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B9A (Official Form 9A) (Chapter 7 Individual or Joint Debtor No Asset Case) (12/12)

Case Number 13−43282−PBS

UNITED STATES BANKRUPTCY COURT

Western District of Washington

Notice of Chapter 7 Bankruptcy Case, Meeting of Creditors, & Deadlines

Notice of Ex Parte Motion to Dismiss if Debtor Fails to Appear at the Sec. 341 Meeting,

and Notice of Appointment of Trustee

A chapter 7 bankruptcy case concerning the debtor(s) listed below was filed on May 16, 2013.
You may be a creditor of the debtor. This notice lists important deadlines. You may want to consult an attorney to protect your rights.
All documents filed in the case may be inspected at the bankruptcy clerk's office at the address listed below.
NOTE: The staff of the bankruptcy clerk's office cannot give legal advice.

Creditors −− Do not file this notice in connection with any proof of claim you submit to the court.

See Reverse Side For Important Explanations
Debtor(s) (name(s) used by the debtor(s) in the last 8 years, including married, maiden, trade, and address):
Kevin Brian West
6229 So Junett Street
Tacoma, WA 98409
Case Number: 13−43282−PBS
Office Code: 3

Teresa Marie West
6229 So Junett Street
Tacoma, WA 98409
Social Security/Individual Taxpayer ID/Employer Tax ID/Other nos:
xxx−xx−0385
xxx−xx−0074
Bankruptcy Trustee (name and address):
Brian Budsberg
PO Box 1489
Olympia, WA 98507
Telephone number: 360−584−9093
Send 4002 documents to: Not available

Attorney for Debtor(s) (name and address):
Kevin Brian West
6229 So Junett Street
Tacoma, WA 98409
Telephone number:

Date: June 24, 2013
Location: Courtroom J, Union Station, 1717 Pacific Avenue, Tacoma, WA 98402

Time: 09:30 AM

Meeting of Creditors

Important Notice to Debtors: All Debtors (other than corporations and other business entities) must provide picture identification and
proof of social security number to the Trustee at the meeting of creditors. Original documents are required; photocopies are not sufficient.
Failure to comply will result in referral of your case for action by the U.S. Trustee.

The presumption of abuse does not arise.

Presumption of Abuse under 11 U.S.C. § 707(b)

See "Presumption of Abuse" on reverse side.

Papers must be received by the bankruptcy clerk's office by the following deadlines:

Deadline to Object to Debtor's Discharge or to Challenge Dischargeability of Certain Debts

and All Reaffirmation Agreements must be filed with the bankruptcy clerk's office by August 23, 2013

Deadlines:

Thirty (30) days after the conclusion of the meeting of creditors or within thirty (30) days of any amendment to the list or supplemental

Deadline to Object to Exemptions:

schedules, unless as otherwise provided under Bankruptcy Rule 1019(2)(B) for converted cases.

Creditors May Not Take Certain Actions:

Generally, the filing of the bankruptcy case automatically stays certain collection and other actions against the Debtor and the Debtor's
property. There are some exceptions provided for in 11 U.S.C. § 362. If you attempt to collect a debt or take other action in violation of the
Bankruptcy Code, you may be penalized. Consult a lawyer to determine your rights in this case.

Please Do Not File a Proof of Claim Unless You Receive a Notice To Do So.

Creditor with a Foreign Address:

A creditor to whom this notice is sent at a foreign address should read the information under "Do Not File a Proof of Claim at This Time"
on the reverse side.
Address of the Bankruptcy Clerk's Office:
1717 Pacific Avenue
Suite 2100
Tacoma, WA 98402
Telephone number: 253−882−3900

Clerk of the Bankruptcy Court:
Mark L. Hatcher

For the Court:

Hours Open: Monday − Friday 8:30 AM − 4:30 PM

This case has been assigned to Judge Paul B. Snyder
Date: May 17, 2013

Case 13-43282-PBS Doc 6 Filed 05/17/13 Ent. 05/17/13 08:59:21 Pg. 1 of 2

Filing of Chapter 7
Bankruptcy Case

Legal Advice

Case Number 13−43282−PBS
A bankruptcy case under Chapter 7 of the Bankruptcy Code (title 11, United States Code) has been filed in this court
by or against the debtor(s) listed on the front side, and an order for relief has been entered.

EXPLANATIONS

The staff of the bankruptcy clerk's office cannot give legal advice. Consult a lawyer to determine your rights in
this case.

Creditors Generally
May Not Take Certain
Actions

Prohibited collection actions are listed in Bankruptcy Code §362. Common examples of prohibited actions include
contacting the debtor by telephone, mail or otherwise to demand repayment; taking actions to collect money or
obtain property from the debtor; repossessing the debtor's property; starting or continuing lawsuits or foreclosures;
and garnishing or deducting from the debtor's wages. Under certain circumstances, the stay may be limited to 30
days or not exist at all, although the debtor can request the court to extend or impose a stay.

Presumption of Abuse If the presumption of abuse arises, creditors may have the right to file a motion to dismiss the case under § 707(b) of

the Bankruptcy Code. The debtor may rebut the presumption by showing special circumstances.

Do Not File a Proof of
Claim at This Time

Discharge of Debts

Exempt Property

Meeting of Creditors A meeting of creditors is scheduled for the date, time and location listed on the front side. The debtor (both spouses
in a joint case) must be present at the meeting to be questioned under oath by the trustee and by creditors. Creditors
are welcome to attend, but are not required to do so. The meeting may be continued and concluded at a later date
specified in a notice filed with the court.
There does not appear to be any property available to the trustee to pay creditors. You therefore should not file a
proof of claim at this time. If it later appears that assets are available to pay creditors, you will be sent another notice
telling you that you may file a proof of claim, and telling you the deadline for filing your proof of claim. If this
notice is mailed to a creditor at a foreign address, the creditor may file a motion requesting the court to extend the
deadline. Do not include this notice with any filing you make with the court.
The debtor is seeking a discharge of most debts, which may include your debt. A discharge means that you may
never try to collect the debt from the debtor. If you believe that the debtor is not entitled to receive a discharge under
Bankruptcy Code §727(a) or that a debt owed to you is not dischargeable under Bankruptcy Code §523(a)(2), (4), or
(6), you must file a complaint −− or a motion if you assert the discharge should be denied under §727(a)(8) or (a)(9)
−− in the bankruptcy clerk's office by the "Deadline to Object to Debtor's Discharge or to Challenge the
Dischargeability of Certain Debts" listed on the front of this form. The bankruptcy clerk's office must receive the
complaint or motion and any required filing fee by that deadline.
The debtor is permitted by law to keep certain property as exempt. Exempt property will not be sold and distributed
to creditors. The debtor must file a list of all property claimed as exempt. You may inspect that list at the bankruptcy
clerk's office. If you believe that an exemption claimed by the debtor is not authorized by law, you may file an
objection to that exemption. The bankruptcy clerk's office must receive the objections by the "Deadline to Object to
Exemptions" listed on the front side.
Any paper that you file in this bankruptcy case should be filed at the bankruptcy clerk's office at the address listed
on the front side. You may inspect all papers filed, including the list of the debtor's property and debts and the list of
the property claimed as exempt, at the bankruptcy clerk's office.
Consult a lawyer familiar with United States bankruptcy law if you have any questions regarding your rights in this
case.
If the Debtor, or joint Debtor, fails to file required schedules, statements or lists within 14 days from the date the
petition was filed, the U.S. Trustee will apply for an ex parte order of dismissal on the seventh day after the deadline
passes. If the Debtor, or joint Debtor, fails to appear at the meeting of creditors, the U.S. Trustee will apply for an ex
parte order of dismissal seven days after the date scheduled for the meeting of creditors, or the date of any
rescheduled or continued meeting. This is the only notice you will receive of the U.S. Trustee's motion to dismiss
the case. If you wish to oppose the dismissal, you must file a written objection within seven days after the applicable
deadline passes (i.e. 14−day deadline or date of the meeting of creditors).
Pursuant to 11 U.S.C. §701 and §322 and Fed. R. Bankr. P. 2008, Brian Budsberg is appointed Trustee of the estate
of the above named Debtor to serve under the Trustee's blanket bond. The appointment is made effective on the date
of this notice. Unless the Trustee notifies the U.S. Trustee and the Court in writing or rejection of the appointment
within seven (7) days of receipt of this notice, the Trustee shall be deemed to have accepted the appointment. Unless
creditors elect another Trustee at the meeting of creditors, the Interim Trustee appointed herein will serve as the
Trustee.

Creditor with a
Foreign Address
Notice Re: Dismissal

Bankruptcy Clerk's
Office

Appointment of
Trustee

Mark H Weber, Assistant U.S. Trustee

Refer to Other Side for Important Deadlines and Notices

Case 13-43282-PBS Doc 6 Filed 05/17/13 Ent. 05/17/13 08:59:21 Pg. 2 of 2