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13-60138-rbk Doc#1 Filed 02/27/13 Entered 02/27/13 13:33:51 Main Document Pg 1 of 73

B1 (Official Form 1) (12/11)

United States Bankruptcy Court
WESTERN DISTRICT OF TEXAS

WACO DIVISION

Voluntary Petition

Name of Debtor (if individual, enter Last, First, Middle):
Pardo, Luis

Name of Joint Debtor (Spouse) (Last, First, Middle):
Pardo, Lidia Edna

All Other Names used by the Debtor in the last 8 years
(include married, maiden, and trade names):

All Other Names used by the Joint Debtor in the last 8 years
(include married, maiden, and trade names):

xxx-xx-1962

Last four digits of Soc. Sec. or Individual-Taxpayer I.D. (ITIN)/Complete EIN (if more
than one, state all):
Street Address of Debtor (No. and Street, City, and State):
303 N. 10th St.
Nolanville, TX

xxx-xx-9597

Last four digits of Soc. Sec. or Individual-Taxpayer I.D. (ITIN)/Complete EIN (if more
than one, state all):
Street Address of Joint Debtor (No. and Street, City, and State):
303 N. 10th St.
Nolanville, TX

County of Residence or of the Principal Place of Business:
Bell
Mailing Address of Debtor (if different from street address):
P.O. Box 285
Nolanville, TX

ZIP CODE
76559

ZIP CODE
76559

Location of Principal Assets of Business Debtor (if different from street address above):

County of Residence or of the Principal Place of Business:
Bell
Mailing Address of Joint Debtor (if different from street address):
P.O. Box 285
Nolanville, TX

ZIP CODE
76559

ZIP CODE
76559

ZIP CODE

Type of Debtor

(Form of Organization)

(Check one box.)

Individual (includes Joint Debtors)
See Exhibit D on page 2 of this form.
Corporation (includes LLC and LLP)
Partnership
Other (If debtor is not one of the above entities, check
this box and state type of entity below.)

Chapter 15 Debtors
Country of debtor's center of main interests:

Each country in which a foreign proceeding by, regarding, or
against debtor is pending:

Filing Fee (Check one box.)

Full Filing Fee attached.

Filing Fee to be paid in installments (applicable to individuals only). Must attach
signed application for the court's consideration certifying that the debtor is
unable to pay fee except in installments. Rule 1006(b). See Official Form 3A.

Filing Fee waiver requested (applicable to chapter 7 individuals only). Must
attach signed application for the court's consideration. See Official Form 3B.

Statistical/Administrative Information

Debtor estimates that funds will be available for distribution to unsecured creditors.
Debtor estimates that, after any exempt property is excluded and administrative expenses paid,
there will be no funds available for distribution to unsecured creditors.

Estimated Number of Creditors

Nature of Business

(Check one box.)
Health Care Business
Single Asset Real Estate as defined
in 11 U.S.C. § 101(51B)
Railroad
Stockbroker
Commodity Broker
Clearing Bank
Other

Tax-Exempt Entity
(Check box, if applicable.)

Debtor is a tax-exempt organization
under title 26 of the United States
Code (the Internal Revenue Code).

Chapter of Bankruptcy Code Under Which
the Petition is Filed (Check one box.)

Chapter 7
Chapter 9
Chapter 11
Chapter 12
Chapter 13

Chapter 15 Petition for Recognition
of a Foreign Main Proceeding
Chapter 15 Petition for Recognition
of a Foreign Nonmain Proceeding

Nature of Debts
(Check one box.)

Debts are primarily consumer
debts, defined in 11 U.S.C.
§ 101(8) as "incurred by an
individual primarily for a
personal, family, or house-
hold purpose."

Debts are primarily
business debts.

Check one box:

Chapter 11 Debtors

Debtor is a small business debtor as defined by 11 U.S.C. § 101(51D).
Debtor is not a small business debtor as defined in 11 U.S.C. § 101(51D).

Check if:

Debtor's aggregate noncontigent liquidated debts (excluding debts owed to
insiders or affiliates) are less than $2,343,300 (amount subject to adjustment
on 4/01/13 and every three years thereafter).

Check all applicable boxes:

A plan is being filed with this petition.
Acceptances of the plan were solicited prepetition from one or more classes
of creditors, in accordance with 11 U.S.C. § 1126(b).

THIS SPACE IS FOR
COURT USE ONLY

1-49

50-99

100-199

200-999

1,000-
5,000

5,001-
10,000

10,001-
25,000

25,001-
50,000

50,001-
100,000

Over
100,000

$100,001 to
$500,000

$500,001
to $1 million

$1,000,001
to $10 million

$10,000,001
to $50 million

$50,000,001
to $100 million

$100,000,001
to $500 million

$500,000,001
to $1 billion

More than
$1 billion

Estimated Assets

$0 to
$50,001 to
$50,000 $100,000
Estimated Liabilities

$0 to
$50,000 $100,000

$50,001 to $100,001 to

$500,000

$500,001
to $1 million

$1,000,001
to $10 million

$10,000,001
to $50 million

$50,000,001
to $100 million

$100,000,001
to $500 million

$500,000,001
to $1 billion

More than
$1 billion

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B1 (Official Form 1) (12/11)
Voluntary Petition
(This page must be completed and filed in every case.)

Name of Debtor(s):

Luis Pardo
Pardo, Lidia Edna

All Prior Bankruptcy Cases Filed Within Last 8 Years (If more than two, attach additional sheet.)

Page 2

Location Where Filed:

Location Where Filed:

Case Number:

Case Number:

Date Filed:

Date Filed:

Pending Bankruptcy Case Filed by any Spouse, Partner or Affiliate of this Debtor

(If more than one, attach additional sheet.)

Name of Debtor:

District:

Case Number:

Relationship:

Date Filed:

Judge:

Exhibit A

(To be completed if debtor is required to file periodic reports (e.g., forms 10K and
10Q) with the Securities and Exchange Commission pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934 and is requesting relief under chapter 11.)

Exhibit A is attached and made a part of this petition.

Exhibit B

(To be completed if debtor is an individual
whose debts are primarily consumer debts.)

I, the attorney for the petitioner named in the foregoing petition, declare that I have
informed the petitioner that [he or she] may proceed under chapter 7, 11, 12, or 13
of title 11, United States Code, and have explained the relief available under each
such chapter. I further certify that I have delivered to the debtor the notice
required by 11 U.S.C. § 342(b).

X
Exhibit C

/s/ Erin B. Shank
Erin B. Shank

2/27/2013

Date

Does the debtor own or have possession of any property that poses or is alleged to pose a threat of imminent and identifiable harm to public health or safety?

Yes, and Exhibit C is attached and made a part of this petition.
No.

(To be completed by every individual debtor. If a joint petition is filed, each spouse must complete and attach a separate Exhibit D.)

Exhibit D, completed and signed by the debtor, is attached and made a part of this petition.

If this is a joint petition:

Exhibit D, also completed and signed by the joint debtor, is attached and made a part of this petition.

Exhibit D

Information Regarding the Debtor - Venue

(Check any applicable box.)

Debtor has been domiciled or has had a residence, principal place of business, or principal assets in this District for 180 days immediately
preceding the date of this petition or for a longer part of such 180 days than in any other District.

There is a bankruptcy case concerning debtor's affiliate, general partner, or partnership pending in this District.

Debtor is a debtor in a foreign proceeding and has its principal place of business or principal assets in the United States in this District, or has no
principal place of business or assets in the United States but is a defendant in an action or proceeding [in a federal or state court] in this District,
or the interests of the parties will be served in regard to the relief sought in this District.

Landlord has a judgment against the debtor for possession of debtor's residence. (If box checked, complete the following.)

Certification by a Debtor Who Resides as a Tenant of Residential Property

(Check all applicable boxes.)

(Name of landlord that obtained judgment)

Debtor claims that under applicable nonbankruptcy law, there are circumstances under which the debtor would be permitted to cure the entire
monetary default that gave rise to the judgment for possession, after the judgment for possession was entered, and

Debtor has included with this petition the deposit with the court of any rent that would become due during the 30-day period after the filing of the
petition.

(Address of landlord)

Debtor certifies that he/she has served the Landlord with this certification. (11 U.S.C. § 362(l)).

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B1 (Official Form 1) (12/11)
Voluntary Petition
(This page must be completed and filed in every case)

Signature(s) of Debtor(s) (Individual/Joint)

I declare under penalty of perjury that the information provided in this petition is
true and correct.
[If petitioner is an individual whose debts are primarily consumer debts and has
chosen to file under chapter 7] I am aware that I may proceed under chapter 7,
11, 12 or 13 of title 11, United States Code, understand the relief available under
each such chapter, and choose to proceed under chapter 7.
[If no attorney represents me and no bankruptcy petition preparer signs the
petition] I have obtained and read the notice required by 11 U.S.C. § 342(b).

I request relief in accordance with the chapter of title 11, United States Code,
specified in this petition.

Name of Debtor(s):

Luis Pardo
Pardo, Lidia Edna

Signatures

Page 3

Signature of a Foreign Representative

I declare under penalty of perjury that the information provided in this petition is true
and correct, that I am the foreign representative of a debtor in a foreign proceeding,
and that I am authorized to file this petition.

(Check only one box.)

I request relief in accordance with chapter 15 of title 11, United States Code.
Certified copies of the documents required by 11 U.S.C. § 1515 are attached.

Pursuant to 11 U.S.C. § 1511, I request relief in accordance with the chapter of
title 11 specified in this petition. A certified copy of the order granting
recognition of the foreign main proceeding is attached.

X /s/ Luis Pardo
Luis Pardo
X /s/ Pardo, Lidia Edna
Pardo, Lidia Edna

Telephone Number (If not represented by attorney)
2/27/2013
Date

Signature of Attorney*

Bar No. 01572900

X /s/ Erin B. Shank
Erin B. Shank

Erin B. Shank, P.C.
2309 Austin Avenue
Waco, Texas 76701

Phone No.______________________ Fax No.______________________

(254) 296-1161

(254) 296-1165

2/27/2013
Date

*In a case in which § 707(b)(4)(D) applies, this signature also constitutes a
certification that the attorney has no knowledge after an inquiry that the
information in the schedules is incorrect.

Signature of Debtor (Corporation/Partnership)

I declare under penalty of perjury that the information provided in this petition is
true and correct, and that I have been authorized to file this petition on behalf of
the debtor.

The debtor requests relief in accordance with the chapter of title 11, United States
Code, specified in this petition.

X

Signature of Authorized Individual

Printed Name of Authorized Individual

Title of Authorized Individual

Date

X

(Signature of Foreign Representative)

(Printed Name of Foreign Representative)

Date

Signature of Non-Attorney Bankruptcy Petition Preparer
I declare under penalty of perjury that: (1) I am a bankruptcy petition preparer as
defined in 11 U.S.C. § 110; (2) I prepared this document for compensation and
have provided the debtor with a copy of this document and the notices and
information required under 11 U.S.C. §§ 110(b), 110(h), and 342(b); and, (3) if rules
or guidelines have been promulgated pursuant to 11 U.S.C. § 110(h) setting a
maximum fee for services chargeable by bankruptcy petition preparers, I have
given the debtor notice of the maximum amount before preparing any document
for filing for a debtor or accepting any fee from the debtor, as required in that
section. Official Form 19 is attached.

Printed Name and title, if any, of Bankruptcy Petition Preparer

Social-Security number (If the bankruptcy petition preparer is not an individual,
state the Social-Security number of the officer, principal, responsible person or
partner of the bankruptcy petition preparer.) (Required by 11 U.S.C. § 110.)

Address

X

Date

Signature of bankruptcy petiton preparer or officer, principal, responsible person, or
partner whose Social-Security number is provided above.

Names and Social-Security numbers of all other individuals who prepared or
assisted in preparing this document unless the bankruptcy petition preparer is not
an individual.

If more than one person prepared this document, attach additional sheets
conforming to the appropriate official form for each person.

A bankruptcy petition preparer's failure to comply with the provisions of title 11
and the Federal Rules of Bankruptcy Procedure may result in fines or
imprisonment or both. 11 U.S.C. § 110; 18 U.S.C. § 156.

Computer software provided by LegalPRO Systems, Inc., San Antonio, Texas (210) 561-5300, Copyright 1996-2013 (Build 9.1.65.1, ID 2051701036)

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B 1D (Official Form 1, Exhibit D) (12/09)

In re:

Luis Pardo
Pardo, Lidia Edna

Debtor(s)

UNITED STATES BANKRUPTCY COURT

WESTERN DISTRICT OF TEXAS

WACO DIVISION

Case No.

(if known)

EXHIBIT D - INDIVIDUAL DEBTOR'S STATEMENT OF COMPLIANCE WITH

CREDIT COUNSELING REQUIREMENT

Warning: You must be able to check truthfully one of the five statements regarding credit counseling listed below. If you
cannot do so, you are not eligible to file a bankruptcy case, and the court can dismiss any case you do file. If that happens,
you will lose whatever filing fee you paid, and your creditors will be able to resume collection activities against you. If your
case is dismissed and you file another bankruptcy case later, you may be required to pay a second filing fee and you may
have to take extra steps to stop creditors' collection activities.

Every individual debtor must file this Exhibit D. If a joint petition is filed, each spouse must complete and file a separate Exhibit D.
Check one of the five statements below and attach any documents as directed.

1. Within the 180 days before the filing of my bankruptcy case, I received a briefing from a credit counseling agency

approved by the United States trustee or bankruptcy administrator that outlined the opportunities for available credit counseling
and assisted me in performing a related budget analysis, and I have a certificate from the agency describing the services
provided to me. Attach a copy of the certificate and a copy of any debt repayment plan developed through the agency.

2. Within the 180 days before the filing of my bankruptcy case, I received a briefing from a credit counseling agency
approved by the United States trustee or bankruptcy administrator that outlined the opportunities for available credit couseling
and assisted me in performing a related budget analysis, but I do not have a certificate from the agency describing the services
provided to me. You must file a copy of a certificate from the agency describing the services provided to you and a copy of any
debt repayment plan developed through the agency no later than 14 days after your bankruptcy case is filed.

3. I certify that I requested credit counseling services from an approved agency but was unable to obtain the services during
the seven days from the time I made my request, and the following exigent circumstances merit a temporary waiver of the credit
counseling requirement so I can file my bankruptcy case now.

[Summarize exigent circumstances here.]

If your certification is satisfactory to the court, you must still obtain the credit counseling briefing within the first 30 days
after you file your bankruptcy petition and promptly file a certificate from the agency that provided the counseling, together
with a copy of any debt management plan developed through the agency. Failure to fulfill these requirements may result in
dismissal of your case. Any extension of the 30-day deadline can be granted only for cause and is limited to a maximum of
15 days. Your case may also be dismissed if the court is not satisfied with your reasons for filing your bankruptcy case
without first receiving a credit counseling briefing.

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B 1D (Official Form 1, Exhibit D) (12/09)

In re:

Luis Pardo
Pardo, Lidia Edna

Debtor(s)

UNITED STATES BANKRUPTCY COURT

WESTERN DISTRICT OF TEXAS

WACO DIVISION

Case No.

(if known)

EXHIBIT D - INDIVIDUAL DEBTOR'S STATEMENT OF COMPLIANCE WITH

CREDIT COUNSELING REQUIREMENT

Continuation Sheet No. 1

4. I am not required to receive a credit counseling briefing because of:

[Check the applicable statement.] [Must be

accompanied by a motion for determination by the court.]

Incapacity. (Defined in 11 U.S.C. § 109(h)(4) as impaired by reason of mental illness or mental deficiency so as to
be incapable of realizing and making rational decisions with respect to financial responsibilites.);

Disability. (Defined in 11 U.S.C. § 109(h)(4) as physically impaired to the extent of being unable, after reasonable
effort, to participate in a credit counseling briefing in person, by telephone, or through the Internet.);

Active military duty in a military combat zone.

5. The United States trustee or bankruptcy administrator has determined that the credit counseling requirement of

11 U.S.C. § 109(h) does not apply in this district.

I certify under penalty of perjury that the information provided above is true and correct.

Signature of Debtor:

/s/ Luis Pardo
Luis Pardo

Date:

2/27/2013

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B 1D (Official Form 1, Exhibit D) (12/09)

In re:

Luis Pardo
Pardo, Lidia Edna

Debtor(s)

UNITED STATES BANKRUPTCY COURT

WESTERN DISTRICT OF TEXAS

WACO DIVISION

Case No.

(if known)

EXHIBIT D - INDIVIDUAL DEBTOR'S STATEMENT OF COMPLIANCE WITH

CREDIT COUNSELING REQUIREMENT

Warning: You must be able to check truthfully one of the five statements regarding credit counseling listed below. If you
cannot do so, you are not eligible to file a bankruptcy case, and the court can dismiss any case you do file. If that happens,
you will lose whatever filing fee you paid, and your creditors will be able to resume collection activities against you. If your
case is dismissed and you file another bankruptcy case later, you may be required to pay a second filing fee and you may
have to take extra steps to stop creditors' collection activities.

Every individual debtor must file this Exhibit D. If a joint petition is filed, each spouse must complete and file a separate Exhibit D.
Check one of the five statements below and attach any documents as directed.

1. Within the 180 days before the filing of my bankruptcy case, I received a briefing from a credit counseling agency

approved by the United States trustee or bankruptcy administrator that outlined the opportunities for available credit counseling
and assisted me in performing a related budget analysis, and I have a certificate from the agency describing the services
provided to me. Attach a copy of the certificate and a copy of any debt repayment plan developed through the agency.

2. Within the 180 days before the filing of my bankruptcy case, I received a briefing from a credit counseling agency
approved by the United States trustee or bankruptcy administrator that outlined the opportunities for available credit couseling
and assisted me in performing a related budget analysis, but I do not have a certificate from the agency describing the services
provided to me. You must file a copy of a certificate from the agency describing the services provided to you and a copy of any
debt repayment plan developed through the agency no later than 14 days after your bankruptcy case is filed.

3. I certify that I requested credit counseling services from an approved agency but was unable to obtain the services during
the seven days from the time I made my request, and the following exigent circumstances merit a temporary waiver of the credit
counseling requirement so I can file my bankruptcy case now.

[Summarize exigent circumstances here.]

If your certification is satisfactory to the court, you must still obtain the credit counseling briefing within the first 30 days
after you file your bankruptcy petition and promptly file a certificate from the agency that provided the counseling, together
with a copy of any debt management plan developed through the agency. Failure to fulfill these requirements may result in
dismissal of your case. Any extension of the 30-day deadline can be granted only for cause and is limited to a maximum of
15 days. Your case may also be dismissed if the court is not satisfied with your reasons for filing your bankruptcy case
without first receiving a credit counseling briefing.

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B 1D (Official Form 1, Exhibit D) (12/09)

In re:

Luis Pardo
Pardo, Lidia Edna

Debtor(s)

UNITED STATES BANKRUPTCY COURT

WESTERN DISTRICT OF TEXAS

WACO DIVISION

Case No.

(if known)

EXHIBIT D - INDIVIDUAL DEBTOR'S STATEMENT OF COMPLIANCE WITH

CREDIT COUNSELING REQUIREMENT

Continuation Sheet No. 1

4. I am not required to receive a credit counseling briefing because of:

[Check the applicable statement.] [Must be

accompanied by a motion for determination by the court.]

Incapacity. (Defined in 11 U.S.C. § 109(h)(4) as impaired by reason of mental illness or mental deficiency so as to
be incapable of realizing and making rational decisions with respect to financial responsibilites.);

Disability. (Defined in 11 U.S.C. § 109(h)(4) as physically impaired to the extent of being unable, after reasonable
effort, to participate in a credit counseling briefing in person, by telephone, or through the Internet.);

Active military duty in a military combat zone.

5. The United States trustee or bankruptcy administrator has determined that the credit counseling requirement of

11 U.S.C. § 109(h) does not apply in this district.

I certify under penalty of perjury that the information provided above is true and correct.

Signature of Debtor:

/s/ Pardo, Lidia Edna
Pardo, Lidia Edna

Date:

2/27/2013

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B6A (Official Form 6A) (12/07)

In re

Luis Pardo
Pardo, Lidia Edna

Case No.

(if known)

SCHEDULE A - REAL PROPERTY

Description and

Location of
Property

Nature of Debtor's
Interest in Property

None

Current Value
of Debtor's
Interest in

Property, Without
Deducting Any
Secured Claim
or Exemption

Amount Of

Secured Claim

i

,
t
n
o
J

,
e
f
i

d
n
a
b
s
u
H

W


,

y
t
i
n
u
m
m
o
C

r
o

Total:
(Report also on Summary of Schedules)

$0.00

13-60138-rbk Doc#1 Filed 02/27/13 Entered 02/27/13 13:33:51 Main Document Pg 9 of 73

B6B (Official Form 6B) (12/07)

In re

Luis Pardo
Pardo, Lidia Edna

Case No.

(if known)

SCHEDULE B - PERSONAL PROPERTY

,
t

Type of Property

e
n
o
N

Description and Location of Property

1. Cash on hand.

Cash on hand


2. Checking, savings or other finan-
cial accounts, certificates of deposit
or shares in banks, savings and loan,
thrift, building and loan, and home-
stead associations, or credit unions,
brokerage houses, or cooperatives.

Extraco Bank- checking account

FSB Bank- checking account

Wells Fargo - checking account

Higher One- checking account


3. Security deposits with public util-
ities, telephone companies, land-
lords, and others.

X



4. Household goods and furnishings,
including audio, video and computer
equipment.

Couches x 2

Loveseat

Chair

End tables x 3

Bookcases x 2

Stereos x 2

TVs x 4

Entertainment center

DVD players x 3

Computer

Computer desk/desk


y
t
i

n
u
m
m
o
C


r
o

i

n
o
J

,

e

f
i

W


,

d
n
a
b
s
u
H
C


C

C

C

C






C

C

C

C

C

C

C

C

C

C

C


Current Value of
Debtor's Interest

in Property,

Without Deducting

any Secured

Claim or
Exemption

$6.00


$22.69

$165.99

$0.00

$0.00






$80.00

$35.00

$35.00

$30.00

$20.00

$20.00

$100.00

$5.00

$30.00

$50.00

$10.00


13-60138-rbk Doc#1 Filed 02/27/13 Entered 02/27/13 13:33:51 Main Document Pg 10 of 73

B6B (Official Form 6B) (12/07) -- Cont.

In re

Luis Pardo
Pardo, Lidia Edna

Case No.

(if known)

SCHEDULE B - PERSONAL PROPERTY

Continuation Sheet No. 1

,
t

Type of Property

e
n
o
N

Description and Location of Property

Kitchen/dining table sets x 2

Hutch or china cabinet

Microwave x 2

Small appliances

Washer and dryer

Full size bed

Twin size bed

Dressers x 6

Chest of drawers x3

Armoire

Dishes,pots,pans, glassware,etc

Curtains,linens and towels

Area rugs

Window air conditioners x 2

Fans x 2



Weedeaters/ lawn equip

Tools and toolboxes

Power tools


lawn mowers x 2

y
t
i

n
u
m
m
o
C


r
o

i

n
o
J

,

e

f
i

W


,

d
n
a
b
s
u
H
C

C

C

C

C

C

C

C

C

C

C

C

C

C

C

C

C

C

C


Current Value of
Debtor's Interest

in Property,

Without Deducting

any Secured

Claim or
Exemption

$50.00

$50.00

$20.00

$30.00

$200.00

$80.00

$25.00

$180.00

$75.00

$60.00

$80.00

$20.00

$40.00

$50.00

$10.00

$110.00

$10.00

$500.00

$100.00


13-60138-rbk Doc#1 Filed 02/27/13 Entered 02/27/13 13:33:51 Main Document Pg 11 of 73

B6B (Official Form 6B) (12/07) -- Cont.

In re

Luis Pardo
Pardo, Lidia Edna

Case No.

(if known)

SCHEDULE B - PERSONAL PROPERTY

Continuation Sheet No. 2

,
t

Type of Property

e
n
o
N

Description and Location of Property

Ipod or MP3 player

Iron and ironing board

Garden tools

Blower

Air comperssor

Cell phones, pagers, and acces

PDA, palm pilot, etc



Video game console

Grill and accessories

Shelves



Vacuum cleaner

Sewing machine

Christmas tree and decortaions

Toys

Gun cabinet

Safe

Digital camera

Arts and craft supplies

Sewing supplies


y
t
i

n
u
m
m
o
C


r
o

i

n
o
J

,

e

f
i

W


,

d
n
a
b
s
u
H
C

C

C

C

C

C

C

C

C

C

C

C

C

C

C

C

C

C

C


Current Value of
Debtor's Interest

in Property,

Without Deducting

any Secured

Claim or
Exemption

$30.00

$10.00

$20.00

$10.00

$10.00

$40.00

$20.00

$20.00

$20.00

$15.00

$15.00

$10.00

$25.00

$80.00

$15.00

$5.00

$5.00

$10.00

$2.00


13-60138-rbk Doc#1 Filed 02/27/13 Entered 02/27/13 13:33:51 Main Document Pg 12 of 73

B6B (Official Form 6B) (12/07) -- Cont.

In re

Luis Pardo
Pardo, Lidia Edna

Case No.

(if known)

SCHEDULE B - PERSONAL PROPERTY

Continuation Sheet No. 3

,
t

Type of Property

e
n
o
N

Description and Location of Property

5. Books; pictures and other art
objects; antiques; stamp, coin,
record, tape, compact disc, and other
collections or collectibles.

6. Wearing apparel.

7. Furs and jewelry.

Board games, card games, etc

Desk chair

File cabinet

Printer


Books

VCR tapes

DVDs

Knick knacks

Game console games

Vases, flower pots, etc

Candles and candle holders

Digital music/MP3s


Clothing

Shoes

Accessories


Watches

Rings

Costume crown


y
t
i

n
u
m
m
o
C


r
o

i

n
o
J

,

e

f
i

W


,

d
n
a
b
s
u
H
C

C

C

C


C

C

C

C

C

C

C

C


C

C

C


C

C

C


Current Value of
Debtor's Interest

in Property,

Without Deducting

any Secured

Claim or
Exemption

$2.00

$3.00

$3.00

$5.00


$10.00

$15.00

$40.00

$30.00

$10.00

$15.00

$2.00

$15.00


$200.00

$80.00

$50.00


$10.00

$40.00

$25.00


13-60138-rbk Doc#1 Filed 02/27/13 Entered 02/27/13 13:33:51 Main Document Pg 13 of 73

B6B (Official Form 6B) (12/07) -- Cont.

In re

Luis Pardo
Pardo, Lidia Edna

Case No.

(if known)

SCHEDULE B - PERSONAL PROPERTY

Continuation Sheet No. 4

,
t

Type of Property

e
n
o
N

Description and Location of Property

i

n
o
J

,

e

f
i

W


,

d
n
a
b
s
u
H

y
t
i

n
u
m
m
o
C


r
o

Current Value of
Debtor's Interest

in Property,

Without Deducting

any Secured

Claim or
Exemption

8. Firearms and sports, photo-
graphic, and other hobby equipment.

Bikes


C


$15.00


9. Interests in insurance policies.
Name insurance company of each
policy and itemize surrender or
refund value of each.

10. Annuities. Itemize and name
each issuer.

11. Interests in an education IRA as
defined in 26 U.S.C. § 530(b)(1) or
under a qualified State tuition plan
as defined in 26 U.S.C. § 529(b)(1).
Give particulars. (File separately
the record(s) of any such interest(s).
11 U.S.C. § 521(c).)

12. Interests in IRA, ERISA, Keogh,
or other pension or profit sharing
plans. Give particulars.

13. Stock and interests in incorpo-
rated and unincorporated businesses.
Itemize.

14. Interests in partnerships or joint
ventures. Itemize.

15. Government and corporate bonds
and other negotiable and non-
negotiable instruments.

16. Accounts receivable.

X




X


X







X



X



X


X



X



































































13-60138-rbk Doc#1 Filed 02/27/13 Entered 02/27/13 13:33:51 Main Document Pg 14 of 73

B6B (Official Form 6B) (12/07) -- Cont.

In re

Luis Pardo
Pardo, Lidia Edna

Case No.

(if known)

SCHEDULE B - PERSONAL PROPERTY

Continuation Sheet No. 5

,
t

Description and Location of Property

Type of Property

17. Alimony, maintenance, support,
and property settlements to which the
debtor is or may be entitled. Give
particulars.

e
n
o
N

X




18. Other liquidated debts owed to
debtor including tax refunds. Give
particulars.

2012 income tax refund (estimated)



19. Equitable or future interests, life
estates, and rights or powers exercis-
able for the benefit of the debtor other
than those listed in Schedule A - Real
Property.

20. Contingent and noncontingent
interests in estate of a decedent, death
benefit plan, life insurance policy, or
trust.

21. Other contingent and unliqui-
dated claims of every nature,
including tax refunds, counterclaims
of the debtor, and rights to setoff
claims. Give estimated value of each.

22. Patents, copyrights, and other
intellectual property. Give
particulars.

23. Licenses, franchises, and other
general intangibles. Give particulars.

X





X




X





X



X


Current Value of
Debtor's Interest

in Property,

Without Deducting

any Secured

Claim or
Exemption

i

n
o
J

,

e

f
i

W


,

d
n
a
b
s
u
H

y
t
i

n
u
m
m
o
C


r
o






C
































$5,500.00



























13-60138-rbk Doc#1 Filed 02/27/13 Entered 02/27/13 13:33:51 Main Document Pg 15 of 73

B6B (Official Form 6B) (12/07) -- Cont.

In re

Luis Pardo
Pardo, Lidia Edna

Case No.

(if known)

SCHEDULE B - PERSONAL PROPERTY

Continuation Sheet No. 6

,
t

Type of Property

e
n
o
N

Description and Location of Property

24. Customer lists or other compilations X

containing personally identifiable

information (as defined in 11 U.S.C.

§ 101(41A)) provided to the debtor by

individuals in connection with obtaining

a product or service from the debtor

primarily for personal, family, or

household purposes.

25. Automobiles, trucks, trailers,
and other vehicles and accessories.

2000 Chevrolet 1500

2006 Chevrolet Tahoe

2005 200 Yamaha four wheeler (not running, missing a seat)

2005 360 Kawaski Four wheeler (doesn't run)

110cc Komoto four wheelers x3 (none of these are running)


26. Boats, motors, and accessories.

27. Aircraft and accessories.

28. Office equipment, furnishings,
and supplies.

29. Machinery, fixtures, equipment,
and supplies used in business.

30. Inventory.

31. Animals.

X

X

X


X


X

Dogs x 2


32. Crops - growing or harvested.
Give particulars.

X


Current Value of
Debtor's Interest

in Property,

Without Deducting

any Secured

Claim or
Exemption

i

n
o
J

,

e

f
i

W


,

d
n
a
b
s
u
H

y
t
i

n
u
m
m
o
C


r
o










C

C

C

C

C














C














$1,500.00

$8,500.00

$500.00

$500.00

$50.00














$1.00





13-60138-rbk Doc#1 Filed 02/27/13 Entered 02/27/13 13:33:51 Main Document Pg 16 of 73

B6B (Official Form 6B) (12/07) -- Cont.

In re

Luis Pardo
Pardo, Lidia Edna

Case No.

(if known)

SCHEDULE B - PERSONAL PROPERTY

Continuation Sheet No. 7

,
t

Description and Location of Property

Type of Property

33. Farming equipment and
implements.

34. Farm supplies, chemicals, and
feed.

35. Other personal property of any
kind not already listed. Itemize.

e
n
o
N

X


X


X


Current Value of
Debtor's Interest

in Property,

Without Deducting

any Secured

Claim or
Exemption

i

n
o
J

,

e

f
i

W


,

d
n
a
b
s
u
H

y
t
i

n
u
m
m
o
C


r
o



















continuation sheets attached
(Include amounts from any continuation sheets attached. Report total also on Summary of Schedules.)

7

Total >

$19,782.68

13-60138-rbk Doc#1 Filed 02/27/13 Entered 02/27/13 13:33:51 Main Document Pg 17 of 73

B6C (Official Form 6C) (4/10)

In re

Luis Pardo
Pardo, Lidia Edna

Case No.

(If known)

SCHEDULE C - PROPERTY CLAIMED AS EXEMPT

Debtor claims the exemptions to which debtor is entitled under:
(Check one box)

Check if debtor claims a homestead exemption that exceeds
$146,450.*

11 U.S.C. § 522(b)(2)
11 U.S.C. § 522(b)(3)

Description of Property

Specify Law Providing Each

Exemption

Value of Claimed

Exemption

Current

Value of Property
Without Deducting

Exemption

Cash on hand

11 U.S.C. § 522(d)(5)

Extraco Bank- checking account

11 U.S.C. § 522(d)(5)

FSB Bank- checking account

11 U.S.C. § 522(d)(5)

Wells Fargo - checking account

11 U.S.C. § 522(d)(5)

Higher One- checking account

11 U.S.C. § 522(d)(5)

Couches x 2

Loveseat

Chair

End tables x 3

Bookcases x 2

11 U.S.C. § 522(d)(3)

11 U.S.C. § 522(d)(3)

11 U.S.C. § 522(d)(3)

11 U.S.C. § 522(d)(3)

11 U.S.C. § 522(d)(3)

* Amount subject to adjustment on 4/1/13 and every three years thereafter with respect to cases
commenced on or after the date of adjustment.

$6.00
100% of FMV

$22.69
100% of FMV

$165.99
100% of FMV

$0.00
100% of FMV

$0.00
100% of FMV

$80.00
100% of FMV

$35.00
100% of FMV

$35.00
100% of FMV

$30.00
100% of FMV

$20.00
100% of FMV


$394.68

$6.00


$22.69


$165.99


$0.00


$0.00


$80.00


$35.00


$35.00


$30.00


$20.00



$394.68

13-60138-rbk Doc#1 Filed 02/27/13 Entered 02/27/13 13:33:51 Main Document Pg 18 of 73

B6C (Official Form 6C) (4/10) -- Cont.

In re

Luis Pardo
Pardo, Lidia Edna

Case No.

(If known)

SCHEDULE C - PROPERTY CLAIMED AS EXEMPT

Continuation Sheet No. 1

Description of Property

Specify Law Providing Each

Exemption

Value of Claimed

Exemption

Current

Value of Property
Without Deducting

Exemption

Stereos x 2

TVs x 4

11 U.S.C. § 522(d)(3)

11 U.S.C. § 522(d)(3)

Entertainment center

11 U.S.C. § 522(d)(3)

DVD players x 3

11 U.S.C. § 522(d)(3)

Computer

11 U.S.C. § 522(d)(3)

Computer desk/desk

11 U.S.C. § 522(d)(3)

Kitchen/dining table sets x 2

11 U.S.C. § 522(d)(3)

Hutch or china cabinet

11 U.S.C. § 522(d)(3)

Microwave x 2

11 U.S.C. § 522(d)(3)

Small appliances

11 U.S.C. § 522(d)(3)

Washer and dryer

11 U.S.C. § 522(d)(3)

Full size bed

Twin size bed

11 U.S.C. § 522(d)(3)

11 U.S.C. § 522(d)(3)

$20.00
100% of FMV

$100.00
100% of FMV

$5.00
100% of FMV

$30.00
100% of FMV

$50.00
100% of FMV

$10.00
100% of FMV

$50.00
100% of FMV

$50.00
100% of FMV

$20.00
100% of FMV

$30.00
100% of FMV

$200.00
100% of FMV

$80.00
100% of FMV

$25.00
100% of FMV

$1,064.68

$20.00


$100.00


$5.00


$30.00


$50.00


$10.00


$50.00


$50.00


$20.00


$30.00


$200.00


$80.00


$25.00


$1,064.68

13-60138-rbk Doc#1 Filed 02/27/13 Entered 02/27/13 13:33:51 Main Document Pg 19 of 73

B6C (Official Form 6C) (4/10) -- Cont.

In re

Luis Pardo
Pardo, Lidia Edna

Case No.

(If known)

SCHEDULE C - PROPERTY CLAIMED AS EXEMPT

Continuation Sheet No. 2

Description of Property

Specify Law Providing Each

Exemption

Value of Claimed

Exemption

Current

Value of Property
Without Deducting

Exemption

Dressers x 6

11 U.S.C. § 522(d)(3)

Chest of drawers x3

11 U.S.C. § 522(d)(3)

Armoire

11 U.S.C. § 522(d)(3)

Dishes,pots,pans, glassware,etc

11 U.S.C. § 522(d)(3)

Curtains,linens and towels

11 U.S.C. § 522(d)(3)

Area rugs

11 U.S.C. § 522(d)(3)

Window air conditioners x 2

11 U.S.C. § 522(d)(3)

Fans x 2

11 U.S.C. § 522(d)(3)

lawn mowers x 2

11 U.S.C. § 522(d)(3)

Weedeaters/ lawn equip

11 U.S.C. § 522(d)(3)

Tools and toolboxes

11 U.S.C. § 522(d)(3)

Power tools

Garden tools

11 U.S.C. § 522(d)(3)

11 U.S.C. § 522(d)(3)

$180.00
100% of FMV

$75.00
100% of FMV

$60.00
100% of FMV

$80.00
100% of FMV

$20.00
100% of FMV

$40.00
100% of FMV

$50.00
100% of FMV

$10.00
100% of FMV

$110.00
100% of FMV

$10.00
100% of FMV

$500.00
100% of FMV

$100.00
100% of FMV

$30.00
100% of FMV

$2,329.68

$180.00


$75.00


$60.00


$80.00


$20.00


$40.00


$50.00


$10.00


$110.00


$10.00


$500.00


$100.00


$30.00


$2,329.68

13-60138-rbk Doc#1 Filed 02/27/13 Entered 02/27/13 13:33:51 Main Document Pg 20 of 73

B6C (Official Form 6C) (4/10) -- Cont.

In re

Luis Pardo
Pardo, Lidia Edna

Case No.

(If known)

SCHEDULE C - PROPERTY CLAIMED AS EXEMPT

Continuation Sheet No. 3

Description of Property

Specify Law Providing Each

Exemption

Value of Claimed

Exemption

Current

Value of Property
Without Deducting

Exemption

Blower

11 U.S.C. § 522(d)(3)

Air comperssor

11 U.S.C. § 522(d)(3)

Cell phones, pagers, and acces

11 U.S.C. § 522(d)(3)

PDA, palm pilot, etc

11 U.S.C. § 522(d)(3)

Ipod or MP3 player

11 U.S.C. § 522(d)(3)

Video game console

11 U.S.C. § 522(d)(3)

Grill and accessories

11 U.S.C. § 522(d)(3)

Shelves

11 U.S.C. § 522(d)(3)

Iron and ironing board

11 U.S.C. § 522(d)(3)

Vacuum cleaner

Sewing machine

11 U.S.C. § 522(d)(3)

11 U.S.C. § 522(d)(3)

Christmas tree and decortaions

11 U.S.C. § 522(d)(3)

Toys

11 U.S.C. § 522(d)(3)

$10.00
100% of FMV

$20.00
100% of FMV

$10.00
100% of FMV

$10.00
100% of FMV

$40.00
100% of FMV

$20.00
100% of FMV

$20.00
100% of FMV

$20.00
100% of FMV

$15.00
100% of FMV

$15.00
100% of FMV

$10.00
100% of FMV

$25.00
100% of FMV

$80.00
100% of FMV

$2,624.68

$10.00


$20.00


$10.00


$10.00


$40.00


$20.00


$20.00


$20.00


$15.00


$15.00


$10.00


$25.00


$80.00


$2,624.68

13-60138-rbk Doc#1 Filed 02/27/13 Entered 02/27/13 13:33:51 Main Document Pg 21 of 73

B6C (Official Form 6C) (4/10) -- Cont.

In re

Luis Pardo
Pardo, Lidia Edna

Case No.

(If known)

SCHEDULE C - PROPERTY CLAIMED AS EXEMPT

Continuation Sheet No. 4

Description of Property

Specify Law Providing Each

Exemption

Value of Claimed

Exemption

Current

Value of Property
Without Deducting

Exemption

Gun cabinet

Safe

11 U.S.C. § 522(d)(3)

11 U.S.C. § 522(d)(3)

Digital camera

11 U.S.C. § 522(d)(3)

Arts and craft supplies

11 U.S.C. § 522(d)(3)

Sewing supplies

11 U.S.C. § 522(d)(3)

Board games, card games, etc

11 U.S.C. § 522(d)(3)

Desk chair

File cabinet

Printer

Books

VCR tapes

DVDs

Knick knacks

11 U.S.C. § 522(d)(3)

11 U.S.C. § 522(d)(3)

11 U.S.C. § 522(d)(3)

11 U.S.C. § 522(d)(3)

11 U.S.C. § 522(d)(3)

11 U.S.C. § 522(d)(3)

11 U.S.C. § 522(d)(3)

$15.00
100% of FMV

$5.00
100% of FMV

$5.00
100% of FMV

$10.00
100% of FMV

$2.00
100% of FMV

$2.00
100% of FMV

$3.00
100% of FMV

$3.00
100% of FMV

$5.00
100% of FMV

$10.00
100% of FMV

$15.00
100% of FMV

$40.00
100% of FMV

$30.00
100% of FMV

$2,769.68

$15.00


$5.00


$5.00


$10.00


$2.00


$2.00


$3.00


$3.00


$5.00


$10.00


$15.00


$40.00


$30.00


$2,769.68

13-60138-rbk Doc#1 Filed 02/27/13 Entered 02/27/13 13:33:51 Main Document Pg 22 of 73

B6C (Official Form 6C) (4/10) -- Cont.

In re

Luis Pardo
Pardo, Lidia Edna

Case No.

(If known)

SCHEDULE C - PROPERTY CLAIMED AS EXEMPT

Continuation Sheet No. 5

Description of Property

Specify Law Providing Each

Exemption

Value of Claimed

Exemption

Current

Value of Property
Without Deducting

Exemption

Game console games

11 U.S.C. § 522(d)(3)

Vases, flower pots, etc

11 U.S.C. § 522(d)(3)

Candles and candle holders

11 U.S.C. § 522(d)(3)

Digital music/MP3s

11 U.S.C. § 522(d)(3)

Clothing

Shoes

Accessories

Watches

Rings

11 U.S.C. § 522(d)(3)

11 U.S.C. § 522(d)(3)

11 U.S.C. § 522(d)(3)

11 U.S.C. § 522(d)(4)

11 U.S.C. § 522(d)(4)

Costume crown

11 U.S.C. § 522(d)(4)

Bikes

11 U.S.C. § 522(d)(5)

2012 income tax refund (estimated)

11 U.S.C. § 522(d)(5)

2000 Chevrolet 1500

11 U.S.C. § 522(d)(2)

$10.00
100% of FMV

$15.00
100% of FMV

$2.00
100% of FMV

$15.00
100% of FMV

$200.00
100% of FMV

$80.00
100% of FMV

$50.00
100% of FMV

$10.00
100% of FMV

$40.00
100% of FMV

$25.00
100% of FMV

$15.00

$5,500.00
100% of FMV

$1,500.00
100% of FMV


$10.00


$15.00


$2.00


$15.00


$200.00


$80.00


$50.00


$10.00


$40.00


$25.00


$15.00

$5,500.00


$1,500.00



$10,231.68

$10,231.68

13-60138-rbk Doc#1 Filed 02/27/13 Entered 02/27/13 13:33:51 Main Document Pg 23 of 73

B6C (Official Form 6C) (4/10) -- Cont.

In re

Luis Pardo
Pardo, Lidia Edna

Case No.

(If known)

SCHEDULE C - PROPERTY CLAIMED AS EXEMPT

Continuation Sheet No. 6

Description of Property

Specify Law Providing Each

Exemption

Value of Claimed

Exemption

Current

Value of Property
Without Deducting

Exemption

11 U.S.C. § 522(d)(5)

2006 Chevrolet Tahoe

11 U.S.C. § 522(d)(2)

11 U.S.C. § 522(d)(5)

2005 200 Yamaha four wheeler (not running,
missing a seat)

11 U.S.C. § 522(d)(5)

2005 360 Kawaski Four wheeler (doesn't run)

11 U.S.C. § 522(d)(5)

110cc Komoto four wheelers x3 (none of these
are running)

11 U.S.C. § 522(d)(2)

11 U.S.C. § 522(d)(5)

Dogs x 2

11 U.S.C. § 522(d)(3)

$0.00
100% of FMV

$3,450.00
100% of FMV

$5,050.00
100% of FMV

$500.00
100% of FMV

$500.00
100% of FMV

$0.00
100% of FMV

$50.00
100% of FMV

$1.00
100% of FMV





$8,500.00





$500.00


$500.00
<