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Case 13-32904-DOT Doc 5 Filed 05/30/13 Entered 05/31/13 00:34:51 Desc Imaged

Certificate of Notice Page 1 of 4

B9A (Official Form 9A) (Chapter 7 Individual or Joint Debtor No Asset Case) (12/12)

Case Number 13−32904−DOT

UNITED STATES BANKRUPTCY COURT

Eastern District of Virginia

Notice of Chapter 7 Bankruptcy Case, Meeting of Creditors, & Deadlines

A chapter 7 bankruptcy case concerning the debtor(s) listed below was filed on May 25, 2013.

You may be a creditor of the debtor. This notice lists important deadlines. You may want to consult an attorney to
protect your rights. Electronically filed documents may be viewed on Court's web site, www.vaeb.uscourts.gov.
Computer access available in Clerk's Office at address shown below. NOTE: The staff of the bankruptcy clerk's
office cannot give legal advice.
Creditors −− Do not file this notice in connection with any proof of claim you submit to the

court.

See Reverse Side For Important Explanations.
Debtor(s) (name(s) used by the debtor(s) in the last 8 years, including married, maiden, trade, and address):
CHRISTOPHER MICHAEL BROOKS
7807 THORNEROSE AVE.
Henrico, VA 23228
Case Number: 13−32904−DOT
Office Code: 3

Attorney for Debtor(s) (name and address):
Rodney L. Jefferson
Jefferson Law Firm
P.O. Box 1259
Richmond, VA 23218−1259
Telephone number: (804) 672−2003

Last four digits of Social−Security or Individual Taxpayer−ID(ITIN)
No(s)./Complete EIN:
xxx−xx−9659
Bankruptcy Trustee (name and address):
Sherman B. Lubman
P.O. Box 5757
Glen Allen, VA 23058−5757
Telephone number: 804−290−4490

Date: July 2, 2013
Location: Office of the U.S. Trustee, 701 East Broad Street − Suite 4300, Richmond, VA 23219−1885
Presumption of Abuse under 11 U.S.C. § 707(b)

See "Presumption of Abuse" on reverse side.

Meeting of Creditors:
Time: 10:00 AM

The presumption of abuse does not arise.

Papers must be received by the bankruptcy clerk's office by the following deadlines:

Deadline to Object to Debtor's Discharge or to Challenge Dischargeability of Certain Debts:

Deadlines:

September 3, 2013

Thirty (30) days after the conclusion of the meeting of creditors or within thirty (30) days after any amendment to the list or supplemental

Deadline to Object to Exemptions:

schedules is filed, whichever is later.

Creditors May Not Take Certain Actions:

In most instances, the filing of the bankruptcy case automatically stays certain collection and other actions against the debtor and the
debtor's property. Under certain circumstances, the stay may be limited to 30 days or not exist at all, although the debtor can request the
court to extend or impose a stay. If you attempt to collect a debt or take other action in violation of the Bankruptcy Code, you may be
penalized. Consult a lawyer to determine your rights in this case.

A creditor to whom this notice is sent at a foreign address should read the information under "Do Not File a Proof of Claim at This Time"
on the reverse side.

Please Do Not File a Proof of Claim Unless You Receive a Notice To Do So.

Creditor with a Foreign Address:

Address of the Bankruptcy Clerk's Office:
701 East Broad Street
Richmond, VA 23219

McVCIS 24−hour case information:
Toll Free 1−866−222−8029

For the Court:

Clerk of the Bankruptcy Court:
William C. Redden
Date: May 28, 2013

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Certificate of Notice Page 2 of 4

Filing of Chapter 7
Bankruptcy Case

Legal Advice

Creditors Generally
May Not Take Certain
Actions

B9A (Official Form 9A) (12/12)
A bankruptcy case under chapter 7 of the Bankruptcy Code (title 11, United States Code) has been filed in this court
by or against the debtor(s) listed on the front side, and an order for relief has been entered.

EXPLANATIONS

The staff of the bankruptcy clerk's office cannot give legal advice. Consult a lawyer to determine your rights in this
case.

Prohibited collection actions are listed in Bankruptcy Code §362. Common examples of prohibited actions include
contacting the debtor by telephone, mail or otherwise to demand repayment; taking actions to collect money or
obtain property from the debtor; repossessing the debtor's property; starting or continuing lawsuits or foreclosures;
and garnishing or deducting from the debtor's wages. Under certain circumstances, the stay may be limited to 30
days or not exist at all, although the debtor can request the court to extend or impose a stay.

Presumption of Abuse If the presumption of abuse arises, creditors may have the right to file a motion to dismiss the case under § 707(b) of

the Bankruptcy Code. The debtor may rebut the presumption by showing special circumstances.

Meeting of Creditors A meeting of creditors is scheduled for the date, time and location listed on the front side. The debtor (both spouses
in a joint case) must be present at the meeting to be questioned under oath by the trustee and by creditors. Creditors
are welcome to attend, but are not required to do so. The meeting may be continued and concluded at a later date
specified in a notice filed with the court.

Do Not File a Proof of
Claim at This Time

There does not appear to be any property available to the trustee to pay creditors. You therefore should not file a
proof of claim at this time. If it later appears that assets are available to pay creditors, you will be sent another notice
telling you that you may file a proof of claim, and telling you the deadline for filing your proof of claim. If this
notice is mailed to a creditor at a foreign address, the creditor may file a motion requesting the court to extend the
deadline.
Do not include this notice with any filing you make with the court.

Creditor with a
Foreign Address

Consult a lawyer familiar with United States bankruptcy law if you have any questions regarding your rights in this
case.

Discharge of Debts

Exempt Property

Bankruptcy Clerk's
Office

The debtor is seeking a discharge of most debts, which may include your debt. A discharge means that you may
never try to collect the debt from the debtor. If you believe that the debtor is not entitled to receive a discharge under
Bankruptcy Code §727(a) or that a debt owed to you is not dischargeable under Bankruptcy Code §523(a)(2), (4), or
(6), you must file a complaint −− or a motion if you assert the discharge should be denied under §727(a)(8) or (a)(9)
−− in the bankruptcy clerk's office by the "Deadline to Object to Debtor's Discharge or to Challenge the
Dischargeability of Certain Debts" listed on the front of this form. The bankruptcy clerk's office must receive the
complaint or motion and any required filing fee by that Deadline.

The debtor is permitted by law to keep certain property as exempt. Exempt property will not be sold and distributed
to creditors. The debtor must file a list of all property claimed as exempt. You may inspect that list at the bankruptcy
clerk's office. If you believe that an exemption claimed by the debtor is not authorized by law, you may file an
objection to that exemption. The bankruptcy clerk's office must receive the objections by the "Deadline to Object to
Exemptions" listed on the front side.

Any document that you file in this bankruptcy case should be filed either electronically, or with the Clerk's Office in
Richmond. You may view electronically filed documents, including list of debtor's property and debts and list of
property claimed exempt, on Clerk's web site, www.vaeb.uscourts.gov, or at Clerk's office in Richmond. See address
on front side of this notice.
− − Refer to Other Side for Important Deadlines and Notices − −

LOCAL RULE DISMISSAL WARNING: Case may be dismissed for failure to timely file lists, schedules and statements, or to attend
meeting of creditors. (Local Bankruptcy Rules 1007−1, 1007−3, and 2003−1.) Trustee may at the meeting give notice of intention to abandon
property burdensome or of inconsequential value or intent to sell nonexempt property that has an aggregate gross value less than $2,500.
Objections thereto must be filed pursuant to Local Bankruptcy Rules 6004−2 and 6007−1.
PAYMENT OF FEES FOR RICHMOND CASE AND ADVERSARY FILINGS AND MISCELLANEOUS REQUESTS: Exact
Change Only accepted as of February 4, 2008, for payment of fees and services. Payment may be made by non−debtor's check, money order,
cashier's check or a 'not to exceed check' made payable to Clerk, U.S. Bankruptcy Court, or any authorized non−debtor's credit card.
Electronic bankruptcy notices are delivered faster than the U.S. Mail if you have a PC with Internet connection or a Fax machine. For more
information, go to http://vaeb.uscourts.gov/ebn/index.htm or call, toll free: 877−837−3424. Case/docket information available on Internet @
www.vaeb.uscourts.gov

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Certificate of Notice Page 3 of 4
United States Bankruptcy Court
Eastern District of Virginia

In re: Case No. 13-32904-DOT
CHRISTOPHER MICHAEL BROOKS Chapter 7
Debtor
CERTIFICATE OF NOTICE
District/off: 0422-7 User: frenchs Page 1 of 2 Date Rcvd: May 28, 2013
Form ID: B9A Total Noticed: 15

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on
May 30, 2013.
db +CHRISTOPHER MICHAEL BROOKS, 7807 THORNEROSE AVE., Henrico, VA 23228-4336
11812990 +BANK OF AMERICA, PO BOX 982235, El Paso, TX 79998-2235
11812991 +CAP1/RMSTR, PO BOX 30253, Salt Lake City, UT 84130-0253
11812993 CAPITAL ONE RETAIL SERVICES, THE ROOM STORE FURNITURE, PO BOX 71106,
Charlotte, NC 28272-1106
11812996 DOMINION BEHAVIORAL HEALTH, 2305 NORTH PARHAM RD., STE. 3, Henrico, VA 23229-3156
11812997 +DOMINION RESOURCES SERVICES, PO BOX 26666, Richmond, VA 23261-6666
11812999 +NEUROPSYCHIATRIC & COUNSELING, 9020 STONY POINT PKWY, STE. 240, Richmond, VA 23235-1980
11813000 +ROBERTS PHYSICAL THERAPY, 3514 MAYLAND CT., Henrico, VA 23233-1421

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.
aty E-mail/Text: [email protected] May 29 2013 03:24:19 Rodney L. Jefferson,
Jefferson Law Firm, P.O. Box 1259, Richmond, VA 23218-1259
tr EDI: QSBLUBMAN.COM May 29 2013 03:03:00 Sherman B. Lubman, P.O. Box 5757,
Glen Allen, VA 23058-5757
11812989 EDI: BANKAMER.COM May 29 2013 03:03:00 BANK OF AMERICA, PO BOX 15220,
Wilmington, DE 19886-5220
11812992 +EDI: CAPITALONE.COM May 29 2013 03:03:00 Capital One, PO BOX 30281,
Salt Lake City, UT 84130-0281
11812994 +EDI: CHASE.COM May 29 2013 03:03:00 Chase Bank USA, PO Box 15298,
Wilmington, DE 19850-5298
11812995 EDI: CHASE.COM May 29 2013 03:03:00 Chase Credit Card Services, PO Box 15153,
Wilmington, DE 19886-5153
11812998 +EDI: TSYS2.COM May 29 2013 03:03:00 MACYS, 9111 DUKE BLVD., PO BOX 8218,
Mason, OH 45040-8218
TOTAL: 7

***** BYPASSED RECIPIENTS *****
NONE. TOTAL: 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.
USPS regulations require that automation-compatible mail display the correct ZIP.

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner
shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 9): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social Security
Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required by the
bankruptcy rules and the Judiciary’s privacy policies.

Date: May 30, 2013

Signature:

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Certificate of Notice Page 4 of 4

District/off: 0422-7 User: frenchs Page 2 of 2 Date Rcvd: May 28, 2013
Form ID: B9A Total Noticed: 15

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)
system on May 26, 2013 at the address(es) listed below:
Rodney L. Jefferson on behalf of Debtor CHRISTOPHER MICHAEL BROOKS [email protected],
[email protected]
Sherman B. Lubman [email protected], [email protected]
TOTAL: 2