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Case 11-33405-NLW Doc 1 Filed 08/04/11 Entered 08/04/11 15:35:11 Desc Main

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}bk1{Form 1. Voluntary Petition}bk{B1(OfficialForm1)(4/10)UnitedStatesBankruptcyCourtVoluntaryPetitionNameofDebtor(ifindividual,enterLast,First,Middle):AllOtherNamesusedbytheDebtorinthelast8years(includemarried,maiden,andtradenames):LastfourdigitsofSoc.Sec.orIndividual-TaxpayerI.D.(ITIN)No./CompleteEIN(ifmorethanone,stateall)StreetAddressofDebtor(No.andStreet,City,andState):CountyofResidenceorofthePrincipalPlaceofBusiness:MailingAddressofDebtor(ifdifferentfromstreetaddress):LocationofPrincipalAssetsofBusinessDebtor(ifdifferentfromstreetaddressabove):NameofJointDebtor(Spouse)(Last,First,Middle):AllOtherNamesusedbytheJointDebtorinthelast8years(includemarried,maiden,andtradenames):LastfourdigitsofSoc.Sec.orIndividual-TaxpayerI.D.(ITIN)No./CompleteEIN(ifmorethanone,stateall)StreetAddressofJointDebtor(No.andStreet,City,andState):CountyofResidenceorofthePrincipalPlaceofBusiness:MailingAddressofJointDebtor(ifdifferentfromstreetaddress):ZIPCodeZIPCodeZIPCodeZIPCodeTypeofDebtor(FormofOrganization)(Checkonebox)Individual(includesJointDebtors)SeeExhibitDonpage2ofthisform.Corporation(includesLLCandLLP)PartnershipOther(Ifdebtorisnotoneoftheaboveentities,checkthisboxandstatetypeofentitybelow.)FilingFee(Checkonebox)FullFilingFeeattachedFilingFeetobepaidininstallments(applicabletoindividualsonly).Mustattachsignedapplicationforthecourt'sconsiderationcertifyingthatthedebtorisunabletopayfeeexceptininstallments.Rule1006(b).SeeOfficialForm3A.FilingFeewaiverrequested(applicabletochapter7individualsonly).Mustattachsignedapplicationforthecourt'sconsideration.SeeOfficialForm3B.NatureofBusiness(Checkonebox)HealthCareBusinessSingleAssetRealEstateasdefinedin11U.S.C.§101(51B)RailroadStockbrokerCommodityBrokerClearingBankOtherTax-ExemptEntity(Checkbox,ifapplicable)Debtorisatax-exemptorganizationunderTitle26oftheUnitedStatesCode(theInternalRevenueCode).ChapterofBankruptcyCodeUnderWhichthePetitionisFiled(Checkonebox)Chapter7Chapter9Chapter11Chapter12Chapter13Chapter15PetitionforRecognitionofaForeignMainProceedingChapter15PetitionforRecognitionofaForeignNonmainProceedingNatureofDebts(Checkonebox)Debtsareprimarilyconsumerdebts,Debtsareprimarilydefinedin11U.S.C.§101(8)asbusinessdebts."incurredbyanindividualprimarilyforapersonal,family,orhouseholdpurpose."Chapter11DebtorsCheckonebox:Debtorisasmallbusinessdebtorasdefinedin11U.S.C.§101(51D).Debtorisnotasmallbusinessdebtorasdefinedin11U.S.C.§101(51D).Checkif:Debtor’saggregatenoncontingentliquidateddebts(excludingdebtsowedtoinsidersoraffiliates)arelessthan$2,343,300(amountsubjecttoadjustmenton4/01/13andeverythreeyearsthereafter).Checkallapplicableboxes:Aplanisbeingfiledwiththispetition.Acceptancesoftheplanweresolicitedprepetitionfromoneormoreclassesofcreditors,inaccordancewith11U.S.C.§1126(b).THISSPACEISFORCOURTUSEONLYStatistical/AdministrativeInformationDebtorestimatesthatfundswillbeavailablefordistributiontounsecuredcreditors.Debtorestimatesthat,afteranyexemptpropertyisexcludedandadministrativeexpensespaid,therewillbenofundsavailablefordistributiontounsecuredcreditors.EstimatedNumberofCreditors1-50-100-200-1,000-5,001-10,001-25,001-50,001-OVER49991999995,00010,00025,00050,000100,000100,000EstimatedAssets$0to$50,001to$100,001to$500,001$1,000,001$10,000,001$50,000,001$100,000,001$500,000,001Morethan$50,000$100,000$500,000to$1to$10to$50to$100to$500to$1billion$1billionmillionmillionmillionmillionmillionEstimatedLiabilities$0to$50,001to$100,001to$500,001$1,000,001$10,000,001$50,000,001$100,000,001$500,000,001Morethan$50,000$100,000$500,000to$1to$10to$50to$100to$500to$1billion$1billionmillionmillionmillionmillionmillionDistrictofNewJerseyDelgado,HectorL.Delgado,Miryamxxx-xx-4546703SummitAvenueFranklinLakes,NJBergenxxx-xx-9912366ChamberlainAvenuePaterson,NJPassaic0750207417Case 11-33405-NLW Doc 1 Filed 08/04/11 Entered 08/04/11 15:35:11 Desc Main

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B1(OfficialForm1)(4/10)Page2VoluntaryPetition(Thispagemustbecompletedandfiledineverycase)NameofDebtor(s):AllPriorBankruptcyCasesFiledWithinLast8Years(Ifmorethantwo,attachadditionalsheet)LocationCaseNumber:DateFiled:WhereFiled:LocationCaseNumber:DateFiled:WhereFiled:PendingBankruptcyCaseFiledbyanySpouse,Partner,orAffiliateofthisDebtor(Ifmorethanone,attachadditionalsheet)NameofDebtor:CaseNumber:DateFiled:District:Relationship:Judge:ExhibitA(Tobecompletedifdebtorisrequiredtofileperiodicreports(e.g.,forms10Kand10Q)withtheSecuritiesandExchangeCommissionpursuanttoSection13or15(d)oftheSecuritiesExchangeActof1934andisrequestingreliefunderchapter11.)ExhibitAisattachedandmadeapartofthispetition.ExhibitCDoesthedebtorownorhavepossessionofanypropertythatposesorisallegedtoposeathreatofimminentandidentifiableharmtopublichealthorsafety?Yes,andExhibitCisattachedandmadeapartofthispetition.No.ExhibitD(Tobecompletedbyeveryindividualdebtor.Ifajointpetitionisfiled,eachspousemustcompleteandattachaseparateExhibitD.)ExhibitDcompletedandsignedbythedebtorisattachedandmadeapartofthispetition.Ifthisisajointpetition:ExhibitDalsocompletedandsignedbythejointdebtorisattachedandmadeapartofthispetition.InformationRegardingtheDebtor-Venue(Checkanyapplicablebox)Debtorhasbeendomiciledorhashadaresidence,principalplaceofbusiness,orprincipalassetsinthisDistrictfor180daysimmediatelyprecedingthedateofthispetitionorforalongerpartofsuch180daysthaninanyotherDistrict.Thereisabankruptcycaseconcerningdebtor'saffiliate,generalpartner,orpartnershippendinginthisDistrict.DebtorisadebtorinaforeignproceedingandhasitsprincipalplaceofbusinessorprincipalassetsintheUnitedStatesinthisDistrict,orhasnoprincipalplaceofbusinessorassetsintheUnitedStatesbutisadefendantinanactionorproceeding[inafederalorstatecourt]inthisDistrict,ortheinterestsofthepartieswillbeservedinregardtothereliefsoughtinthisDistrict.CertificationbyaDebtorWhoResidesasaTenantofResidentialProperty(Checkallapplicableboxes)Landlordhasajudgmentagainstthedebtorforpossessionofdebtor'sresidence.(Ifboxchecked,completethefollowing.)(Nameoflandlordthatobtainedjudgment)(Addressoflandlord)Debtorclaimsthatunderapplicablenonbankruptcylaw,therearecircumstancesunderwhichthedebtorwouldbepermittedtocuretheentiremonetarydefaultthatgaverisetothejudgmentforpossession,afterthejudgmentforpossessionwasentered,andDebtorhasincludedinthispetitionthedepositwiththecourtofanyrentthatwouldbecomedueduringthe30-dayperiodafterthefilingofthepetition.Debtorcertifiesthathe/shehasservedtheLandlordwiththiscertification.(11U.S.C.§362(l)).ExhibitB(Tobecompletedifdebtorisanindividualwhosedebtsareprimarilyconsumerdebts.)I,theattorneyforthepetitionernamedintheforegoingpetition,declarethatIhaveinformedthepetitionerthat[heorshe]mayproceedunderchapter7,11,12,or13oftitle11,UnitedStatesCode,andhaveexplainedthereliefavailableundereachsuchchapter.IfurthercertifythatIdeliveredtothedebtorthenoticerequiredby11U.S.C.§342(b).XSignatureofAttorneyforDebtor(s)(Date)Delgado,HectorL.Delgado,Miryam-None--None-August4,2011/s/StuartD.Gavzy,EsquireStuartD.Gavzy,EsquireCase 11-33405-NLW Doc 1 Filed 08/04/11 Entered 08/04/11 15:35:11 Desc Main

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B1(OfficialForm1)(4/10)Page3VoluntaryPetition(Thispagemustbecompletedandfiledineverycase)NameofDebtor(s):SignaturesSignature(s)ofDebtor(s)(Individual/Joint)Ideclareunderpenaltyofperjurythattheinformationprovidedinthispetitionistrueandcorrect.[Ifpetitionerisanindividualwhosedebtsareprimarilyconsumerdebtsandhaschosentofileunderchapter7]IamawarethatImayproceedunderchapter7,11,12,or13oftitle11,UnitedStatesCode,understandthereliefavailableundereachsuchchapter,andchoosetoproceedunderchapter7.[Ifnoattorneyrepresentsmeandnobankruptcypetitionpreparersignsthepetition]Ihaveobtainedandreadthenoticerequiredby11U.S.C.§342(b).Irequestreliefinaccordancewiththechapteroftitle11,UnitedStatesCode,specifiedinthispetition.XSignatureofDebtorXSignatureofJointDebtorTelephoneNumber(Ifnotrepresentedbyattorney)DateSignatureofAttorney*XSignatureofAttorneyforDebtor(s)PrintedNameofAttorneyforDebtor(s)FirmNameAddressTelephoneNumberDate*Inacaseinwhich§707(b)(4)(D)applies,thissignaturealsoconstitutesacertificationthattheattorneyhasnoknowledgeafteraninquirythattheinformationintheschedulesisincorrect.SignatureofDebtor(Corporation/Partnership)Ideclareunderpenaltyofperjurythattheinformationprovidedinthispetitionistrueandcorrect,andthatIhavebeenauthorizedtofilethispetitiononbehalfofthedebtor.Thedebtorrequestsreliefinaccordancewiththechapteroftitle11,UnitedStatesCode,specifiedinthispetition.XSignatureofAuthorizedIndividualPrintedNameofAuthorizedIndividualTitleofAuthorizedIndividualDateSignatureofaForeignRepresentativeIdeclareunderpenaltyofperjurythattheinformationprovidedinthispetitionistrueandcorrect,thatIamtheforeignrepresentativeofadebtorinaforeignproceeding,andthatIamauthorizedtofilethispetition.(Checkonlyonebox.)Irequestreliefinaccordancewithchapter15oftitle11.UnitedStatesCode.Certifiedcopiesofthedocumentsrequiredby11U.S.C.§1515areattached.Pursuantto11U.S.C.§1511,Irequestreliefinaccordancewiththechapteroftitle11specifiedinthispetition.Acertifiedcopyoftheordergrantingrecognitionoftheforeignmainproceedingisattached.XSignatureofForeignRepresentativePrintedNameofForeignRepresentativeDateSignatureofNon-AttorneyBankruptcyPetitionPreparerIdeclareunderpenaltyofperjurythat:(1)Iamabankruptcypetitionpreparerasdefinedin11U.S.C.§110;(2)Ipreparedthisdocumentforcompensationandhaveprovidedthedebtorwithacopyofthisdocumentandthenoticesandinformationrequiredunder11U.S.C.§§110(b),110(h),and342(b);and,(3)ifrulesorguidelineshavebeenpromulgatedpursuantto11U.S.C.§110(h)settingamaximumfeeforserviceschargeablebybankruptcypetitionpreparers,Ihavegiventhedebtornoticeofthemaximumamountbeforepreparinganydocumentforfilingforadebtororacceptinganyfeefromthedebtor,asrequiredinthatsection.OfficialForm19isattached.PrintedNameandtitle,ifany,ofBankruptcyPetitionPreparerSocial-Securitynumber(Ifthebankrutpcypetitionpreparerisnotanindividual,statetheSocialSecuritynumberoftheofficer,principal,responsiblepersonorpartnerofthebankruptcypetitionpreparer.)(Requiredby11U.S.C.§110.)AddressXDateSignatureofBankruptcyPetitionPreparerorofficer,principal,responsibleperson,orpartnerwhoseSocialSecuritynumberisprovidedabove.NamesandSocial-Securitynumbersofallotherindividualswhopreparedorassistedinpreparingthisdocumentunlessthebankruptcypetitionpreparerisnotanindividual:Ifmorethanonepersonpreparedthisdocument,attachadditionalsheetsconformingtotheappropriateofficialformforeachperson.Abankruptcypetitionpreparer’sfailuretocomplywiththeprovisionsoftitle11andtheFederalRulesofBankruptcyProceduremayresultinfinesorimprisonmentorboth11U.S.C.§110;18U.S.C.§156.Delgado,HectorL.Delgado,Miryam/s/HectorL.DelgadoHectorL.Delgado/s/MiryamDelgadoMiryamDelgadoAugust4,2011/s/StuartD.Gavzy,EsquireStuartD.Gavzy,EsquireStuartD.GavzyAttorneyatLaw163EastMainStreet,SuiteBLittleFalls,NJ07424Email:[email protected]:973-256-3665August4,2011Case 11-33405-NLW Doc 1 Filed 08/04/11 Entered 08/04/11 15:35:11 Desc Main

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B 1D (Official Form 1, Exhibit D) (12/09)United States Bankruptcy CourtDistrict of New JerseyIn reHector L. DelgadoMiryam DelgadoCase No.Debtor(s)Chapter7EXHIBIT D - INDIVIDUAL DEBTOR'S STATEMENT OF COMPLIANCE WITHCREDIT COUNSELING REQUIREMENTWarning: You must be able to check truthfully one of the five statements regarding creditcounseling listed below. If you cannot do so, you are not eligible to file a bankruptcy case, and the courtcan dismiss any case you do file. If that happens, you will lose whatever filing fee you paid, and yourcreditors will be able to resume collection activities against you. If your case is dismissed and you fileanother bankruptcy case later, you may be required to pay a second filing fee and you may have to takeextra steps to stop creditors' collection activities.Every individual debtor must file this Exhibit D. If a joint petition is filed, each spouse must completeand file a separate Exhibit D. Check one of the five statements below and attach any documents as directed.(cid:132) 1. Within the 180 daysbefore the filing of my bankruptcy case, I received a briefing from a creditcounseling agency approved by the United States trustee or bankruptcy administrator that outlined theopportunities for available credit counseling and assisted me in performing a related budget analysis, and I havea certificate from the agency describing the services provided to me.Attach a copy of the certificate and a copyof any debt repayment plan developed through the agency.(cid:134) 2. Within the 180 daysbefore the filing of my bankruptcy case, I received a briefing from a creditcounseling agency approved by the United States trustee or bankruptcy administrator that outlined theopportunities for available credit counseling and assisted me in performing a related budget analysis, but I donot have a certificate from the agency describing the services provided to me.You must file a copy of acertificate from the agency describing the services provided to you and a copy of any debt repayment plandeveloped through the agency no later than 14 days after your bankruptcy case is filed.(cid:134) 3. I certify that I requested credit counseling services from an approved agency but was unable toobtain the services during the seven days from the time I made my request, and the following exigentcircumstances merit a temporary waiver of the credit counseling requirement so I can file my bankruptcy casenow.[Summarize exigent circumstances here.]If your certification is satisfactory to the court, you must still obtain the credit counseling briefingwithin the first 30 days after you file your bankruptcy petition and promptly file a certificate from theagency that provided the counseling, together with a copy of any debt management plan developedthrough the agency. Failure to fulfill these requirements may result in dismissal of your case. Anyextension of the 30-day deadline can be granted only for cause and is limited to a maximum of 15 days.Your case may also be dismissed if the court is not satisfied with your reasons for filing your bankruptcycase without first receiving a credit counseling briefing.Software Copyright (c) 1996-2011 CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCase 11-33405-NLW Doc 1 Filed 08/04/11 Entered 08/04/11 15:35:11 Desc Main

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B 1D (Official Form 1, Exhibit D) (12/09) - Cont.Page2(cid:134) 4. I am not required to receive a credit counseling briefing because of:[Check the applicablestatement.] [Must be accompanied by a motion for determination by the court.](cid:134) Incapacity. (Defined in 11 U.S.C. § 109(h)(4) as impaired by reason of mental illness ormental deficiency so as to be incapable of realizing and making rational decisions with respect tofinancial responsibilities.);(cid:134) Disability. (Defined in 11 U.S.C. § 109(h)(4) as physically impaired to the extent of beingunable, after reasonable effort, to participate in a credit counseling briefing in person, by telephone, orthrough the Internet.);(cid:134) Active military duty in a military combat zone.(cid:134) 5. The United States trustee or bankruptcy administrator has determined that the credit counselingrequirement of 11 U.S.C. § 109(h) does not apply in this district.I certify under penalty of perjury that the information provided above is true and correct.Signature of Debtor:/s/ Hector L. DelgadoHector L. DelgadoDate:August 4, 2011Software Copyright (c) 1996-2011 CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCase 11-33405-NLW Doc 1 Filed 08/04/11 Entered 08/04/11 15:35:11 Desc Main

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B 1D (Official Form 1, Exhibit D) (12/09)United States Bankruptcy CourtDistrict of New JerseyIn reHector L. DelgadoMiryam DelgadoCase No.Debtor(s)Chapter7EXHIBIT D - INDIVIDUAL DEBTOR'S STATEMENT OF COMPLIANCE WITHCREDIT COUNSELING REQUIREMENTWarning: You must be able to check truthfully one of the five statements regarding creditcounseling listed below. If you cannot do so, you are not eligible to file a bankruptcy case, and the courtcan dismiss any case you do file. If that happens, you will lose whatever filing fee you paid, and yourcreditors will be able to resume collection activities against you. If your case is dismissed and you fileanother bankruptcy case later, you may be required to pay a second filing fee and you may have to takeextra steps to stop creditors' collection activities.Every individual debtor must file this Exhibit D. If a joint petition is filed, each spouse must completeand file a separate Exhibit D. Check one of the five statements below and attach any documents as directed.(cid:132) 1. Within the 180 daysbefore the filing of my bankruptcy case, I received a briefing from a creditcounseling agency approved by the United States trustee or bankruptcy administrator that outlined theopportunities for available credit counseling and assisted me in performing a related budget analysis, and I havea certificate from the agency describing the services provided to me.Attach a copy of the certificate and a copyof any debt repayment plan developed through the agency.(cid:134) 2. Within the 180 daysbefore the filing of my bankruptcy case, I received a briefing from a creditcounseling agency approved by the United States trustee or bankruptcy administrator that outlined theopportunities for available credit counseling and assisted me in performing a related budget analysis, but I donot have a certificate from the agency describing the services provided to me.You must file a copy of acertificate from the agency describing the services provided to you and a copy of any debt repayment plandeveloped through the agency no later than 14 days after your bankruptcy case is filed.(cid:134) 3. I certify that I requested credit counseling services from an approved agency but was unable toobtain the services during the seven days from the time I made my request, and the following exigentcircumstances merit a temporary waiver of the credit counseling requirement so I can file my bankruptcy casenow.[Summarize exigent circumstances here.]If your certification is satisfactory to the court, you must still obtain the credit counseling briefingwithin the first 30 days after you file your bankruptcy petition and promptly file a certificate from theagency that provided the counseling, together with a copy of any debt management plan developedthrough the agency. Failure to fulfill these requirements may result in dismissal of your case. Anyextension of the 30-day deadline can be granted only for cause and is limited to a maximum of 15 days.Your case may also be dismissed if the court is not satisfied with your reasons for filing your bankruptcycase without first receiving a credit counseling briefing.Software Copyright (c) 1996-2011 CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCase 11-33405-NLW Doc 1 Filed 08/04/11 Entered 08/04/11 15:35:11 Desc Main

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B 1D (Official Form 1, Exhibit D) (12/09) - Cont.Page2(cid:134) 4. I am not required to receive a credit counseling briefing because of:[Check the applicablestatement.] [Must be accompanied by a motion for determination by the court.](cid:134) Incapacity. (Defined in 11 U.S.C. § 109(h)(4) as impaired by reason of mental illness ormental deficiency so as to be incapable of realizing and making rational decisions with respect tofinancial responsibilities.);(cid:134) Disability. (Defined in 11 U.S.C. § 109(h)(4) as physically impaired to the extent of beingunable, after reasonable effort, to participate in a credit counseling briefing in person, by telephone, orthrough the Internet.);(cid:134) Active military duty in a military combat zone.(cid:134) 5. The United States trustee or bankruptcy administrator has determined that the credit counselingrequirement of 11 U.S.C. § 109(h) does not apply in this district.I certify under penalty of perjury that the information provided above is true and correct.Signature of Debtor:/s/ Miryam DelgadoMiryam DelgadoDate:August 4, 2011Software Copyright (c) 1996-2011 CCH INCORPORATED - www.bestcase.comBest Case BankruptcyCase 11-33405-NLW Doc 1 Filed 08/04/11 Entered 08/04/11 15:35:11 Desc Main

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}bk1{Creditor Address Matrix}bk{AmericanExpressP.O.Box981535El Paso, TX 79998AmericanExpressP.O.Box981535El Paso, TX 79998AmericanExpressP.O.Box981535El Paso, TX 79998AmericanExpressPOBox1270Newark, NJ 07101-1270BankofAmerica450AmericanStreetSimi Valley, CA 93065BankofAmerica450AmericanStreetSimi Valley, CA 93065BankOfAmericaAttn:BankruptcyNC4-105-03-14PoBox26012Greensboro, NC 27410BankOfAmericaPoBox17054Wilmington, DE 19850CapitalOne,N.a.CapitalOneBank(USA)N.A.PoBox30285Salt Lake City, UT 84130CapitalOne,N.a.CapitalOneBank(USA)N.A.PoBox30285Salt Lake City, UT 84130Case 11-33405-NLW Doc 1 Filed 08/04/11 Entered 08/04/11 15:35:11 Desc Main

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ChaseP.o.Box15298Wilmington, DE 19850ChelaAttn:BankruptcyPoBox9500Wilkes-Barre, PA 18773ChelaAttn:BankruptcyPoBox9500Wilkes-Barre, PA 18773ChryslerCreditPoBox9218Farmington Hills, MI 48333ChryslerCreditPoBox9218Farmington Hills, MI 48333ChryslerFinancialCtbk/sylvanCitifinancial/Attn:BankruptcyDeptPoBox140489Irving, TX 75014DahianaMoreta67CarlisleAvenuePaterson, NJ 07501DavidZuidema90MidlandAvenueMidland Park, NJ 07432DsnbBloomBloomingdale'sBankruptcyPoBox8053Mason, OH 45040Case 11-33405-NLW Doc 1 Filed 08/04/11 Entered 08/04/11 15:35:11 Desc Main

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DsnbBloomBloomingdale'sBankruptcyPoBox8053Mason, OH 45040DsnbMacys9111DukeBlvdMason, OH 45040DsnbMacys9111DukeBlvdMason, OH 45040Eichenbaum&StylianouPOBox914Paramus, NJ 07653Eichenbaum&StylianouPOBox914Paramus, NJ 07653EMCMortgageAttentionBankruptcyDepartmentP.O.Box293150Lewisville, TX 75029EMCMortgageAttentionBankruptcyDepartmentP.O.Box293150Lewisville, TX 75029ExxmblcitiAttn.:CentralizedBankruptcyPoBox20507Kansas City, MO 64195FortunoffC/OWorldFinancialNetworkBankP.O.Box182124Columbus, OH 43218Goldman&WarshawP.O.Box2500Caldwell, NJ 07007Case 11-33405-NLW Doc 1 Filed 08/04/11 Entered 08/04/11 15:35:11 Desc Main

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ICSystemIncPoBox64378Saint Paul, MN 55164JPMorganLegalDepartment900USHighway9NorthSuite600Woodbridge, NJ 07095KennethL.Rose,Esquire161ProspectStreetPassaic, NJ 07055NordstromFSBRecovery/BankruptcyDepartmentPoBox6566Englewood, CO 80155NudelmanNudelman&Ziering425EagleRockAvenueRoseland, NJ 07068NudelmanNudelman&Ziering425EagleRockAvenueRoseland, NJ 07068NudelmanNudelman&Ziering425EagleRockAvenueRoseland, NJ 07068PortfolioRcAttn:BankruptcyPoBox41067Norfolk, VA 23541Talbots1TalbotsDrHingham, MA 02043ValleyNationalBank1460ValleyRdWayne, NJ 07470Case 11-33405-NLW Doc 1 Filed 08/04/11 Entered 08/04/11 15:35:11 Desc Main

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ValleyNationalBank1445ValleyRoadWayne, NJ 07470WellsFargoHomeMortgage7255BaymeadowsWayDes Moines, IA 50306Wfnnb/fortunoffPoBox182273Columbus, OH 43218