual debtor who is or hasbeen, withinsix yearsimmediately preceding the commencement of this case, any of the following: an officer, director, managing executive, orowner of more than 5 percent of the voting or equity securities of a corporation; a partner, other than a limited partner, of a partnership, a soleproprietor, or self-employed in a trade, profession, or other activity, either full- or part-time.(An individual or joint debtor should complete this portion of the statementonlyif the debtor is or has been in business, as defined above,within six years immediately preceding the commencement of this case. A debtor who has not been in business within those six years should godirectly to the signature page.)None(cid:134)19. Books, records and financial statementsa. List all bookkeepers and accountants who withintwo yearsimmediately preceding the filing of this bankruptcy case kept orsupervised the keeping of books of account and records of the debtor.NAME AND ADDRESSDATES SERVICES RENDEREDMarilyn FesslerNone(cid:134)b. List all firms or individuals who within thetwo yearsimmediately preceding the filing of this bankruptcy case have audited the booksof account and records, or prepared a financial statement of the debtor.NAMEADDRESSDATES SERVICES RENDEREDMarilyn FesslerSoftware Copyright (c) 1996-2011 CCH INCORPORATED - www.bestcase.comBest Case Bankruptcy11-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 24 of 30

7None(cid:134)c. List all firms or individuals who at the time of the commencement of this case were in possession of the books of account and recordsof the debtor. If any of the books of account and records are not available, explain.NAMEADDRESSMarilyn FesslerNone(cid:132)d. List all financial institutions, creditors and other parties, including mercantile and trade agencies, to whom a financial statement wasissued by the debtor withintwo yearsimmediately preceding the commencement of this case.NAME AND ADDRESSDATE ISSUEDNone(cid:132)20. Inventoriesa. List the dates of the last two inventories taken of your property, the name of the person who supervised the taking of each inventory,and the dollar amount and basis of each inventory.DATE OF INVENTORYINVENTORY SUPERVISORDOLLAR AMOUNT OF INVENTORY(Specify cost, market or other basis)None(cid:132)b. List the name and address of the person having possession of the records of each of the two inventories reported in a., above.DATE OF INVENTORYNAME AND ADDRESSES OF CUSTODIAN OF INVENTORYRECORDSNone(cid:132)21 . Current Partners, Officers, Directors and Shareholdersa. If the debtor is a partnership, list the nature and percentage of partnership interest of each member of the partnership.NAME AND ADDRESSNATURE OF INTERESTPERCENTAGE OF INTERESTNone(cid:134)b. If the debtor is a corporation, list all officers and directors of the corporation, and each stockholder who directly or indirectly owns,controls, or holds 5 percent or more of the voting or equity securities of the corporation.NAME AND ADDRESSTITLENATURE AND PERCENTAGEOF STOCK OWNERSHIPMarilyn FesslerOfficerMichael J. SmithShareholderNone(cid:132)22 . Former partners, officers, directors and shareholdersa. If the debtor is a partnership, list each member who withdrew from the partnership withinone yearimmediately preceding thecommencement of this case.NAMEADDRESSDATE OF WITHDRAWALNone(cid:132)b. If the debtor is a corporation, list all officers, or directors whose relationship with the corporation terminated withinone yearimmediately preceding the commencement of this case.NAME AND ADDRESSTITLEDATE OF TERMINATIONSoftware Copyright (c) 1996-2011 CCH INCORPORATED - www.bestcase.comBest Case Bankruptcy11-53376-swr Doc 11 Filed 05/24/11 Entered 05/24/11 16:56:33 Page 25 of 30

8None(cid:132)23 . Withdrawals from a partnership or distributions by a corporationIf the debtor is a partnership or corporation, list all withdrawals or distributions credited or given to an insider, including compensationin any form, bonuses, loans, stock redemptions, options exercised and any other perquisite duringone yearimmediately preceding thecommencement of this case.NAME & ADDRESSOF RECIPIENT,RELATIONSHIP TO DEBTORDATE AND PURPOSEOF WITHDRAWALAMOUNT OF MONEYOR DESCRIPTION ANDVALUE OF PROPERTYNone(cid:134)24. Tax Consolidation Group.If the debtor is a corporation, list the name and federal taxpayer identification number of the parent corporation of any consolidatedgroup for tax purposes of which the debtor has been a member at any time withinsix yearsimmediately preceding the commencementof the case.NAME OF PARENT CORPORATIONTAXPAYER IDENTIFICATION NUMBER (EIN)M & E Holdings LLC510-549-250Cedarbank Investments Inc.27-2799769Creative Steps Learning Centers Inc.38-326-2598None(cid:132)25. Pension Funds.If the debtor is not an individual, list the name and federal taxpayer-identification number of any pension fund to which the debtor, as anemployer, has been responsible for contributing at any time withinsix yearsimmediately preceding the commencement of the case.NAME OF PENSION FUNDTAXPAYER IDENTIFICATION NUMBER (EIN)DECLARATION UNDER PENALTY OF PERJURY BY INDIVIDUAL DEBTORI declare under penalty of perjury that I have read the answers contained in the foregoing statement of financial affairs and any attachments theretoand that they are true and correct.DateMay 24, 2011Signature/s/ Marilyn FesslerMarilyn FesslerDebtorPenalty for making a false statement: Fine of up to $500,000 or imprisonment for up to 5 years, or both. 18 U.S.C. §§ 152 and 3571DECLARATION AND SIGNATURE OF NON-ATTORNEY BANKRUPTCY PETITION PREPARER (See 11 U.S.C. § 110)I declare under penalty of perjury that: (1) I am a bankruptcy petition preparer as defined in 11 U.S.C. § 110; (2) I prepared this documentfor compensation and have provided the debtor with a copy of this document and the notices and information required under 11 U.S.C. §§ 110(b),110(h) and 342(b); and, (3) if rules or guidelines have been promulgated pursuant to 11 U.S.C. § 110(h) setting a maximum fee for serviceschargeable by bankruptcy petition preparers, I have given the debtor notice of the maximum amount before preparing any document for filing for adebtor or accepting any fee from the debtor, as required by that section.Printed or Typed Name and Title, if any, of Bankruptcy Petition Preparer Social Security No. (Required by 11 U.S.C. § 110.)If the bankruptcy petition preparer is not an individual, state the name, title (if any), address, and social security number of the officer, principal,responsible person, or partner who signs this document.Software Copyright (c) 1996-2011 CCH INCORPORATED - www.bestcase.comBest Case Bankruptcy11-53376-swr Doc 11 F